ACC levies for multiple bike owners

[Racey Rider]

Where does all our speeding ticket money go?

Should that be going to ACC?

Run a Stop sign - Here's your ticket Plus your Extra ACC levee for creating more risk by not stopping as you should have.

[BM-GS]

We seem to have hit upon the fact that a system can either be fair or simple, but never both.

Self-interest is where it's all at: personal (that's why we're all here, isn't it?), economic (for insurance companies, they're not charities, y'know), or whatever.

The current system is simple and relatively cheap to administer. As it's simple, it's not particularly fair, but to make it fairer, it'll need more administering bureaucrats (it's not all bad, it'll create jobs) and cost more (probably bad).

Pay yer money and take yer choice. Vote.

(My personal belief is that we're gonna get screwed whichever way. Front licence plates, anyone?)

[road king]

what i dont get is why we pay GST on our rego, are we getting goods or a survice????

[Blackshear]

what i dont get is why we pay GST on our rego, are we getting goods or a survice????

+1,
Answers?

[Irontusk]

For arguments sake.. sure, a larger vehicle can do more damage.. but if you get into something stupid like a mini, then you're putting yourself at more risk of injury, especially if you hit something that isn't another vehicle.

Old people are more likely to break bones and recieve other major injuries in a crash (my grandmother had her hip replaced, she wasn't supposed to drive for a while, she did anyway and she likes to put her handbag under her seat, guess what the straps got wrapped around? The pedals! Her car ended up meeting another car. Old people.). The younger you are the faster you heal.

The odomoter in one of my cars (petrol) doesn't work. And I've known a few diesel owners who disconnect their speedo cables half the time.

A very nice change would be only having to do ONE theory test to get licences. Cause that's just irritating isn't it? (I have to go for my class 6 on Saturday)

I had more points but I got distracted and have forgotten them..

[buellbabe]

Oh wow so many excellent points made...where do I start?
Ok, deep breath...my biggest gripe with ACC has always been that the victims seem to get penalised. Motorcyclists cost alot to fix so lets charge them more, never mind that motorcylist Bill Bloggs was riding safely when car driver Jo geriatric decided to do an illegal u-turn and didn't 'see' the bike...

Ya see where I am going with this?

if only there was some way to link insurance claims/damage reports to the ACC levy. IE: if you have been a safe (lucky!) rider/driver then you should be rewarded by having a lower ACC levy like a no-claims bonus. Likewise the pricks causing the accidents should be penalised by having higher levies.
So I guess I am leaning towards some kind of individual registration system (of the person) but don't ask me how on earth to make it work!

Sure there are some holes in my logic and it would probably be a nightmare to introduce such a system...cos what do ya do about those people that will continue to drive/ride uninsured/unregistered/unwarranted vehicles...what do we do about those barstards? LOL

My head hurts just thinking about it!

[Patch]

Fuel based is still way more fair.

like hell it is. Why should a boatie, someone mowing their lawns, farmers with tractors etc etc be penalised by some twat who can't drive on the road??
Distance based would be ruc's for every vehicle.

So I guess I am leaning towards some kind of individual registration system (of the person) but don't ask me how on earth to make it work!

Go back to how National had it - no acc. Private ins, which is a crap load cheaper and a lot more effective.


No acc, would mean we could afford medical and loss of income insurance and a few other things. User pays.

[buellbabe]

like hell it is. Why should a boatie, someone mowing their lawns, farmers with tractors etc etc be penalised by some twat who can't drive on the road??
Distance based would be ruc's for every vehicle.

ooooh yes! I forgot to make that point. TOTALLY AGREE!

User pays? Hmmm has its merits buuuut doesn't that mean that bad rider/drivers causing accidents are still getting away with it while their victims are having to fork out?

[alanzs]

Honestly, there are people being paid to think up solutions and yet in NZ nothing sensible ever seems to go ahead. Whats happened to make the national psyche so backwards?

Part of it could it be that people chose to leave and complain as opposed to staying and facilitating change? Some people act, some people talk. Just a thought....

[Eurodave]

The easiest way out of paying ACC on multiple vehicles is to own only vehicles that are at least 40 years old, as they have NO ACC levy at all
For example my 1936 Morris 8 Sport & 1967 Matchless G15CS only cost me about $80 each & in a few years my 1971 CB 450 & my 1972 Guzzi Eldorado will be about the same

[JMemonic]

Folks are going to hate me for this but leave it alone, pay it with the rego just get the figures right a moped is not a motorcycle, according to the ACC system a moped is less likely to suffer disabling injuries in comparison to a motorcycle when hit by a large truck, this is the issue that needs to be looked at, and it does not matter who is at fault.

One suggestion was private insurance, here's my question on that, you have an accident, a law enforcement officer determines that the cause was your fault, regardless of your arguments to the contrary your insurance company takes the stand that as it was your fault you are not covered for the care needed for the spinal injury where is that money coming from?

ACC is not a perfect system but it covers you and everyone whether you slip in the shower (one of the major accident zones in the home) or get hit by a drunk driver, distance is not a practical option either why should I pay more than that old bugger who drove the wrong way up a motorway and endangered every other driver on the road because I use the vehicle to go to work everyday and he uses his to go to bowls and the supermarket once a week?