Christchurch earthquakes

[cynna]

Why are you dealing with EQC over that stuff? Isn't that contents? I thought you went to your insurer for that

eqc covers the first $20 000 for contents (or could be $10g). we still havent heard anything about ours either.

[jim.cox]

Here's a useful map of the Residential Red zone - those houses to be taken by the govt...

Tip: Turn on satelite view to get a better impression of just how many houses are included

http://file.stuff.co.nz/thepress/quakeland/

[Maha]

I feel that the home owners within the Red Zone have been offered a fair deal. Nine months to chew it over. Two options but if it were me I would take the house/land package and leave rather than take the land only offer and go into battle with any individual insurance company or EQC for that matter. They are just as likely to use the 'Act of God' clause and draw the process out.

[Bald Eagle]

I suspect the Govt cheque will be made payable to the bank that holds the mortgage in the first instance - else people could take the money and leave.

[shrub]

Why are you dealing with EQC over that stuff? Isn't that contents? I thought you went to your insurer for that

Under $20K EQC do it. My insurer's hands are tied and they have assured me that if they could, they'd pay. I suggested they pay me and then hit up EQC but that's not how the rules work.

[jim.cox]

I feel that the home owners within the Red Zone have been offered a fair deal. .

Perhaps,

But what of those who have done significant work on their properties. There could be significant differences between the 2007 valuation and the value of their property as at 3 Sept 2010.

One of my colleagues built a house (complete with a required special earthquake proof foundation) and a granny flat in that period, the 450k value of which is not on the valuation...

[Maha]

Perhaps,

But what of those who have done significant work on their properties. There could be significant differences between the 2007 valuation and the value of their property as at 3 Sept 2010.

One of my colleagues built a house (complete with a required special earthquake proof foundation) and a granny flat in that period, the 450k value of which is not on the valuation...

That scenario was spoken about realised by Mr Key.
You/Them/They would enter into a sperate/individual talks with the Government to sort it out.
.......or, take the land only option and rely on the insurance company to top it up.

[far queue]

... I have rung them a few times and been told nothing beyond that I was on the urgent list, and then last week I was told that the assessors are doing 4 - 5 claims a day and that all i can do is wait. They have the photos, the valuations, the proof of purchase etc - what more do they need? How the hell can it take up to 2 hours to process what is basically an insurance claim?

Either you or I are being told bullshit. I had the full EQC inspection about a fortnight ago. Nothing was mentioned about contents until I brought it up. The guys didn't want to know and told me to just fill in the claim form that I already had and post it in to EQC along with quotes and receipts for anything I'd already replaced. The address they gave me to send the form to was EQC PO Box 311 Wellington. If you don't have the form, I have a blank one I can scan and post up for anyone.


Oh and I'm classed as orange, so I don't know anymore than I did this morning.

[mashman]

But what of those who have done significant work on their properties. There could be significant differences between the 2007 valuation and the value of their property as at 3 Sept 2010.

There's a young family from Christchurch who have "moved" here for a time. He's a builder and did up their place over the last year or so. On the night that they were going to put in on the market, February happened.

[neels]

Oh and I'm classed as orange, so I don't know anymore than I did this morning.

Me too. Could be worse, could be white which means they haven't even started thinking about it yet. Could get messy if we get zoned red later, and you're behind around 5000 other house hunters that got their money 6 months ahead of you.

And for those who are wondering where their money from EQC has got to, saw this on facebook, explains a lot.

[ukusa]

What area are you working? Im in with the Spraydon and larger area hub... 'might' be able to help.

3 times ya bike arsed up... did you not learn after september? chock n prop mate...

I live in the St Albans/Edgeware area.
September = bike fell over, had a cover on it, landed aainst firewood, no damage.
February = bike fell over, landed on wooden box (firewood now gone), tank/pipes dented, steering lock buggered. I then learnt
June - bike fell over, this time I had a thick foam squab leaning against the aforementioned box, so no further damage, but was bloody heavy to pick up.

Now I am using a bike tie down also, handlebars to the rafter. it hopefully will swing now!

[Shadowjack]

And for those who are wondering where their money from EQC has got to, saw this on facebook, explains a lot.

Class, sir, pure gold!

[Grumph]

as I did and all has been repaired and now the company that I had do the work awaits payment.

Yeah, that's a whole extra can of shit....but you the homeowner are set.

Fark - looked at Landcheck site - all my old stamping ground round avonside incl the old family home - Red. Several mates places in Bexley - all Red. Even the parents of a well known racer's place - Red...
They say you can't go back - well that's true now....

[shrub]

Just been looking at the red zone. The house I sold in May - bang in the red zone and 3 of the 4 houses I made offers on - red zone. The house I ended up buying was just out of the red zone (about 2 streets away) in a block with ZERO liquifaction and no visible damage to any of the houses. All we have are cracks and a leaning garage, but even the cracks seem to be cosmetic.

I am so, so lucky.

[gsxr]

Why was EQC not set up to pay all costs in the event of an earthquake rather than a token gesture of $100,000 plus GST.Who is to blame for not ensuring its liability was increased in line with housing and land market trends.

Probably the least bullshit Ive heard in a long time. Still no answers but it isnt laced with bovine excreta.http://www.facebook.com/CanterburyEa...=wall&filter=1