Etiquette

**Unit:Me** · 7th March 2008, 18:28

I think the obvious here is this is a question from someone who lives in Wellington. Dont they have wind exclusions on your insurances down there?

**Rockbuddy** · 7th March 2008, 18:30

Originally Posted by Katman

Sue God.

which one yours or theirs??

**cowboyz** · 7th March 2008, 18:33

Originally Posted by Steam

If you park your bike next to mine, then mine is blown over in an insane gust of wind and smashes yours... I'm not going to pay. You parked too close. I was there first. Your fault.

I came back to my bike after work one day in Wellington, I had parked it on Queens Wharf where the helicopters are, and it was gusting 110kph that day. Blew my bike right over even though it was well parked.
Most of the petrol spilled out but there was enough to get me home.

Fortunately, for both of us, it simply would never happen.

I care about my bike... alot.
I am extremely careful where I park it. So much so that if I happen to be walking round town and have had parked my bike and see that someone has parked to what I feel is too close to mine I will go move mine.
It is not difficult to give a fuck when parking to make sure that (providing noone parks dodgerly (sp?) after you have left that it will still be there when you get back.
BTW> By definition, if you came back and your bike was on the ground it was not "well parked"

**cowboyz** · 7th March 2008, 18:40

Interesting slightly off topic but not really.

Common knowledge I am a greenkeeper. It is written into our contracts that if someone hits a golf ball wayward and it hits our vehicles then we can not claim damages against the golf club or the player who hits the ball.

Solution: I get to work, take all the machinery out of the shed. Put my bike in the shed round the corner and put a piece of plywood up against it to protect it.
2 others I work with think I am a little anal about it but both of them (one with a 95 BMW 316i has 3 dents in the side of his car and the other in a Nissan 4x4 has about 20. My bike has never been hit.

**FJRider** · 7th March 2008, 18:40

Originally Posted by swbarnett

I've seen bikes parked on hills with side stand uphill that were vertical. The slightest nudge would've toppled them. If I park my bike in said manner but because of my side stand length have a good lean uphill (i.e. stably parked) and somebody perches their bike precariously uphill of mine I would expect that they would be liable for any damage because they parked in an unsafe manner (i.e. should've known better).

Since WHEN has "common sense" been the basis of a legal argument. Discuss such things with your insurer. NO INSURANCE ??? you DONT get, what you dont pay for. You take the risk...

**jcupit69** · 7th March 2008, 19:10

This is why i never park next to anyone at uni, id rather get a bid of bird shit on my bike from parking where noone can park next to me than risk some fukwit on his moped knocking mine over

**Tank** · 7th March 2008, 19:39

I'm guessing that a bike parked well wouldn't blow over. I would also assume as the owner of a bike that has been damaged by another bike falling on it that I woudnt have to put my hand in my pocket to pay for something that wasn't my fault. So I would take you to small claims for the full amout.

Call me hard nosed (or whatever) but that's why I'm clever and have insurance.

**Gibbo13p** · 7th March 2008, 20:24

Take there plate number...if they are still there and give the details to the insurance company if its that bad....who can control the wind, and most people make sure the bikes on the stand ok before they walk off...well I do anyway.

**All** · 7th March 2008, 20:59

Well, one thing's for sure; this is not a straight forward situation.

**cowboyz** · 7th March 2008, 21:43

its all good saying, its fine. Im insured. Insurance will take care of it.

Are people forgetting the excess that you will have to cough up for repairing your bike because someone else cant park?

**All** · 7th March 2008, 21:48

Originally Posted by cowboyz

its all good saying, its fine. Im insured. Insurance will take care of it.

Are people forgetting the excess that you will have to cough up for repairing your bike because someone else cant park?

I hear that loud and really fucking clear. I have a thousand dollar excess...

Also, I'd rather not lose my no claims bonus (they charge the earth when you lose this).

**McDuck** · 7th March 2008, 22:02

Originally Posted by All

I hear that loud and really fucking clear. I have a thousand dollar excess...

Also, I'd rather not lose my no claims bonus (they charge the earth when you lose this).

You may have a lower excess when not riding it. I know that mine is 350 genrally but 1400 if i am riding it.