Im with AMI and I have car insurance with them also, 60% no claims and freebee max... so that might influence things.
My bike costs me $19.50 a month, full cover with $3000 value, but will be assessed if I ever claim.
I am 25 and a learner, so it seems ok.
Saying that I have to ring them and let them know about my caliper lock and L licence
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