if he thinks he is in the wrong he may pay up -if he take it thru his insurance your screwed - no licence means you should not be on the road.
I would be prepared for a shit fight, once he knows what he is going to have to pay - he will go for insurance if he has it.
Most people look at a crash and thing a few hundred bux when it is thousands ............
If he has no insurance your screwed because you wont be able to chase him thru courts
best advice is learn from it and get a licence - it aint that hard.
If you say either "I can" or "I can't" your correct.
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