What would happen

[FROSTY:Me]

If instead of paying a whopping great ACC levvy for the privilage of riding on the road we were personally and individually accountable for Insuring ourselves against injury.-and were required to do so by law. ?
Sorta the whole user pays concept.
Haven't thought it through at all just floating an idea

[MSTRS:Me]

Went down that road a few years ago. ACC couldn't compete with the private providers, so the govt re-instated their monopoly.
Good thinking eh?

[bugjuice]

I recon do away with acc and make private health care better and more affordable. Then the average Joe isn't paying for when the twat who was weaving on an RG150 goes down in shorts and t-shirt on the harbour bridge today, with gardening gloves on. top man.

[spookytooth]

tried that at work (selfemployed)said i was keen to opt out of the rip off and happy to sine anything saying i get hurt its all my problem.Was told no thanks we are happy taking thousands off you and not having to give you anything for it

[FROSTY:Me]

It would be interesting too if we only paid acc levvies for ONROAD accidents

[swbarnett]

If instead of paying a whopping great ACC levvy for the privilage of riding on the road we were personally and individually accountable for Insuring ourselves against injury.-and were required to do so by law. ?
Sorta the whole user pays concept.
Haven't thought it through at all just floating an idea

This is exactly how Switzerland works. Personal health insurance is compulsory (if you can't afford it the government pays the premium). They have a very good health system and it's all private. For about 180Francs a year (would work out about the same in $NZ relative to salary) I got a comprehensive policy that covered you no matter where you were in the world (no need for travel insurance). They would even fly you to the nearest approved country for treatment if you could stand the trip.

I would love to see this introduced here. Scrap ACC completely and let Southern Cross et al take up the slack. The only issue would be the transition. We'd have to give it a decade or two to bed in before it was judged on success or failure.

[Steam]

If instead of paying a whopping great ACC levvy for the privilage of riding on the road we were personally and individually accountable for Insuring ourselves against injury.-and were required to do so by law. ?
Sorta the whole user pays concept.
Haven't thought it through at all just floating an idea

Ah, the extreme-right-wing. So you'd be an ACT party voter then?
You and Toaster should get together.


(Finn replies "Shut The Fuck Up, hippie.")

[ElCoyote]

This is exactly how Switzerland works. Personal health insurance is compulsory (if you can't afford it the government pays the premium). They have a very good health system and it's all private. For about 180Francs a year (would work out about the same in $NZ relative to salary) I got a comprehensive policy that covered you no matter where you were in the world (no need for travel insurance). They would even fly you to the nearest approved country for treatment if you could stand the trip.

I would love to see this introduced here. Scrap ACC completely and let Southern Cross et al take up the slack. The only issue would be the transition. We'd have to give it a decade or two to bed in before it was judged on success or failure.

Don't lose sight of the fact you are dealing with uninstitutionalised wankers when you mention the Gubbermint in New Zealand. In Switzerland did you have a dope smoker, several dykes, thugs, a transgender whatname, proven liars or those whose memory is selective. Switzerland had the right idea but NZ is the wrong country. Go Uncle Helen tattoo the nerw born. Squalidarity forever.

[FROSTY:Me]

Far from it.-Just bunging an idea out there is all

[swbarnett]

In Switzerland did you have a dope smoker, several dykes, thugs, a transgender whatname, proven liars or those whose memory is selective.

Actually, I have no idea (although I doubt it). It wouldn't matter if they did because of the referendum system over there. Everything but day to day matters goes to a binding referendum. The government really does just run the country. The larger decisions were left up to the population (we even got a chance to vote on the next year's budget). My wife is a Swiss citezin so every month there would be about four referenda turn up in the post with a pre se of the opposing viewpoints. If you cared about the issue you had a real voice it the decision.

Two examples I can remember is that the Swiss voted as a country whether or not to join the EU and whether to send troops to Iraq.

Switzerland had the right idea but NZ is the wrong country. Go Uncle Helen tattoo the nerw born. Squalidarity forever.

The trouble here is that the voice of the people means nothing. No referendum is legally binding. That's the first thing I'd change if I ever had the chance.

[ElCoyote]

Actually, I have no idea (although I doubt it). It wouldn't matter if they did because of the referendum system over there. Everything but day to day matters goes to a binding referendum. The government really does just run the country. The larger decisions were left up to the population (we even got a chance to vote on the next year's budget). My wife is a Swiss citezin so every month there would be about four referenda turn up in the post with a pre se of the opposing viewpoints. If you cared about the issue you had a real voice it the decision.

Two examples I can remember is that the Swiss voted as a country whether or not to join the EU and whether to send troops to Iraq.


The trouble here is that the voice of the people means nothing. No referendum is legally binding. That's the first thing I'd change if I ever had the chance.

I hear you and totally agree. However people power can win the day as Australia showed. Whether that was the right choice is yet to be decided. I slave in a workplace of 34 people. I am the only one who reads the paper, watches the news or is aware if there is an election in any given year. YET thay are the biggest bunch of whinging arseholes I have ever met. Sadly, to say they deserve whatever fate awaits them, only condemns all you nice, erudite, forward thinking and discerning motorcycle people to another 3 years of procrastination and subtle alterations of the truth as decreed by Comrade Helen.

[sAsLEX]

I recon do away with acc and make private health care better and more affordable. Then the average Joe isn't paying for when the twat who was weaving on an RG150 goes down in shorts and t-shirt on the harbour bridge today, with gardening gloves on. top man.

I always liked the fact the main users don't pay.

Every weekend at Woodhill lots of Horsey people hurt themselves, more than the MX boys, then there is Rugby, Skateboardin, Snowboardin, and all those other things that pay nothing and yet we keep having to pay more?!?

[Nasty]

Interesting concept Frosty, for those of us who could get insurance.... ACC is a type of health insurance and I can't get private health insurance due to having MS (multiple sclerosis) ... even ACC would try to pin any accident on that if they know about it ... its the way they have worked with my mum since her accident way back when ...

[Bikernereid]

Trying to get my head around how your insurance and health care works and to be honest by the sound of it not particulalry well from what people have written.

Over here we have the NHS and private health care, up to you what you do and if you can afford to go private and jump the que you do (freedom of choice).

However, we have to pay car/bike insurance end of story. They pay up for accident damage to car/bike etc and you can get compo if the person causing the accident does some serious dmamage to you personally.

How does this compare to your system?

If instead of paying a whopping great ACC levvy for the privilage of riding on the road we were personally and individually accountable for Insuring ourselves against injury.-and were required to do so by law. ?
Sorta the whole user pays concept.
Haven't thought it through at all just floating an idea

[Patch]

bring back National - abolish the mandatory use of ACC (refuse the right to use it, go private instead . . . again)


its about time the men in this country stood up again (not just on their soapbox either)






if it did ever happen again, at least I'd have a bit more spending (toy) money rather than budgeting it for friggin insurances, that I have to pay twice for.