I checked my insurance first (was with Protecta then - that's when I found out my excess was 25% of the sum insured!) and found out it would be an additional $500 excess if an unnamed rider had an accident while on my bike - making the excess $5000 - ouch! First guy had ridden one of the same model so didn't want a test ride as he knew he wanted it (but didn't come up with the cash so didn't get it). Second one was a woman who was on a learner's licence so her husband took her out on the back of it. I found out when they came back that they'd switched positions along the road so I would not have been covered if she'd crashed, which really pissed me off. Third guy came and left two of his kids and his car with me while he went for a test ride! I had a good feeling about him, and after chatting for a while when he got back, I had no worries letting him take it out again. The following day he rang me and transferred the money into my account.
I had been quite worried about the test ride situation but I think you have to let someone ride the bike - even if you follow them in their vehicle or on their bike. And trust your gut instincts!
Yes, I am pedantic about spelling and grammar so get used to it!
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