Just clean and lube the chain in the afternoon. I went out for a gentle ride around Takapuna area, under the speed limit.
Around 9pm, I went straight in the left lane at 60kph along the Anzac St and approach the intersection of Auburn St. I saw the light turn yellow and then red. I gave it a brake, change gear, not a hard break at all, slow down until about 10kph.
Everything is smooth until I heard a screaming break sound behind me. Next thing is that I fly over my bike and hit the ground. Probably, one of the witness called police. They showed in 5 min. The cager drove a toyota starlet, didn't have a license, no insurance either.
Luckily, I was in full gear, not hurt too much, just a little bit pain at the left wrist. The bike is still working, rear break paddle and tail light were bended, scratches on exhaust. I felt the handle bar is a little bit strange on the way back home. Maybe there are other damages. I'll check it tomorrow.
What's else I can say. This is my first drop, but it's not my fault.
Any suggestion of mechanic shop for repairing? Hope it won't cost me too much, though I was fully insured.

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