ACC (again)

[Grahameeboy]

All no fault means is that we don't get some beurocrat in Wellington telling us that something you or I may consider perfectly acceptable (motorcycling, for example) is not on.

Sadly for NZ is does not do that..this is a country which does not like to accept responsibility, just makes excuses which I think is a by product of ACC.

[middleaged2wheeler]

Are you trying to imply that the greyness of what is "reckless" is an out moded concept?

The two "ancient people" I quoted, as you put it, are alive and well today.

What is reckless? For ACC purposes ask any Insurance Co. what they define as reckless.Each time someone goes out in a boat without a lifejacket and drowns it cost ACC $6000--in death payment.Any death by accident or otherwise misadventure cost ACC $6000--00. We won,t cover the ACC payed to Females who manage to pin a sex abuse case on someone and win up to $20,000 compo--What has that got to do with accidents? this is a long involved subject that not only gets grey, but very blurred.

True the ancients related history and lives are alive today--beyond that I,d never get people,s personal religious beliefs.

[middleaged2wheeler]

Why the ACC costs are bloated out with abuse cases is anyone,s guess when civil courts can handle these and we all don,t have to pay for the outcome.
Bloated out ACC costs which we are all tired of, is really what this thread is about.

[inlinefour]

There has to be fairness...

I disagree. What does ACC stand for? It has to be a physical accident, thats where the line in the sand is. I know its not fair, but if it was not for that line in the sand, ACC would have ceased to exsist along time ago. Imagine the burdon put on the finances of ACC if it was A & M(medical)CC with all the people out there in the some sort of situation like Nat. Lastly, please dont shoot the messenger. Im just voicing the facts, I dont make them and its not my fault that Im on the ACC line in the sand and others are not. Im very lucky to be getting the van paid for and are thankfull for what is provided. Especially because I know its so much more than others, although I dont know anyone else in the same situation as myself, simply because spinal/spinal cord injuries are so different for each individual.

[Grahameeboy]

I disagree. What does ACC stand for? It has to be a physical accident, thats where the line in the sand is. I know its not fair, but if it was not for that line in the sand, ACC would have ceased to exsist along time ago. Imagine the burdon put on the finances of ACC if it was A & M(medical)CC with all the people out there in the some sort of situation like Nat. Lastly, please dont shoot the messenger. Im just voicing the facts, I dont make them and its not my fault that Im on the ACC line in the sand and others are not. Im very lucky to be getting the van paid for and are thankfull for what is provided. Especially because I know its so much more than others, although I dont know anyone else in the same situation as myself, simply because spinal/spinal cord injuries are so different for each individual.

It is just another tax to pay for something....I pay taxes but with Nats it is different. That is the unfairness....but agree with rest.

[The Stranger:Me]

All no fault means is that we don't get some beurocrat in Wellington telling us that something you or I may consider perfectly acceptable (motorcycling, for example) is not on.

You may want to revise that definition.
ACC have previously stated their intention to levy motorcycles off the road.

[Squiggles]

You may want to revise that definition.
ACC have previously stated their intention to levy motorcycles off the road.

You've got to wonder what would be next (if we were taken off the roads)... driving cars, playing sports... anything that costs them alot of $$?

[swbarnett]

You may want to revise that definition.
ACC have previously stated their intention to levy motorcycles off the road.

The definition of "no-fault" is still valid. This just means that ACC is NOT a no fault system.

[inlinefour]

You may want to revise that definition.
ACC have previously stated their intention to levy motorcycles off the road.

They also intend on telling smokers they can have surgery (what ever kind needed) or smoke, but they cannot have both.

[ynot slow]

The thing which annoys most is the grey areas of ACC.I was at work years ago at smoko a rep was going on about rugby injuries and costs,his view was why should ACC pay,my boss had the opposite view saying he had 2 guys playing soccer and rugby(rugby guy had black eye that Monday)and had no issues that on Saturday night he might get a call saying either of us was injured.Boss' reasoning was the unfit ladies had more Mondays off with colds,flu,other crap than us guys playing sport.And he added we were paying levies as well.
The thing that pissed me off with the system is if you are off work due to injury or accident the payout is 80%,if you are sick the payout is way less.

[jono035]

The thing which annoys most is the grey areas of ACC.I was at work years ago at smoko a rep was going on about rugby injuries and costs,his view was why should ACC pay,my boss had the opposite view saying he had 2 guys playing soccer and rugby(rugby guy had black eye that Monday)and had no issues that on Saturday night he might get a call saying either of us was injured.Boss' reasoning was the unfit ladies had more Mondays off with colds,flu,other crap than us guys playing sport.And he added we were paying levies as well.
The thing that pissed me off with the system is if you are off work due to injury or accident the payout is 80%,if you are sick the payout is way less.

Yeah, but there are other ways of getting and staying fit that don't require us to run face-first into each other for an hour. (Devil's advocate here)

Personally I don't mind that idea so much. What I hate is the idea of people having to pay more because the insurance system has decided that they are higher-risk than others. Smoking I could get behind, but it's a slippery slope that ends in genetic testing and paying insurance premiums based on matters that you have no control over. Genetic pre-disposition towards rare and debilitating illness? Sorry, you pay more.

Anyone advocating private insurance/healthcare needs to take a look at the various ways the US health system is completely failing. And then move there.

[Grahameeboy]

They also intend on telling smokers they can have surgery (what ever kind needed) or smoke, but they cannot have both.

Seems fair to me.....I know they pay duty etc which goes to the Govt but they take up spaces for ops etc....."Smoking can Kill" so let them find out

[jono035]

As I've mentioned in another thread, the tying-acc-levies-to-vehicle-safety is an insiduous kind of regressive tax. It's not a bad idea, but is heavily biased towards taxing people who can't afford to upgrade their car to the latest, shiniest and safest. Also surely they could look at how dangerous someones car is to other road users and go from that? A biker may injure themselves but is unlikely to injure others. Someone in an X5/Cayenne is unlikely to injure themselves but just about pancaked me at a roundabout a few days ago. Terrifying idiots.

[Grahameeboy]

Yeah, but there are other ways of getting and staying fit that don't require us to run face-first into each other for an hour. (Devil's advocate here)

Personally I don't mind that idea so much. What I hate is the idea of people having to pay more because the insurance system has decided that they are higher-risk than others. Smoking I could get behind, but it's a slippery slope that ends in genetic testing and paying insurance premiums based on matters that you have no control over. Genetic pre-disposition towards rare and debilitating illness? Sorry, you pay more.

Anyone advocating private insurance/healthcare needs to take a look at the various ways the US health system is completely failing. And then move there.

User pays...................

[doc]

The thing that pissed me off with the system is if you are off work due to injury or accident the payout is 80%,if you are sick the payout is way less.

ACC don't pay out anything for illness.