Should I finance my bike?

[geoffm]

Not what you want to hear but...
how long have you been a student? I have just finished making the last payment of my student loan (got the 3rd degree....) and it is good to see the end of it.
Have you done a budget for realistic costs, both for the bike and living costs? Seen the price of books, computers etc recently? Ever rising living costs?
IMO keep your current bike and run it into the ground for a coupel of years until the way foward is settled, or sell it and buy an old PoS to commute on, and put the student loan money into a term deposit.
Geoff

[Roki_nz]

Ask your parents for a loan that what i did, Only 6% interest

[gixxer-king]

can i just ask why??? the difference in the bikes is nothing really, and you're gonna be slacked when all the trick bits you fitted to the current one are no longer there.

you gonna spend even more putting bigger can on it? pinstriping the wheels or whatever? come on man, if you need a loan, you can't afford it. and the fact that you have plastered it all over a site like this, people will laugh if they see you on it, hee hee 8 years of paying off a bike.

just my 2 cents

[supraman_nz]

Nah sorry not interested in buying it.
I say go for it, iv done something similar and recently got a ZX6r (not new thou)
Will be good to see a few nice bikes round uni.
Dont forget your $1000 course related costs - buying a bike = buying transport 2 get 2 uni = course related costs!

[ManDownUnder]

Then it will magically transform into a Red and White 2009 R6!!

Go for it - who cares what others think. Let me know when you're up to your arse in financial alligators so I can take the 09 bike off you for a bargain.

Out of curiousity - what are you studying?

[R6_kid:Me]

Out of curiousity - what are you studying?

Probably a BA so he could get the student loan.

[hmurphy]

Have you done a budget for realistic costs, both for the bike and living costs? Seen the price of books, computers etc recently? Ever rising living costs?

Nah mate! Just winging it!! That's the way to do it right?

Are you the dude with the green zx6r (quite newish) that parks up at uni? I saw you there on it every now and then. Bloody nice bike mate! My mates and I dig your bike. And the R1 and the Gixxer thou that's there too.

I am doing a BBIS. (Business Information Systems). It is about computers and business. So you would expect me to have done all the calculations. But the idea here is to just wing it! Wing it and not give a flying fudge.

I am enjoying the flameage on here too. I think I will get a custom number plate or something so that all of you on here can recognise who I am as I rip up the 'takas.

Also, another part of my plan will be to take $12 a week out of my bike funds money account and put it towards lotto tickets! Genius!! When I win my millions, it will be R6's all round!

[NinjaNanna]

... I think I will get a custom number plate or something ...

How about "WINZ" with a custom surround saying "In Loving Memory of Aunty Helen"

[supraman_nz]

Nah iv got a Blue ZX6r, I only got it in the last few weeks of term and most of which was spent at pipitea campus.
Just a side thought, Over the holidays ( assuming you dont have do a summer paper) Will you still be able 2 fund it? Also how many years left on your degree? If its only one then what happens if you graduate and cant get a job?
But still regardless you should do it , life is for living!!

[Rob Taylor]

Look, as has been said before, the bike cost is the least of your worries.Its all the other shit...Stay with your old bike,the economic climate isnt good for what you want to do.....Think with ya head bro and save like fuck

[hmurphy]

A new R6 would be munt. Big stoppies, wheelies and burnouts on my 2009 R6. Everyone would think I am so cool.

[breakaway]

Should I finance my bike?

No. No cash to buy it = don't buy it. Only thing you put on finance ever should be a house.

what about the bloody taxpayers who always pick up the bill.

Wanna tell me why a student should get stuff for nothing - if you wanna borrow money you pay for it like everyone else. a m/c aint part of your education.

Geez bludging students piss me off - The money you can access is for your education, you sound to be sorely in need of some - It aint finace you are studing - probably something totally useless like a BA in basket weaving.

if you go ahead with your mad plan You are going to be in the shit for years and no doubt will whine about it until you run off to Australia so you dont have to pay your debts,

Do us all a favour and piss off now.

THe Bunny is back!!!!

Hahahah

Be sure to post pics of it if you do get it, including the number plate, im sure there are a few people on here who would love to dob you in for fraudulently using your student loan

Nothing illegal with what he's doing here (The OP is talking about studylink living costs) - he can say that he needs the bike to get to uni therefore it is essential However what would be illegal would be getting out that $1000 'course related costs' thing to put onto the loan.

[Shaun]

Interest free student loans are gunna come to end because of all the abuse of the going on with them. GO ahead dude, help wreck the future for others

Sorry, but it is the rant and rave dept

[supraman_nz]

Breakaway - Using the $1000 course related costs isnt illegal to use if he was buying a bike. I took my receipt in for my bike and they happy gave me the $1000 as it was transport for uni.
I know of at least 2 other people who have both done this and had it excepted.

[nico]

And what are you actually going to live on? What year uni are you this year?

could only asume he lives at home with mum and dad who will probally coop all living costs

to me it might looks good but beware as said you will eventually have to pay it back studnt loans suck although i never had one my defence force took care of mine but i had to pay back 3 years return survice for it

this is one of those thisgs youngins do and as a father can only see this situation going bad
my .02 cents dont expect ya to listen probally like my kids
just thaught id add also that when you actually grow up and wana buy a house a huge student loan or whateva could stop you being able to buy a home