Older vehicles = increased ACC levy?

[Ixion]

Y'put the rego on hold. You can get a WoF for a rego on hold just fine. In fact, if you couldn't you'd not be able to take it off hold.

[popelli]

ACC has nothing to do with the damage done to the vehicle. It's to do with paying for the person to return to a normal life after having an injury.

When you have an accident in a car that is less safe, you tend to sustain worse injuries. Just like if you have an accident on a motorcycle you tend to have worse injuries than if you have an accident in a car. Hence motorcycle ACC premiums are higher.
All they are saying is that if you have an accident in a safer 5 star rated car, then it costs ACC (and that means you and me) less money to get you back to a fit and healthy state.

great argument but who is causing the accidents ?????

for a long time bikers have argued that many of their accidents have been cuased by idiot cage drivers and you present an argument that costs should be apportioned according to the victims mode of transport rather than apportioning costs by the mode of transport used by the person causing the accident

[mossy1200]

great argument but who is causing the accidents ?????

for a long time bikers have argued that many of their accidents have been cuased by idiot cage drivers and you present an argument that costs should be apportioned according to the victims mode of transport rather than apportioning costs by the mode of transport used by the person causing the accident

When you go to hospital with moto x accident and they fill in motorbike accident it pushes bike regos up.3 off road to every onroad bike in NZ.
The road rego pays for all the accidents including trail bikes.Fair?

[Ixion]

That way round will work in favour of older vehicles.

If I , in my 20 year old Pajero, built of cast iron, and bridge girders and weighing several ton, hit you, in your tinfoil class five airbagged whatsit, then (provided I am well belted up as I always am) you will decidedly come off worst. Air bags and electronics diggerydoos or not.

have y' ever seen the result of a modern tinfoil car hitting an old clunker (SUV, Xclass Falcon, H class Holden etc). The modern one just crumples up like a used tissue. Air bags ain't going to help when y' legs are still in what's left of the driver's compartment, and y' heads in what used to be the boot. The old girl might have a bent bumper.

Which is bad news for you of course. But if ACC is based on the vehicle being driven by the person who gets hurt, then old ones should be cheap.

[steve_t]

That way round will work in favour of older vehicles.

If I , in my 20 year old Pajero, built of cast iron, and bridge girders and weighing several ton, hit you, in your tinfoil class five airbagged whatsit, then (provided I am well belted up as I always am) you will decidedly come off worst. Air bags and electronics diggerydoos or not.

have y' ever seen the result of a modern tinfoil car hitting an old clunker (SUV, Xclass Falcon, H class Holden etc). The modern one just crumples up like a used tissue. Air bags ain't going to help when y' legs are still in what's left of the driver's compartment, and y' heads in what used to be the boot. The old girl might have a bent bumper.

Which is bad news for you of course. But if ACC is based on the vehicle being driven by the person who gets hurt, then old ones should be cheap.

New cars crumple in the front (and rear) by design aka Crumple Zones. It absorbs energy so less is transferred to the rest of the car. The passenger compartment is supposed to be a 'cage' that's hard(er) to penetrate. Heaps of these 5 star safety rated cars have knee airbags for front occupants also.... still not gonna help when a 2 tonne pajero smashes you front on but better than a heap of older jap cars. The Subaru engine is supposed to be pushed under the car as it gets smashed front on... can't be sure how well that works tho
Sux for the Holden Commodore owners up til the latest 2009 models that only got 4 star ratings cos Holden couldn't be bothered putting a front passenger seatbelt warning light

[Forest]

I think its about time the person was levied and not the vehicles and then we could be rated on our own risk factor, no claim bonus or whatever like happens with insurance now.

So if our household currently has a zillion vehicles no matter what age and no claims, it is plain ridiculous that we are penalised so heavily as we can only ride/drive one each at a time.

The levy could link to driver's licence. Far too simple for the bureaucrats huh!

The problem with that model is that the household will just put all of the vehicles under a single person's name.

[Pixie]

Damn ACC Levies! Besides paying ACC on motor vehicles you pay ACC out of your wages and then for business owners they get stung huge ACC levies on their profits. ACC should be for those injured by someone else and all the bludgers/ self abusers should be users pays!

ACC should be dumped.

Anybody who supports it is a wanker.

[p.dath]

ACC should be dumped.

Anybody who supports it is a wanker.

I support ACC.

[Disco Dan]

http://www.stuff.co.nz/marlborough-e...nt-of-ACC-levy

Ok - so its cages... but could they extend that motorbikes as well? We've already had a 20% increase over last year (license fee from 1/7/09 now approx $321) .

What a load of b*ll*cks.

I happen to be able to get 50mpg out of my car - emissions level still remains within tolerances set by factory manual which came out in 1969. The car is now 27 years old (1981). I know brand new cars and bikes that have far higher emissions and mpg's than me.

Then add into the equations the metal thickness - older cars used much thicker steel and much heavier subframes than 'modern' cars. A modern car will crumple like paper and become written off, then dumped on a big pile of other wrecked cars. Older cars - same ding can be repaired, the same car stays on the road for years...

27 years so far is pretty bloody good in my books.

[Ixion]

The problem with that model is that the household will just put all of the vehicles under a single person's name.

That's no problem. When y' pay the ACC levy y' get a certificate saying *you* have paid.

So, if all the vehicles are under one name and only *you* drive any of them, no problem. Cop stops y'; lets see y' certificate (or ,maybe you have to put in the window like a parking voucher). "Here it is orificier".

But , if someone else (y' missus as it might be) drives one of them and gets stopped she's in the poo. Cos she can't produce a certificate in *her* name.

[MarkH]

What a load of b*ll*cks.

I happen to be able to get 50mpg out of my car - emissions level still remains within tolerances set by factory manual which came out in 1969. The car is now 27 years old (1981). I know brand new cars and bikes that have far higher emissions and mpg's than me.

Then add into the equations the metal thickness - older cars used much thicker steel and much heavier subframes than 'modern' cars. A modern car will crumple like paper and become written off, then dumped on a big pile of other wrecked cars. Older cars - same ding can be repaired, the same car stays on the road for years...

27 years so far is pretty bloody good in my books.

Ecologically it makes sense to keep a car for as long as possible (the impact on the ecology of building a new car is quite high) and for that matter it is better for the environment to build smaller lighter vehicles like motorcycles.
But that is not what the ACC levy on your car or bike Rego is about - it is about the cost of injuries (hospital, rehab, etc) and older cars are worse than newer cars for protecting the occupants. Bikes are worse still and therefore cost even more for their ACC levy.

I am currently trying to find a second job before I go broke due to not earning enough on my first job. As soon as that is sorted then I will decide if I need a car at all - if not then I'm selling it. It is too bloody dear to reg both the car & the scooter and the car has only done 600kms in the last 10 months (making rego costs even worse on a per km basis).

[Renegade]

I simply dont bother rego my bike anymore, it is never parked anywhere that will get parking warden attention and ive never been stopped by the cops in 4yrs riding so the $200 fine is worth it for, plus if the cop was to issue it i would ask for compliance to give me 14 days to get the rego which they can do and YOU SHOULD ask for it if stopped, cop still gets the quota and you get off the fine!!

This has saved me some $$ and i just dont care about those who cry foul over me not paying, i have medical insurance so F-off moaners.

What others have said about acc levies being unfair is true, rugby players should be stung an acc levy wouldnt you think??

Im sick to death of being screwed out of every last cent and getting nothing in return.

[davebullet]

New Zealand has a long way to go yet.

Licencing your Falcon in Queensland will cost you $1000, and you will need 3rd party cover as well.

Singapore will sting you $5000 for your company vehicle - thats for the rego. You will also need 3rd party insurance.

But before you buy the car, you need a "certificate to buy". The government issues these every month, and you bid for them at auction.

These kind of charges show how much G'mint can pluck from the motorist if they wish.

Yes, but there is no WOF. NZ is still probably cheaper (as modern cars will require less fix-ups to get their WOF). I know if you are in an accident in Aus and your vehicle is found unsafe you can get pinged, but you don't need to invest in your car's safety every 6 months under Aus law.

[Beemer]

ACC is not charged based on profit. ACC is deducted from an employees wages, and is based on their occupation and the amount of money they get paid.
The levies cover you for work related accidents, and for "social" accidents, like sports.

Vehicle ACC levies cover you for injuries arising from vehicles.

That must definitely be true, because the amount I paid in ACC levies last year was almost what we pay every year in rates on our home and I made sweet FA last year! I actually ended up paying double what I had the year before because now they charge ACC levies on a minimum income level - so I pay levies based on that amount, despite the fact I earn about half that. As for calculating it on your occupation, I'm a journalist and editor, not exactly dangerous occupations, and yet when I did foolishly try and claim for an overuse injury, I was told to bugger off. Gradual process and all that. Bullshit.

[Swoop]

I find it funny how the nation is in debt yet our "leader" is worth 50 odd million and we still pay him $300,000 a year.

You will find out that he donates it to charity... unlike the previous scumsucker who had to go around forging paintings to earn a little extra cash on the side.

Singapore... But before you buy the car, you need a "certificate to buy". The government issues these every month, and you bid for them at auction.

It is also a way of keeping the vehicle population down, on an island that has limited space and limited roads. You can simply export a cage and import a replacement one, I have been told.
An ex-boss bought a cheap Jaguar from there. Went to switch on the heater one cold morning and discovered that they were not fitted for the malasian climate!

I simply dont bother rego my bike anymore, it is never parked anywhere that will get parking warden attention and ive never been stopped by the cops in 4yrs riding so the $200 fine is worth it.

Totally have to agree with you. Much easier system and I bet a lot of others will be thinking the same way as prices keep bloating.