Help needed on insurance query

[JohnBoy]

i lost my licence a while back on just busting my points and i have had my licence back for about 15 months.

my question is how long is it before the insurance companies ignor this event??
i am sure it will not be as quick as 15 months but i am looking at saving up and buying a new bike at the end of the year. so will over two years with say (fingers crossed ) only one fine for 110k in 100 be sufficant for the big companies to be happy to insure me??

any help will be most helpful

Cheers

JB

[Devil]

i lost my licence a while back on just busting my points and i have had my licence back for about 15 months.

my question is how long is it before the insurance companies ignor this event??
i am sure it will not be as quick as 15 months but i am looking at saving up and buying a new bike at the end of the year. so will over two years with say (fingers crossed ) only one fine for 110k in 100 be sufficant for the big companies to be happy to insure me??

any help will be most helpful

Cheers

JB

Uhm. Seven years if the new disclosure law has anything to do with it. Heh. Most companies will ask the question "have you ever been disqualified from driving/riding. Lost your licence etc". It'll be a while...

edit: yeah they'll most likely insure you, but your premiums might have the gays for a while.

[Sparky Bills]

i lost my licence a while back on just busting my points and i have had my licence back for about 15 months.

my question is how long is it before the insurance companies ignor this event??
i am sure it will not be as quick as 15 months but i am looking at saving up and buying a new bike at the end of the year. so will over two years with say (fingers crossed ) only one fine for 110k in 100 be sufficant for the big companies to be happy to insure me??

any help will be most helpful

Cheers

JB

NA MATE YOUR FUCKED!!
JUST GIVE UP AND SELL YOUR BIKE NOW!

[scroter]

my insurance company asks for anything in the last 5 years including speeding tickets.

[**R1**]

You should be ok, but be prepared to pay for it, they are C$nts like that , but then we could just not break the law...but what fun would that be

[jrandom]

You should be ok, but be prepared to pay for it, they are C$nts like that

Don't be silly. It's their money they have to pay out on claims, they're just assessing risk. If you've lost your licence it probably means you ride like a twat, which means you're more likely to cost them in claims.

[**R1**]

Don't be silly. It's their money they have to pay out on claims, they're just assessing risk. If you've lost your licence it probably means you ride like a twat, which means you're more likely to cost them in claims.

I have lost my licence 5-6 times, but never claimed insurance for a crash.....its just an excuse to hike up prices...i dont drink but if someone has been disqulified for dic why not insure them? if they crash drunk they aint covered anyway? well thats just the way i see it. whats a twat? and why if you lost your licence are you one? is it coz u stoped for the coppers? i thought thats what everyone on here did

[inlinefour]

Uhm. Seven years if the new disclosure law has anything to do with it. Heh. Most companies will ask the question "have you ever been disqualified from driving/riding. Lost your licence etc". It'll be a while...

edit: yeah they'll most likely insure you, but your premiums might have the gays for a while.

I have never lost it but I get asked it each time...

[**R1**]

Don't be silly. It's their money they have to pay out on claims, they're just assessing risk. If you've lost your licence it probably means you ride like a twat, which means you're more likely to cost them in claims.

Their money??? where duz the money come from???

[Devil]

Their money??? where duz the money come from???

We're talking about Insurance dude. Do you think they pay out in chickens?

[Warren]

Their money??? where duz the money come from???

and where does your money come from? and where does that money come from? and so on.....

[bane]

Don't be silly. It's their money they have to pay out on claims, they're just assessing risk. If you've lost your licence it probably means you ride like a twat, which means you're more likely to cost them in claims.

amen - reality

It's just a sprinkling for the baking...

Robert Plant, via the Mrs Random Filter .

LMAO

[jrandom]

I have lost my licence 5-6 times, but never claimed insurance for a crash.....its just an excuse to hike up prices...

You can't see my point? OK.

Let's say I give you a million dollars as a slush fund, and tell you to go start an insurance company selling policies to motorcycle riders. If you don't show a profit every year, I'll put a hot poker up your arse without Vaseline.

Spend a week thinking about how you'd solve that commercial problem. Perhaps understanding will dawn, and you'll stop saying things like "they are C$nts like that".

whats a twat?

In terms of risk analysis, *you* are.

[Coyote]

I have never lost it but I get asked it each time...

Even I was asked it when I had got my licence the day before and was getting the bike insured so I could go out, go figure :spudwhat:

[Skunk]

You can't see my point? OK.

Let's say I give you a million dollars as a slush fund, and tell you to go start an insurance company selling policies to motorcycle riders. If you don't show a profit every year, I'll put a hot poker up your arse without Vaseline.

Spend a week thinking about how you'd solve that commercial problem. Perhaps understanding will dawn, and you'll stop saying things like "they are C$nts like that".

In terms of risk analysis, *you* are.