$4319.88 to insure

[Rosie]

Have you had quotes from several companies?

I was quoted a huge range of premiums and excesses when I was shopping around for full insurance for the sherpa - from $400 a year with a $250 excess, to $950 a year, with a $1000 excess

[yod]

you're young and you have convictions....thats just the way it is

don't crash

edit: Rosie is right tho....the range of quotes you get from different agents is ridiculous...pays to shop around

[Dodger]

just ran my bike through the online thingi.
I'll stick to Kiwibike insurance (cheaper by a few $100)

[Swoop]

I look forward to hearing what price Kiwibike come back with.

[Brett]

K4 GSXR 600 with a few mods, $600 per annum for full insurance. I have a handfull of speeding fines, no suspensions.

EDIT - and I am 23

[CookMySock]

Id be better off putting $4k a year into a savings account as my own insurance policy...

Of course you are. Unless you are statistically uninsurable you will always be better off. Insurance companies are a business, designed to make money from you. Either they make money, or you do. Next time you walk past their concrete, glass, and stainless-steel towers, ask yourself which away around it is.

And if you ARE statistically uninsurable, it is time for a rethink. Before you get dead, son.

DB

[LilSel]

that is quite expensive!! hope you find a decent price...

just cuz someones lost their licence doesnt mean they lost it by means of 'writing their bikes off'... etc

[barty5]

: 2006-03-12, Roadside Suspension
: 2007-05-20, Roadside Suspension
: 2008-02-14, Roadside Suspension

just go third party track record so far shows that you wont be able to ride either of them for a while shortly after getting your full licence.

[ManDownUnder]

Mate - you're a nice guy and all but please don't tell me this all came as a surprise.... have you read your own signature?

In case you missed it...

Rebellion record since 2007

Total Fines paid | $3,290
Total Demerits | 305
Total time suspended | 420 days

What exactly did you expect?

[R6_kid:Me]

what company is this with?

I've got 3 tickets, one was instant suspension, all up i got an extra 3month suspension from demerits, and one (bullshit) charge for passing on a yellow line... no insurance company wanted to talk to me last time i rang up which was in January.

Im 21 and claim-free for 2 years when I was insured, i also drive a volvo ffs.

Tickets are 15 over in a 100 (due to drop off soon), 58 over in an 80, and 25 over in a 100 - all open road.

[avgas]

Bah my 3rd party cost me $80/year. And $60 of that is states "minimum charge fee".
The other $1300/year goes into my bank account. I'm due for a new bike in 2009

[Morcs]

Suppose the questions are:

Am I going to crash
Are my bikes going to get stolen.

Generally No, I do my upmost to prevent them (as we all do)

But then theres the time when god rams a giant stick up your arse for no apparent reason...

Driving convictions in theory should have nothing to do with it (unless they are DIC charges) as in no way do they suggest that I could crash.

Ive never binned from fanging it (probably wouldnt be here If i did) and all crashes (except once that the ATNR crew will know about) have either been someone elses fault, or very slow speed drops that wouldnt be worth claiming.

Wonder if its possible to insure a bike as an asset and nothing more, so if it gets damaged or stolen, I can claim - nothing to do with actually riding.

[Tank]

Driving convictions in theory should have nothing to do with it (unless they are DIC charges) as in no way do they suggest that I could crash.

Of course they do - they show that you are a immature fool who rides like an idiot. If you ran the insurance company and had someone with zero convictions and someone with:


Total Fines paid | $3,290
Total Demerits | 305
Total time suspended | 420 days

How could you honestly say that there is no more liklyhood of the later having an accident.

[Tank]

Wonder if its possible to insure a bike as an asset and nothing more, so if it gets damaged or stolen, I can claim - nothing to do with actually riding.

And then you get the problems of what happens if you ride into someone with a 100k car (like happened to my son last week).

[Squiggles]

My tls is around 600 per year with a 300 excess , im 20 with no convictions / claims