Insurance company to insure my bike with

**huck farley** · 14th March 2008, 17:29

It's that time of year again whereas my Insurance is due on my bike. I have been with Star for 5 years. Great company but the rates are going through the roof.

What insurance company do you use? What are the claims department like, with the company you are using?

Also how much is your excess?

I have a one year old Triumph Tiger 1050 done 21.000ks. It's replacement cost would be around the 17k mark I would imagine.

What sort of premium should I be expected to pay for full cover, fire, & theft?

I will say thanks now in advance for your thoughts.
Cheers
Huck

**Pussy** · 14th March 2008, 17:35

I have got ALL of my insurance with John Baker Insurance. They are VERY good to deal with, and very helpful

**jrandom** · 14th March 2008, 17:42

I have a Star policy through Kiwibike.

$14,000 insured value on my K7 GSX1400, comprehensive cover.

I pay a $79 monthly premium, and the excess is $500 for me, $1,000 for anyone else.

Includes trackday cover (so long as it's me riding the bike).

**Swoop** · 14th March 2008, 19:28

There should be a load of info appearing in the Wiki soon.

JR. That sounds rather pricey.

**greenman** · 14th March 2008, 19:34

Vero are very good too. Through Dave Golightly.

**Smokin** · 14th March 2008, 20:42

+1 for kiwibike, Great fella to deal with.

**Dooly** · 14th March 2008, 21:32

Just got my bill today from Classic cover for my 04 Triumph Speed Triple. Insured for 12k, $313 for the year, compared to $920 at AMI.
Excess $500.
Got my Ducati there as well, $440 for 16k cover

Also got the bill for my Triumph TT600 from AMI $520 for 8k cover.
Only reason its at AMI as Classic only covers people over 30 and the boy rides the TT600, so no real alternative than to stay at AMI.

**PrincessBandit** · 14th March 2008, 21:52

I also have both my bikes with Dave Golightly (Vero, down in CHCH) - very happy and waaaaaaaaay cheaper than Assholes Anonymous erm, I mean AA here in Auckland. (I only call them that because they wouldn't insure even my ginny at all simply because i didn't have a full bike licence; stuff the fact that I've been on a full car licence for forever and i hardly know the meaning of the words "insurance claim"). So when i finally did get my full i took great satisfaction in enquiring about the cost for both the ginny and the bandit only to tell them "Nah, can get it way cheaper than you guys elsewhere".

**Deviant Esq** · 15th March 2008, 10:24

Originally Posted by Smokin

+1 for kiwibike, Great fella to deal with.

And another +1 for Kiwibike. I've just bought a new bike, and the quote I got from them was excellent value for money, excess of only $250 (for me or my "named" rider riding it, $750 if someone else is on it), roadside assistance, trackday cover, fully comprehensive cover. Bike insured for $7000, premium of $335. I'm 25.

**Stromble** · 15th March 2008, 19:13

Seems, its depends on who you speak to and what day it is sometimes.. I got a GT250R insured as a learner for $400 with AMI, then changed to a DL650 on an LTSA exemption, they quoted $1000, rang them the next day and an other lady said it would be $500... same policy, no difference.. I didnt question!

**Nick from the nick** · 15th March 2008, 21:50

I use ebike insurance nice and cheap $447 fully comp with nil excess on a 97 cbr1100 www.ebikeinsurance.co.nz free online quote

**Mikkel** · 15th March 2008, 23:20

I'm with state. They have been really good so far.

I just bought a new bike and have been looking at comprehensive cover. I'm 27, am sitting my restricted tomorrow and have bought a kawasaki ZX7RR.

State:

Premium $240 p.a.
Excess: $400
Covers me and any rider I put on the policy who has more experience than me.

Vero:

Premium: ~$330
Excess: $250
Will cover anyone with the right license. Covers my gear as well as my bike. And they subsidise advanced courses with mainland driving school.

Am a bit uncertain about which way I will go. State have been really good to me. However, getting my gear covered by an additional insurance besides my contents might be a good idea in relation to avoid premium increases (should I bin again inside a year - I expect and hope not!).

**Strider** · 19th March 2008, 13:29

Im with AMI. And having all insurance with one place makes it a little cheaper for me.
Some places that may be cheaper don't always mean better.Pays to check out thier terms and condtions.

**Hailwood** · 19th March 2008, 18:05

Send a PM to Jetboy..he works for John Baker...did a great deal for my bike..recommend him!!!!!!

**Spuds1234** · 19th March 2008, 18:44

Originally Posted by Nick from the nick

I use ebike insurance nice and cheap $447 fully comp with nil excess on a 97 cbr1100 www.ebikeinsurance.co.nz free online quote

Why would you use these guys?

Im paying $175 or there abouts to insure my Katana for $3000 with comprehensive insurance and a $250 excess.

Ebike wanted $1461.20 for comprehensive with a $250 excess.

Im 22. Poor. Golightly insurance all the way. Another vote for them.