I'm from the UK. I'm for every required business and citizen on the planet. I agree, there is no perfect system, but there is at least 1 that I know of that would foster "loyalty" through voluntary participation. I am no socialist either, however I understand that no money would mean, no price hikes, no property speculation, no apartheid system and no limit to production of the goods and services that are necessary to run a modern day economy... and beyond.
The money supply cannot exist without speculation. The economy needs money, how else do you put money in consumers pockets in order to buy things that society has decided they really need. I've come to loath, in a fleeting way, the waste of society. Do we really need Barbie or the umpteen million toys that kids get these days? No, but they're there and there's an entire industry dedicated to making kids want stuff. It all ends up in the bin. The energy and resources from that little lot would be best used for another purpose.
Essentially, churning out shit because you can and because you have to to keep the economy going is a waste of everyone's time, effort and resources... and given the associated social bullshit that accompanies the needs of the economy, I'd rather we tried something grown up.
P.S. you didn't answer the question 
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