Barty5 I feel sorry for you dude. I had two bike stolen last year - and after 15 years of no claims on anything, the insurance company treated me as "guilty until proven innocent" in other words they investigated me, were the bikes really stolen? Interviewed everyone involved, queired cops to make sure all the sotires lined up etc etc. Basically they though I was engaging in fraud. FFS why would I have ditched my beloved Ducati I owned from new.>!>!>!@@ it took me ages to get paid out, which they did in the end, not before I had to get stroppy wiht them though.
Anyway my point is insurance companies spend 85% of their energy looking for loop holes or ways to not pay out. Sadly this is because there are idiots out there who have ripped them off in the past. Good luck I hope it pans out for you.
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