2 Bikes, 1 Rider = 1 Rego?

[Gremlin]

Then you have a bin and the insurance company starts wondering about why the bike's VIN doesn't match the rego docs!

no silly, you grabs the other bike, and biffs it down the road in the same fashion, and claim on THAT one!!!

wait... something is not adding up - why do you get yourself smashed up twice? Maybe get a mate?

[DIN PELENDA]

My R1 for summer and ST1100 for winter 1/2 year reg , 1/2 on hold ,so only pay one reg.

[DEATH_INC.]

I bet the V8 and hotrod fans really love you guys!

Yep, why the fuck should I pay lots for my UAV that has never caused an ACC claim? Yet I've had heaps of bike related claims....some my fault, some not. Look back at the history of the old kB rides, lotsa 400/250 bins, yet they'd be paying less ACC?
Just coz you drive a Prius doesn't mean you dont crash.....
I do think the rego/acc system needs reviewing though, coz I don't crash more with 3 vehicles than I do with 1....

[Racey Rider]

Class Action - (don't really know what that means - Heard it on TV of course)

Test it in court.

Somebody send ACC a bill for the unused part on the second Rego they have paid. When ACC send back a polite note saying 'Yer Right. Like thats guna happen!" We all chip in $20 for a fighting fund.

Maybe even small claim court would do, as they don't have to stick strictly to NZ law, but can come up with a "This is fair" decision.

Then when we go to rego that second bike, we draw their attention to the precedent set by the 'KB vs ACC' case 2009, and get cheaper second rego.

So...
Who's got some time up there sleeve, and likes playing lawyer?

[popelli]

it really isn't anything to do with ACC

its about getting bikes off the road altogether

[Bend-it]

One ACC fee per person instead of per bike? Think it thru:

Say ACC needs $15 million per year to cover all bike related injuries.
There are 70000 bikes registered in NZ (just a figure plucked out of thin air)
So $15mil divided by 70,000 = $214.28 per bike

Now change from ACC levy per bike to ACC levy per person and guess what. The cost of accidents to fund stays the same but the number of contributors goes down. The sum is now
$15 mil divided by (lets say) 40000 individual bikers.
The result is an now an amount payable per person of $375 per person

Yep. It's a win for those with more than one bike but a loss for the majority of riders who only have one bike.

Yup, so right now, those with multiple bikes are in fact subsidising those with only one, when in fact, they both run the same risk. So, while single bike owners will end up paying more, it wouldn't be unfair, they're just paying their share of the cost.

The other options were:

1. Attach ACC to licenses - Doesn't work because there are people who have a license but drive only very rarely and you'll need annual license renewals.

2. Attach ACC to petrol - Less unfair, as Big rig drivers will be paying the most ACC, and realistically are the least likely to be injured in a crash, while 50cc scooter riders will be pying nothing, but more likely to be injured.

How about...

3. Scrapping motor-accident related ACC, include injury insurance in with motor vehicle insurance and make THAT compulsory? That way, premiums can be calculated to suit the individual's circumstances.

[James Deuce]

3. Scrapping motor-accident related ACC, include injury insurance in with motor vehicle insurance and make THAT compulsory? That way, premiums can be calculated to suit the individual's circumstances.

By a private Corporate who now has a license to rape our wallets.

ACC have calculated that Motorcyclists should be paying approx $480 in ACC levies. So that's where an Insurance company would start the scale.

[F5 Dave]

I understand that in France you pay on Licence.
It seems logimacal, if a drag on infrequent flyers, but is fairer for those with multiple vehicles. I mean you can't run more than one at a time & if you loan one then that person is already paying.

I think in this day & age 90% of bikers have a car as well so most are paying some ACC to start.

[NighthawkNZ:Me]

I personally don't believe I should have to pay ACC if I have full insurance... If I have an off and I am off work I get more from my insurance than I would from acc anyhow, and my insurance would be a lot quicker at paying... and if I get my insurance acc won't pay a dime... so why should I pay it.

If ACC is on fuel then it also covers the boaties, when you mow the lawn and get something your eye, that home chainsaw accident. and only when you are out using the bike, car or microlite..

I think in this day & age 90% of bikers have a car as well so most are paying some ACC to start.

wahoo im in that 10% don't have a cage license either...