I must say Tony that what you put down there is just about exactly how I have it (not the kids part - but the selfishness part). Which is one of the reasons I'm not willing to consider kids... yet. 
I do think you're making the right choice!
The water is awesome - and there are heaps of stuff you can do. If you want adrenaline I think whitewater kayaking beats motorcycling hands down any day. Kite surfing looks like a lot of fun - but if you're over towards the Lyttleton side I guess there might not be enough wind.
It is preferential to refrain from the utilisation of grandiose verbiage in the circumstance that your intellectualisation can be expressed using comparatively simplistic lexicological entities. (...such as the word fuck.)
Remember your humanity, and forget the rest. - Joseph Rotblat
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