
Originally Posted by
mujambee
Remember that, if everyone has third party insurance, there is always one company that has to pay, be it your's or the other's. So it is a one in two to start. Then, if you are in the right, YOUR insurance company will be the one to battle for you, since they'll have to pay for the other's damage.
Not necessarily. In this country, if 2 drivers/riders collide, and both have 3rd Party cover with the same insurer, then one of the 2 MUST admit liability. The insurer will not help and will make no moves to pay out etc until and unless this admittance is made. Even a traffic infringement from the police to the responsible party isn't enough.
Do you realise how many holes there could be if people would just take the time to take the dirt out of them?
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