Struggling? Here's why (My mark in the sand)

[Finn]

there is a reason......

You no risten. I meant "living" remains very popular.

[Big Dave]

Earning Japanese money and living in Japan ...it can say is quite cheap ..

I too have worked in Japan, Taiwan and Korea - and for my lifestyle - disagree.

[MisterD]

Hell yeah...how much for a house on 400sqm 8k's from the centre of the commercial capital? Mine cost me the same as a 1-bedroom flat just outside the North Circular in London...

[Brian d marge]

You no risten. I meant "living" remains very popular.

aint that living????

Stephen

[Brian d marge]

I too have worked in Japan, Taiwan and Korea - and for my lifestyle - disagree.

what an earth do you get up to?????

Stephen

[Finn]

what an earth do you get up to?????

Stephen

He was in the army.

[Brian d marge]

He was in the army.

I just fly direct now , Island hopping can be an expensive way to get somewhere ... then there is shore leave .......( they may only be $ 2 , even for a long time ) ,, but those $ 2 mount up ....

Stephen

[Oscar]

Ok, you want to silence me, I must really have touched a cord with you. There is overlaps in the generations obviously. It's not a perfect science. And the generation descriptions are very general. But you are classic boomer by your mentality.

All my posts stand. Sorry. I addressed all of your queries quite well I thought.

Here's some good information about the baby boomers. http://www.marketoracle.co.uk/Article8800.html

Who said I wanted to silence you?
I asked you to prove some of your assumptions.
For example, let's go back to what you said about middle level management in banks. Please elucidate on your comments.

Try expressing something in your own words.

[Oscar]

You asked for one.............period. Now you complain.

You make assumptions as regards too jealousy. It's the typical response as this can never be disproved. It's a putdown used when there is no alternitive arguement.

Yes Key has the popular support of NZ on this I have never made a statement to the contrary. how long it will take4 NZ to wake up to be truthful I realy don't know. But one thing is certain..............they will one day.....................sooner or later the wolf casts aside his sheep's clothing and gobble up those that let him in the paddack suchas yourself. . I fear by then it may be too late.


Skyryder

Oh, aren't we being pedantic.

Speaking of arguments and putdowns etc, I note a complete lack of substance in your posts. In this one you crap on about waking up to the truth.

What truth?

You have one piece of evidence in respect of Key fucking up on an investment disclosure. What else has the man done?

[Big Dave]

what an earth do you get up to?????

Stephen

Steak. Big, thick juicy steaks.

And other things

Whiskey-hi was a fave.

[vtec]

Who said I wanted to silence you?
I asked you to prove some of your assumptions.
For example, let's go back to what you said about middle level management in banks. Please elucidate on your comments.

Try expressing something in your own words.

You wanted me to delete my posts, because you felt that I had no evidence. That seems like you want to silence me. Yet you fail to be specific about what evidence I am lacking. Proof means evidence beyond reasonable doubt, evidence can be experiential, observational and come in many other forms.

I've broken stuff down for you pretty simple Oscar, but you're either obtuse or stupid.

What would you like to know about middle management? Send me a pm, cause otherwise we're going to fill this thread up with bickering.

And I do suggest you read that link from market oracle. There is some truly enlightening stuff on there. It's a lot of words I know, but could give you some insight into what might be coming soon. There's pictures often aswell.

Here's a beaut about the systemic failure of capitalism and collapse of the real (productive) economy. http://www.marketoracle.co.uk/Article9222.html

[Oscar]

You wanted me to delete my posts, because you felt that I had no evidence. That seems like you want to silence me. Yet you fail to be specific about what evidence I am lacking. Proof means evidence beyond reasonable doubt, evidence can be experiential, observational and come in many other forms.

I've broken stuff down for you pretty simple Oscar, but you're either obtuse or stupid.

What would you like to know about middle management? Send me a pm, cause otherwise we're going to fill this thread up with bickering.

And I do suggest you read that link from market oracle. There is some truly enlightening stuff on there. It's a lot of words I know, but could give you some insight into what might be coming soon. There's pictures often aswell.

Here's a beaut about the systemic failure of capitalism and collapse of the real (productive) economy. http://www.marketoracle.co.uk/Article9222.html

Before you go calling me stupid, I suggest you look up the definitions of the words "fact", "evidence" and "opinion". What you've posted so far are opinions based on your own limited observations, and it appears you have nothing factual to present as evidence.

I didn't ask you to delete your posts, I asked you to substantiate the information in them.
Asking you to present a scintilla of fact makes me neither stupid nor obtuse. Far from silencing you, I'd like to hear what you have to say, not unsubstantiated claims or links to websites.

So why would I discuss your regurgitated half baked opinions by PM?
You made your assertions in the thread, and those claims are related to the thread subject so prove them.

• Why does insurance make criminals of us all?
• Why are banking middle management so bad?
• You say: "...nearly all of the banks the world over are insolvent." Are they? Who told you this - do you have facts?
• You also said: "...90% of tertiary qualifications will get you into jobs where you have survival earnings." Really? Where was that published?
  

[vtec]

• [1]Why does insurance make criminals of us all?
  [2]Why are banking middle management so bad?
  [3]You say: "...nearly all of the banks the world over are insolvent." Are they? Who told you this - do you have facts?
  [4]You also said: "...90% of tertiary qualifications will get you into jobs where you have survival earnings." Really? Where was that published?
  

These are only small parts of my argument, some of which you have obviously misinterpreted.
1) Don't know how you came to that. I said insurance is one of society's evils. And i went into quite a lot of depth to explain why I think back on page 2. If you didn't understand it you either didn't read my response then or you're in the cognitive dissonance mental stage.

2) Middle management are very often completely unnecessary and a result of bloated companies (and leech like in character), and they often create rules and do unnecessary things to make themselves feel that they are needed, this isn't bank specific, and is only one of many areas in society where there is waste... have you seen "the office"? It is like that just not so funny. But looking through the countless staff lists on the different floors where I delivered to, and seeing the people's names and their job titles it was pretty obvious that banks are full to bursting of this same excess, I was thinking of Telecom and when I worked for Compaqcare computer repairs. I wish I had taken a photo of a couple of the lists of people's names and job titles... Hilarious.

3) Banks insolvent due to derivatives. I don't know which ones exactly but their sure as hell not going to tell you until it's all over. Derivatives market in excess of $500 trillion dollars. That much money doesn't exist, and this is the true bubble bursting that bought down the economy (via the banks) many more to fail. http://larouchepac.com/news/2008/10/...tional-fi.html - nices short one for you from October last year. These people were telling me in Jan 08 that it was all about to explode, they've got an active group on a university campus near Heidelberg in Melbourne that I went to a couple of times.

4) This is opinion from talking to many graduates, ie. experiential evidence. You only start to make money once you've been in a company for years, and have outlasted the directors which may or may not happen. Yet you are required to get tertiary qualifications for just about any job these days, at which point (in NZ) you will be lucky to get $40k (how would you buy a property to live in, or support a family on that salary?), which might go up at 2-5% per annum (which recently hasn't covered the REAL inflation figures) until you make a breakthrough into being a partner in a company or working for yourself.

Now explain to me why there has been such a mass exodus from NZ of graduates?
What bank are you with?
Had you read the marketoracle links that I'd put up as references?

[Oscar]

These are only small parts of my argument, some of which you have obviously misinterpreted.
1) Don't know how you came to that. I said insurance is one of society's evils. And i went into quite a lot of depth to explain why I think back on page 2. If you didn't understand it you either didn't read my response then or you're in the cognitive dissonance mental stage.

You said insurance increases the crime rate.
Prove it.

2) Middle management are very often completely unnecessary and a result of bloated companies (and leech like in character), and they often create rules and do unnecessary things to make themselves feel that they are needed, this isn't bank specific, and is only one of many areas in society where there is waste... have you seen "the office"? It is like that just not so funny. But looking through the countless staff lists on the different floors where I delivered to, and seeing the people's names and their job titles it was pretty obvious that banks are full to bursting of this same excess, I was thinking of Telecom and when I worked for Compaqcare computer repairs. I wish I had taken a photo of a couple of the lists of people's names and job titles... Hilarious.

So you haven't got any facts or figures.
In fact, you confuse TV comedy with real life (if you have one).

3) Banks insolvent due to derivatives. I don't know which ones exactly but their sure as hell not going to tell you until it's all over. Derivatives market in excess of $500 trillion dollars. That much money doesn't exist, and this is the true bubble bursting that bought down the economy (via the banks) many more to fail. http://larouchepac.com/news/2008/10/...tional-fi.html - nices short one for you from October last year. These people were telling me in Jan 08 that it was all about to explode, they've got an active group on a university campus near Heidelberg in Melbourne that I went to a couple of times.

That doesn't make 90% of all banks insolvent.
You remind me of the old saying "..89.9% of all statistics are made up on the spot...and that's up 5% from last year.."

4) This is opinion from talking to many graduates, ie. experiential evidence. You only start to make money once you've been in a company for years, and have outlasted the directors which may or may not happen. Yet you are required to get tertiary qualifications for just about any job these days, at which point (in NZ) you will be lucky to get $40k (how would you buy a property to live in, or support a family on that salary?), which might go up at 2-5% per annum (which recently hasn't covered the REAL inflation figures) until you make a breakthrough into being a partner in a company or working for yourself.

So when you said "..90% of tertiary qualifications will get you into jobs where you have survival earnings.." you had no proof either?

And what degree have you got that allows you to earn 40k? Bone carving?
My assistant makes more than that and she's only 22 with no degree.

Now explain to me why there has been such a mass exodus from NZ of graduates?
What bank are you with?
Had you read the marketoracle links that I'd put up as references?

I have no idea why or even if this "mass exodus" exists.
Do you have any figures on how many recent graduates leave?
Can you differentiate between a graduate leaving on his/her OE, and one fleeing the grinding poverty of NZ?

I'm not with a bank, and I have looked at your website.
The site doesn't seem to provide any evidence for your assertions though.

My conclusion therefore is that you're a whinger, a gullible whinger with little life experience and a penchant for conspiracy theories.

[vtec]

You said insurance increases the crime rate.
Prove it.


So you haven't got any facts or figures.
In fact, you confuse TV comedy with real life (if you have one).




That doesn't make 90% of all banks insolvent.
You remind me of the old saying "..89.9% of all statistics are made up on the spot...and that's up 5% from last year.."


So when you said "..90% of tertiary qualifications will get you into jobs where you have survival earnings.." you had no proof either?

And what degree have you got that allows you to earn 40k? Bone carving?
My assistant makes more than that and she's only 22 with no degree.



I have no idea why or even if this "mass exodus" exists.
Do you have any figures on how many recent graduates leave?
Can you differentiate between a graduate leaving on his/her OE, and one fleeing the grinding poverty of NZ?

I'm not with a bank, and I have looked at your website.
The site doesn't seem to provide any evidence for your assertions though.

My conclusion therefore is that you're a whinger, a gullible whinger with little life experience and a penchant for conspiracy theories.

Here's one example of the exodus, was the first thing I found when i searched google for you. http://www.cmaj.ca/cgi/content/full/164/1/80-b
I was going from my numerous friends and even family who've left once qualified. I'm not going to stay in NZ to make money... there's none here in productive enterprise apart from in farming, health and construction (and I'm tired of construction).

give it a year and you'll see many more banks start to break or get bailed (hopefully not bailed though).

My conclusion is you're a boomer happy with the status quo despite it's failings and massive inequities and subsequent poverty for the working class... because you're doing OK, good for you. That's really looking out for the common good.

I've asked about 3 times what bank you are with that provides free to $10 international money transfers, I'm genuinely interested.

Just because you're unaware of the normal pay rates in this country, doesn't mean that I'm wrong. She's unqualified and in a job earning more than $40k? Maybe she's been at it for a long time? Or maybe she must be like one of the many token stunning administrators/PA's/receptionists that I see the lawyers and accountants hiring, for their looks.

Hey well the credit derivatives crash which took down the multibillion dollar investment banks like Lehman Bro's and Bear Sterns etc, turned out to be a bit more than just a conspiracy theory. I was struggling to believe it before I started seeing it happening. Give it another year, and then see where you are. Actually no, then the banks should be looking like seriously cheap investments, now's your time to dive right in.

You'd be amazed what you hear in office building elevators when you spend as much time in them as I have. People aren't concerned about their work, they're only concerned about politics in the office, and trying to sound all managerial "moving forward". Why, because they're not doing anything productive.

What do you do for a living? You know what I've been up to. Can I get both my questions answered since I've been busy answering heaps of yours.

Here's another article about economic depression. http://majorityrights.com/index.php/...ral_depravity/

Go the boomers.