I think mainly its the low-speed balance stuff that will get you. Once you are travelling over 50km/hr it doesnt matter too much, and you have more time to react. I have to look back to check whether my 45kg daughter is still there - cant even tell she is there.
With your cautious riding style, I doubt you would have problems in traffic or on the open road.
Yeah its when you're stopped you are most likely to drop it - if the passenger is bigger than you they might help you grab the bike it it gets over too far. I had to muscle mine upright last week coz of this. Not sure if the passenger was aware of it or not.. 
Steve
"I am a licenced motorcycle instructor, I agree with dangerousbastard, no point in repeating what he said."
"read what Steve says. He's right."
"What Steve said pretty much summed it up."
"I did axactly as you said and it worked...!!"
"Wow, Great advise there DB."
WTB: Hyosung bikes or going or not.
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