Insurance?

**Arnifix** · 16th April 2009, 09:56

Bit of a must. Only thing is there are quite a few insurance companies around and I have no idea which are good and which aren't. Does anybody have any suggestions as to a decent company for an under 25 rider?

**sil3nt** · 16th April 2009, 13:11

I have heard www.kiwibike.co.nz is good. My bike is worthless so im skipping insurance although will get 3rd party when i get a job.

**klingon** · 16th April 2009, 13:40

Originally Posted by sil3ntwar

... My bike is worthless so im skipping insurance although will get 3rd party when i get a job.

I would suggest you get third party immediately. Just last weekend we were riding along on a borrowed V-Strom (me on the back). A young guy opened the door of his parked car into the traffic. He knocked us off the bike and on the way down we crashed against the side of the (newish, expensive) car to our right. Pretty much every panel on the left side of the car was damaged. The bike hit the road and scraped everything on its right hand side.

The guy who opened his door didn't have insurance. He now has two insurance companies after him for potentially several thousand dollars worth of damage. He could have spent $100 per year for third party insurance and saved himself all the trouble.

Everyone shoud have third party insurance before they go out on the road.

**sil3nt** · 16th April 2009, 13:42

Don't worry im not riding! Bike is out of action for a few weeks and hopefully i find a job before then.

**TLMAN** · 16th April 2009, 14:04

Try the search function.

Theres already 3 million threads on the topic.....

**Arnifix** · 16th April 2009, 15:33

Originally Posted by TLMAN

Try the search function.

Theres already 3 million threads on the topic.....

I did. Found 4700 threads that contained the word insurance somewhere in them. Very helpful.

Kiwibike seems to have a good rep (unlike the big companies), so will see what the go is with them.

**kiwifruit** · 16th April 2009, 15:53

Give Tim at John baker a call for a quote, 0800 65 62 64

**Maha** · 16th April 2009, 16:00

Originally Posted by Arnifix

I did. Found 4700 threads that contained the word insurance somewhere in them. Very helpful.

The search funtion works well eh?....

Originally Posted by kiwifruit

Give Tim at John baker a call for a quote, 0800 65 62 64

My money goes there (JB are brokers yes?)
The Insurer is Star Insurance....premiums have gone up a tad since last year but what the hell, insurance is needed and I am happy with it.

**kiwifruit** · 16th April 2009, 16:02

Originally Posted by Maha

My money goes there (JB are brokers yes?)
The Insurer is Star Insurance....

JB are brokers, yes.

Tim for the win!

**Maha** · 16th April 2009, 16:06

Originally Posted by kiwifruit

JB are brokers, yes.

Tim for the win!

Yeah hes good value, ring him, answer several questions (nothing about ya parentage) job done.... invoice in the mail, pay online, hopefully you wont have to speak to him again. Until you buy a new bike.