dose anyone know if you can get full insurance for a bike you dont have a license to ride? like if you you go out and get a 750 when you only have your restricted license. i imagine it wouldn't be cheep but dose anyone do it?
On the road again!!!
Insurance and licences
dose anyone know if you can get full insurance for a bike you dont have a license to ride? like if you you go out and get a 750 when you only have your restricted license. i imagine it wouldn't be cheep but dose anyone do it?
Sir Cumference
You're not serious, are you? Really...?
Can I believe the magic of your size... (The Shirelles)
Cyborg Biker
Originally Posted by road king
you have 2 shows... no show and shit show...
Are allowed to own it? yes... Are you allowed to ride it on the road? legally No.
Insurance companies won't fully insure you, but you can sign saying someone with a full license can ride it and insure it. But if you ride and have a accident you will not be covered.
The most you will most likely get is fire theft...
Forum whore
Thats what I thoughtYou're not serious, are you? Really...?
Forum whore
Not sure if you're serious, but you cannot get vehicle insurance that will cover you outside the conditions of your license.
Yarrrrr
One of the terms of an insurance policy would be that you were legally allowed to ride the bike. That could be a) it's yours or you have the owner's authority to ride it and b) you are licenced to ride it.
You *could* get a claim paid if the fact you were riding outside the terms of your licence had nothing to do with the incident and insurers may not actually ask you whether you have your full licence when you sign up - but the fact you intend to ride it outside the terms of your licence is what they call a Material Fact, something you are obliged to disclose or insurers can cancel the policy without paying any claim.
Your call, take the risk and hope it doesn't turn to custard at claim time. We ask for licences for some claims and keep a photocopy on file, it would be apparent then, doubly so if your assessor knows a bit about bikes or licences.
Hmm.
Yep you'd only be protected against theft/damage to the bike while you aren't riding it.
Honda Lover
fire and theft
missus used to work in insurence
plastic fabricator/welder here if you need a hand ! will work for beer/bourbon/booze
come ride the southern roads www.southernrider.co.nz
Curmudgeon
Sure you can.
You'd have to declare it, and I doubt you'd be insured whilst riding it on the road. However other riders could be covered, and you'd be insured riding on private property.
i'm motarded
you are correct, the missus had her adult sized bike fully insured while she was still on her restricted, of course she wasnt covered while riding it on the road, but everybody else who had a full license was.
released early.. yahoo..
yup must have been to ask...
however as all have said above..
.xjr...
.."What's with all the lights"..officer..
Buy my bike
funny that i asked state, who insures me atm.
The would cover me for a 600cc hornet and i told them I was on restricetd,. I didnt ask any more questions however,
" yah trick yah "
Hmm.
You would be covered but not if you were riding it out of your license conditions.
Hardout Cyclist
Yep they would gladly take your money and say that they'll insure you. Then when ya crash they'll maintain that you were riding outside your licence conditions and therefore outside of the contract, and then you'll have no money.
Cyborg Biker
You can get full insurance no problem... as long as if you don't ride it, but if you have an accident the insurance company does not have to pay out due to you not being on the correct license.
My guess is if you tell them you want to ride it then they can relistically only insure for Fire theft etc...
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