The definitive motorcycle insurance thread

**The Stranger:Me** · 2nd May 2009, 22:11

Originally Posted by Bikern1mpho

Thanks hun hopefully I will remember in future!!

Don't do it! We know he's just hoping for a hiding. Make the bastard wait.

**kiwifruit** · 2nd May 2009, 22:20

Originally Posted by jrandom

Foul slander, given that you are, at least, a practicing bisexual.

u r

**jrandom** · 3rd May 2009, 06:27

Originally Posted by kiwifruit

u r

You wish I was.

**Number One** · 3rd May 2009, 09:03

Originally Posted by jrandom

Foul slander, given that you are, at least, a practicing bisexual.

So true except that I prefer the term 'dungarees' I am not a mechanic after all

**mstriumph** · 6th May 2009, 23:04

Originally Posted by Freeatlast

Is that another way of saying... they can hold their piss, and get lucky ???

now me, i'd rather TAKE the piss ............ 'specially of anyone calling the flower of KB womanhood - what was it now .... 'fat-overall-wearing-feminist-dykes' ?? ....

ye gods methinks the 'lady' doth protest too much

[apart from the fact that i'm sure that most of them wouldn't be seen DEAD in a fat overall .....]

**Cr1MiNaL** · 13th May 2009, 00:08

Originally Posted by Bikern1mpho

I was wondering if anyone can recommend a good insurance company or one that specialises in women riders, if they exist over here. Looking for cheap insurance. Any advice welcome. Thanks

An insurance company that specialised in woman riders would not be a company for long because companies are considered to be a "going concern" !!!!!!!!

**cowpatz** · 14th May 2009, 11:53

Whichever insurance company you opt for just be weary of the payment options. I have just insured my bike with Kiwibike and got caught out. I opted for the monthly payment option and got a surprise when I would be paying an extra $65 per year for the pleasure. That was a premium increase of 17%.
I am sure this is probably the same with most companies however nothing on the website or info packs said that there would be an additional cost. In fact the terms and conditions on their website states that the supplied quote includes all fees, levies and GST.
A misunderstanding on my part perhaps but this should be made clear to the consumer when other repayment options are suggested.
Apart from this very minor glitch I have found them to be an efficient and friendly company to deal with.

Edit: Carrying on from what I wrote above. This evening I received a call from Dave, of Kiwibike, to follow up on my call that morning and tell me what had happened with respect to not being informed of the additional charges for making monthly payments. Kiwibike is a family business and his daughter, whom I was dealing with, omitted to tell me of the additional charges. Customers are informed of the additional monthly costs when choosing that payment method and forgetting to tell me is something she normally doesn't do but she was distracted due to a bad cold and dealing with another seriously ill family member. Dave made it clear he was not making excuses and in fact he was going to call everyone that had done business with Kiwibike on that day just to check that everything is in order. The points I raised about the website had been amended before he even called me!
Now that is a company that has a finger on the business pulse and one that I am glad to be associated with.
Thanks Dave.

**kit** · 25th May 2009, 22:18

Well I am insured with NAC insurance and they are damn reasonable, also cover track days, gear and give you roadside assistance, as of yet i havent had to call upon them (touch wood). Its definitely worth shoppin round tho

**16silver** · 30th May 2009, 16:30

Originally Posted by Bikern1mpho

I was wondering if anyone can recommend a good insurance company or one that specialises in women riders, if they exist over here. Looking for cheap insurance. Any advice welcome. Thanks

try swan insurance, full cover for about 50$ a month depending on price of bike

but crap for the learner excess

**Indiana_Jones** · 30th May 2009, 17:49

Kiwibike is pretty good, just switch from AMI to them, as AMI don't wanna know me after getting a 600

-Indy

**markc** · 16th August 2009, 16:04

I'm thinking of changing my bike insurance to Swann or Protecta Insurance

Has anyone got any feedback on these companies ?

Cheers, Mark

**StoneY** · 16th August 2009, 16:20

I had 3 policies with AA, including one on my Suzuki GSX-R 1100
They refused to ensure my Ducati when I bought it- said theyre 'exotic' bikes?

So, first company I called- AMI- very helpful- was covered in 4 minutes and at a great i mean great premium- and i wont be renewing my old policies- oviously

**markc** · 16th August 2009, 16:28

Cheers.

I'm actually with AMI at the moment. I've had no hassles. They were great with a couple of household claims I've had over the years.

According to Swann's website, it looks like I might save $100 on my bike's annual premium and drop my excess from $600 on $250.

Of course price isn't everything, but I thought it was worth checking the others out though.