I don't have any kind of insurance on my bike. As a new rider over 25 years old, it was going to cost about $200 - 250 from memory ( that was the cheapest quote - they went from there up to around $400!! ). Hell, I only paid $1000 for the bike ( admittedly it was "tired" ) so I'll take my chances

. Even after the $2200 bare-frame refurbishment, I still take my chances. The bike doesn't owe me anything now, even after refurbishment, so every day now is money saved ( over taking the car, bus, train etc ).
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