Damaged bike and compensation - Insurance question

[Sanx]

Hi. Just over three months back, some tosser reversed into my little 250 whilst it was parked and did a runner. Luckily, a witness saw this got the guy's rego and eventually we tracked the culprit down.

After two months, the culprit's company finally got around to submitting correctly filled-in forms to their insurance company (the 250 was only insured for TPF&T) and an assessor came over and okayed the bike for repair. The bike's been with the dealer for over a month now and the parts are on back order from Japan. Knowing Blue Wing, this means that they'll arrive sometime after Doomsday.

Considering I haven't had the vehicle for three and a half months, and I'm unlikely to have it for at least another month, am I entitled to any form of compensation for loss of a vehicle during this time? Can I rent myself another bike and bill the culprit's insurance company for the cost involved? It seems wrong that I should be deprived of the vehicle through no fault of my own, yet have to wear the associated costs.

Can one of KB's resident insurance experts provide some advice?

[Soul.Trader]

You will only get compensation for losses incurred. If you have access to another vehicle, you are not incurring losses in terms of getting to and from work in a taxi/bus etc. You can't rent a bike and expect the insurance company to pay for it if it's solely for recreation, unfortunately.