I have no idea about the gear, but try everyone and just ring around. NAC are cheap, because sometimes you are quoted 3 times what other places quote you..
AMI, Swann, Protecta, State, AA, just give them all a ring.
Forum whore
I have no idea about the gear, but try everyone and just ring around. NAC are cheap, because sometimes you are quoted 3 times what other places quote you..
AMI, Swann, Protecta, State, AA, just give them all a ring.
Originally Posted by White trash
L-Plate Rider
does anyone have any experiance with protector? any thing good or bad about them. im very tempted by their cover
Hardcore Biker
NAC ftw !
CANNOT stress enough about how good I think they are.
I recently had a collision (my fault) no damage to my bike. They fixed the car I hit car for free (Nil excess) and the repairs were over a grands worth.
As far as price goes (Full Cover), I insured the bike when I was 26 years old (started with them this July) I was on a learners license and the bike is my 89 gpx250, insured value is 4k and costs me $303.26 p/a..... and that's cheap. I called around... I phoned AA Insurance, AMI, State, Star, Kiwibike and Tower, I called Protecta I called Vero, Classic Cover and I was at the time insured with Farmers Mutual (Annual Policy cost there was $496 something) .
NAC were the best deal I found as far as excesses vs premiums vs benefits went...
2 roadsides assists p/a as well.
So imo, insure with them.
Last edited by mikemike104; 23rd December 2010 at 21:00. Reason: For prospective, I deal with insurances all day at work, so I did my research.
Forum whore
Glad you tested NAC before i did! Good to hear they are cheap and pay out!
Forum whore
did you buy from a dealer?
nice.
Hardcore Biker
Nope, But I have reciepts to the tune of $5200ish, inc bike purchase.. so I could not replace it for what i paid for it ($2800). In the event of a total loss claim I would just have to hope the assesser saw my point of view (e.g. my money spent) but if it was a writeoff I would hope to keep the wreck if I could and accept a lower cash payout as heaps of good bits on it could be swapped to another gpx,zzr etc.
L-Plate Rider
I've gone with Swann Insurance, not sure wheather I would now - I read on here that it took months for one forum member to get paid out. Kiwibike is a broker and they add 10% however they may have more luck dealing with payouts from insurance companies. Try and do some more research.
Straight down the middle
L-Plate Rider
Bike insurance advice?
Hi all,
I've been calling around for a full cover insurance and wanted to compare some options that I got with you.
The offers were:
- Honda rider insurance ($450 annually, $250 excess, also covers gear of rider and pillion)
- Kiwibike.co.nz ($500 annually, $250 excess, only covers rider helmet up to $500)
- Swann ($790 annually, $250 excess ($500 excess for theft), covers gear of rider and pillion)
- Edit: also called David Golightly on account of info I found on this forum, but their only offer was $920 annually, without even asking for bike/driver details etc.
- Edit: Protecta called as well, but they offered $914 per year minimum
Other offers I received were $1033 (State), $1947 (AMI), and Tower won't even insure unless I have another insurance with them.
AA won't insure Triumph at all.
Do any of you have experience with insurance from Honda/Kiwibike/Swann?
Any information, or suggestions for other insurers that you have is appreciated!
Thanks,
Adam
Best Frenemy you could have!
I thought Honda Riders Club was discontinuing insurance... maybe not then?
I'm with Kiwibike, they're good bastards.
L-Plate Rider
Kiwibike seemed nice on the phone, did you ever have issues with them or haven't made any claims?
The only thing that bothered me is that they don't really cover gear as well, and helmet cover is only $500, which doesn't help much if you have an Arai helmet.
But when I mentioned the quote from Honda bikers to them, they "warned" me about them, though they couldn't give any details.
Does anyone know why they would need "warning" about? Or was it just a scare tactic?
Best Frenemy you could have!
Yip... had one claim with them... made it a good one... $18,500 of damage to my bike. Took a while for the assessor to... assess, but apparently a whole bunch of clumsy buggers (myself naturally not included) had fallen off at the same time, so there was a bit of a back log. Other than that, it was just real easy. Submit form, bike was already at the shop being assessed, assessor came along and agreed, then bike got repaired.
Not much more to say... been with them a few years, and you'll find quite a few here are with them.
Hardcore Biker
Protecta insurance were cheap as chips for me and had roadside rescue on it as well. Can get a quote online at www.protecta.co.nz
......................... .....
Do you have contents insurance??if so your proberly find that your gear is covered under that
for example my gear is automatically covered under contents and it works on full helmet replacement and the rest is depreciated depending on age,but saying that if you have a good claims person and prove the condition of your gear you may get more than 70% for 2 year old gear I got 90%
There is classic cover providing your over 30 and have full licence
Down with bouncing!
ill give a +1 to Dave Hewer from kiwibike. Claimed on the 9 when I crashed it a couple of years ago. Took a little time to get all the details sorted but it was sorted in the end. Went striaght back with the 10 and got a good deal on that so yeah
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L-Plate Rider
Great, good info there, thanks all.
I'm leaning towards Dave with Kiwibike now as well.
I actually do have contents insurance and they would probably cover my gear, but I have to call them to make sure.
Anyone got any info on/experience with the Honda rider insurance?
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