ACC campaign, are we barking up the wrong tree?

[White trash]

Hi all

Follow this link and make you voice count, with enough responses you never know what can happen.

http://www.ipetitions.com/petition/nzbikers_vs_acc

Thanks

Ummm, you're new so I'll be gentle.

Fuck off please (I said please) and spam someone elses thread who actually disagrees with the levy hike. I'm still on the fence and don''t need to be told what to do thanks very much.

There's a good boy.......

[Pixie]

nothing will change unless we all, and I mean ALL get together and make a noise as one voice!

Well we are fucked then

[Mom]

Well we are fucked then

Dont be like that eh? Yes we are a diverse bunch, with hugely different lives and perspectives and cultures, but we can at least make a concerted effort to use an if not same voice, at least one that sounds the same, just spoken with different words?

I have to mention cats here too, for some strange reason.

[MadDuck]

I would also hazrad a guess, that probably 75% (and yes, I'm guessing) of motorcyclists will require medical treatment covered by ACC in their riding career at leats once, maybe more. Hospital treatment certainly aint cheap you know.

I have no problem whatsoever with contributing to ACC god forbid I (or my friends) may need it one day just like all my personal insurance.

The thing that I guess gets on my nerve (was going to say tit but thought better of it) is that it appears to be an unfair levy. An outright increase purely based on the engine capacity of the bike I chose to ride just doesnt make sense.

I doubt I am more responsible than you .... maybe just lucky?

[White trash]

there are problems with the system but making prices soo huge no one will bother paying is a bit foolish.

Yup. That's why I'm looking for balanced arguments to find better solutions.

Why do riders of bigger bikes suffer worse injuries??? i see plenty of scooter riders in jandels and short and no jacket all the time, and im sure they dont get hurt nearly as bad as a feller on a big bike with full protection.

Because riders of scooters and commuters lose a bit of skin. Bigger open road riders are going faster and lose MORE skin/break bones/take others with them. This isn't made up by the way, open road accidents hurt more than city accidents. I've proved it to myself time and time again.

Maybe there are bigger issues to raise than just injuries. maybe its smarter to look for ways to reduce injuries (mandatory riding gear??) and wisen everyone up a bit.

Definitely. Thinking going on here, I like it.

Track day riders i beleive do pay a levy each time. part of the MNZ permit and i beleive part of license fees.

Trackdays haven't got a thing to do with MNZ. In regards to racing, if there is a levy on licence fees it's seriously fuck all comparitively.

[Katman]

I hear what you're saying WT but........

I haven't claimed a cent off ACC for about 20 years.

I'd hate to tally up what I've paid out to them over that time though.

[White trash]

I have no problem whatsoever with contributing to ACC god forbid I (or my friends) may need it one day just like all my personal insurance.

The thing that I guess gets on my nerve (was going to say tit but thought better of it) is that it appears to be an unfair levy. An outright increase purely based on the engine capacity of the bike I chose to ride just doesnt make sense.

I doubt I am more responsible than you .... maybe just lucky?

Bullshit, you know you are.

Anyway, I aggree it is unfair that simply because of the engine size of bike you'll be penalized. Perhaps we should have "city limit" levies and "open road" levies.

[White trash]

I hear what you're saying WT but........

I haven't claimed a cent off ACC for about 20 years.

I'd hate to tally up what I've paid out to them over that time though.

Yeah mate, I hear ya. You're really shit at wheelies though as a result

Tell ya what, there's no reason why they can't have a sliding "no claims" bonus scale on regos. I mean the bike's registered in your name, it's easy enough to check your ACC file history @ rego time each year, that works well.

Someone make it a proposal.

[Ixion]

I hear what you're saying WT but........

I haven't claimed a cent off ACC for about 20 years.

I'd hate to tally up what I've paid out to them over that time though.

I've been paying levies (on multiple vehicles, too) ever since ACC existed (and to NIMU before that). never claimed a cent.

[Ixion]

Yeah mate, I hear ya. You're really shit at wheelies though as a result

Tell ya what, there's no reason why they can't have a sliding "no claims" bonus scale on regos. I mean the bike's registered in your name, it's easy enough to check your ACC file history @ rego time each year, that works well.

Someone make it a proposal.

We can propose. problem is the Minisiter and ACC will say "Yes, interesting proposal, we're working on it. Come back in 10 years time".

[MadDuck]

Tell ya what, there's no reason why they can't have a sliding "no claims" bonus scale on regos. I mean the bike's registered in your name, it's easy enough to check your ACC file history @ rego time each year, that works well.

Someone make it a proposal.

I've been paying levies (on multiple vehicles, too) ever since ACC existed (and to NIMU before that). never claimed a cent.

So is this the direction we should be putting our efforts into? Would Bronz be prepared to go down that track?

[Ixion]

BRONZ is prepared to go down whatever track it's membership wants it to.

But a change of that nature would take several years for the government to implement.

[Kiwi Graham:Me]

Ok we have to pay ACC levys.
What about
Discount for insurance
Discount for no claims periods
Discount for recognised training
Discount for using approved riding gear.

Getting cash cows to pay for everything without offering incentives to improve matters is bloody blinkered

[rainman]

As I understand it, ACC's problems are largely paper based.

Investments have tanked leading up to and during the recesssion leading to a massive defecit, on paper.

The thing is, these investments are long term, they are not intended for paying the current claims, they are for future claims.

Investments will recover over time, the economy is already turning around in my opinion faster than most people expected, this was a pretty brief recession is you ask me.

I believe that National is using this for political mileage, the huge increases are just not justified except so that they can say in a couple years "hey look how great we are, we saved ACC", instead of smaller increase and a modest 10 years while the investments recover.

Although I can't agree with you about the recession, the rest of what you say is spot on. The major deficits that Nick Smith has been bleating about (with the media running his lines faithfully) are between current assets and future liabilities - one would have to ask why now, of all times, in the middle of the worst recession in 80 years, the government is continuing with an aggressive plan to catch up with future funding liabilities. This really isn't necessary at all. By some estimates if they just pushed that deadline to 2019 the need for significant increases would evaporate.

Now, undoubtedly what's covered by ACC should be looked at from time to time, and the occasional bit of reasoned tweaking around the edges is always good - continuous improvement and all that. Ditto ensuring the scheme is well administered, although by some accounts this is already the case. (Regarding your points about their investments - I understood their investment team had outperformed the general market and many of their peers? Will have to look at this again). Even modest fee increases are acceptable.

I think National's game is to say "we tried to save ACC, honest we did, trust us, but the only option was to hand it over to our mates in the insurance industry, they'll look after you, really, trust us". And most people will believe it, without any further thought.

[MadDuck]

But a change of that nature would take several years for the government to implement.

I understand totally. Just throwing the question out there really.