Trailbike insurance?

**marks** · 11th March 2008, 11:06

I just received the insurance premium for my wr450 today for $360 (off road only $10k value $500 excess plus $1000 theft excess).

Am I right in assuming that theft is the greatest risk by far?

If so I am assuming that normally happens from where the bike is stored?

What sort of security are you guys using to stop people stealing your bikes?

Ours are in locked sheds with bikes chained to work benches but I'm also wondering about disk locks or padlock through the sprocket etc...

any suggestions appreciated

cheers

Mark

**Taz** · 11th March 2008, 11:10

Please post pics of your security measures, your address and a map just to make it easier for me eh?

I have never insured my dirt bikes. Just make sure they are well secured to something immovable and resist the urge to hoon around your neighborhood on it thus advertising to all and sundry what you have and where you live. A cheap shed alarm wouldn't be a bad idea either. Always keep an eye on who's following you when trailering home from events go around the block just to be sure if suspicious.

**B0000M** · 11th March 2008, 11:18

i load and unload mine into the van within the shed, im fairly sure nobody in my neighbourhood is even aware i have a bike, i also dont run it at home. if nobody knows it exists, they wont take it.

this however wont work if you dont have a van

**jimmy 2006** · 11th March 2008, 11:19

big arse chain to foundations in the house, no way is it going anywhere. then lock them to your trailer, and your trailer to your car if your stopping on the way to rides for a feed ect. (baseball bat under seat as well just incase) haha,.. that is the main insurance i need.

**Ktmboy** · 11th March 2008, 12:41

Chained and locked away in the shed with the German Sheppard and friend. Welcome to come in if you want. Pleeese!!

**cheese** · 11th March 2008, 13:10

Call AMI and get a quote. I got $7k value, $250 excess limited policy. $80 a year.

**GR81** · 11th March 2008, 13:50

Originally Posted by cheese

Call AMI and get a quote. I got $7k value, $250 excess limited policy. $80 a year.

i think they feel sorry for you though

**barty5** · 11th March 2008, 14:34

Originally Posted by GR81

i think they feel sorry for you though

another poke at honda

**GR81** · 11th March 2008, 14:35

honda and cheese... but in no particular order

**toebug** · 11th March 2008, 14:56

Mine just sits in the shed and is not locked to anything. 2 kicks and ride her away! Insurance wise, it is covered for fire and theft under my house and contents, and is covered under my car policy for when it is in transit.

**WRT** · 11th March 2008, 14:59

Originally Posted by GR81

i think they feel sorry for you though

Originally Posted by barty5

another poke at honda

Don't you love it that he's poking fun at another man's ride when he doesn't have a bike himself?

**GR81** · 11th March 2008, 15:02

Originally Posted by WRT

Don't you love it that he's poking fun at another man's ride when he doesn't have a bike himself?

sold it as moving to canada to live in 4 days and he's also a mate... so i can hassle all i want

**WRT** · 11th March 2008, 15:09

Yeah, was aware you guys know each other, just found it hard case.

He'll be happily pootling (yup, it is Cheese after all) around on his Honda while you have to watch from the sidelines!

**cheese** · 11th March 2008, 15:20

Chitty chitty bang bang!!! Better than shitty shitty bang boom poozuki.

**B0000M** · 11th March 2008, 18:24

Originally Posted by toebug

Mine just sits in the shed and is not locked to anything. 2 kicks and ride her away! Insurance wise, it is covered for fire and theft under my house and contents, and is covered under my car policy for when it is in transit.

you sure its covered? they usually class a bike as a vehicle and not contents