I would say I strongly disagree with that statement.
Either
a. A user pays fault based system would see those that cause the injuries paying the increased premiums, ie. not us, not the victims.
or
b. The they increase the amount taken from salaries to cover the disproportionate costs of high income earners having their incomes covered whilst unable to work.
In an insurance model, the at fault party wears the cost. In an income protection model, more cover costs more money.
I think we are loosing sight of one of our major beefs, the split between clases or sizes of motorcycles. I for one ride a 600 cc, so not as badly impacted as others, but, that has to be one of the major points of the battle. Equality, across the motor vehicle category as a whole, and definately within the motorcycle category.
ACC (and the Govt) are saying 601cc + cost more, they do, but why is that?
It isn't the extent of the injuries or that they crash more often, it is the cost of the income cover. This cost is the same for people driving flash cars, or more specifically car drivers with high incomes.
Not everyone that rides a big bike is on a high income, just the same as not all that drive BMWs are either.
It is the people with the high income that cost more, irrespective of mode of transport.
If ACC want to apply the costs proportionatly, then they should look at the earner premium IMHO, put any additional cost where it belongs, not in a broadly generalised sub group.
Having said that, that would suck just as much, if not more, for me. But, being a National Government, they arent likely to do that are they?
Long story short, if they want to put blame in it, it should be levied where the blame exists, not on the victim, on the perpetrator.
Rant done!
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