I didn't think!!! I experimented!!!
Cats land on their feet. Toast lands jamside down.
A cat glued to some jam toast will hover in quantum indecision
Curiosity was framed; ignorance killed the cat
Fix a computer and it'll break tomorrow.
Teach its owner to fix it and it'll break in some way you've never seen before.
Well I take Reflex at face value. He's asked where the data is supporting our rejection of the ACC case.
I had a look myself for some of this raw data the other day. The trouble is, the ACC sub-forum was so busy that I couldn't find what I wanted. After half an hour I eventually found a PDF from ACC which had the figures.
Just above there are two contrasting sets of figures, one being from Professor Lamb. We don't help ourselves by using different numbers - and that happens a lot in posts. We need to have our facts straight and available in one thread as a source.
Reflex (are you sure? Not knee jerk?)
I am probably over 16 time more likely to have an accident dancing the polka than a one legged man.
However, I never have, not once, nadir.
My excellent polka safety rating aside,
Why should I not pay a levy based on my polka risk rating?
Why should I not pay more than Mr Omni Leg?
Because of your probability rating. You cannot argue with probability.
This is where part of the problem lies. The new levy has not been calculated just using the actual numbers. Variances of risk have been added to the actual numbers. Apply the variance (risk factor) to the actual numbers, and even without the fact that the data is shit, motorcycles look bad.
We all know it.. but the fact that the data is shit is masked by the variance that's been added, carefully calculated risk, change the numbers by a small amount and the probability still looks relatively sound... change the variance WOOOOOOOOOO, Government see this as FACT! Probability is not fact, it's guess work!
I didn't think!!! I experimented!!!
Sorry, my bad
16 times more likely of having a crash! Not necessarily 16 times more likely to have any motorcycle related accident!
Motorcyclists are probably 80% (a ficticious 80%) more likely to burn themselves on their exhaust, than car drivers. Add a variance of 0.1
Motorcyclists are probably 80% (a ficticious 80%) more likely to have a vehicle on top of them , than car drivers. Add a variance of 0.1
I'm not sure if that's how it's calculated, but i wouldn't rule it out either!
Anyway it all adds up, now add those variances to the variance/margin for data error, multiply to motorcycles and you can make some quite staggering Numbers...
If it was up to me i'd levy yaw polka ass...
I didn't think!!! I experimented!!!
Gah. They've even got US believing that bollocks now.
For the record.
1. The survey that was based on was flawed as hell. They concluded that motorcyclists rode an avergae of 800 kilometres each per year. Go figure
2. EVEN THEN, the figure was 16 times PER MILLION KILOMETRES. But few bikers would ride as many kilometres as a sales rep drives, or a courier van.
Bikes DON'T cover the same distance , so, real world here, we are NOT 16 x more likely to crash.
Originally Posted by skidmark
Originally Posted by Phil Vincent
Hmmm...I think someone needs to get his nose out of the newspaper. No good will come of leaving it there.
It is a timely reminder, tho, that the media in general are not helping the cause.
Few are the times when I've seen much more than "Nick Smith said this" or "Nick Smith said that".
How's about saying what we said, for a change?
Do you realise how many holes there could be if people would just take the time to take the dirt out of them?
That's inevitable. He IS a Minister of the Crown. He's going to get the coverage.
Which is why we need to keep putting on a how for the press.
They look for sensation and showmanship.
A lot of bikes is very media worthy.
Originally Posted by skidmark
Originally Posted by Phil Vincent
To put things in perspective.
I pay personal health insurance. It covers me above what ACC pay - so I will never have to make another ACC claim again in my life.
Said company covers a very small % of NZ. They are not a HUGE company, but a good one.
My fee for this service is about $500/year. They know I ride motorbike, drive a car and partake in dangerous sports (mountain biking etc).
So how can a company like ACC who has millions of members on its books claim more than $500/person/year? This is taken via vehicle registration (of which NZ average is 0.4/person - so I'm told) and income tax.
Where does the money go?
I am not blaming the claim they are making - I just want to see the evidence for the expenditure. Is the system broken? We need to know these things before we invest more money.
In fact - I am going about this all wrong.
...(runs off to download the accounts to evaluate ACC)
Reactor Online. Sensors Online. Weapons Online. All Systems Nominal.
OK. According to LTNZ, there were 170,219 cars (petrol + diesel) registered in 2008 and 13,687 motorcycles. So...
Car Occupants:
- 0.050 active claims per registered car
- $1224 per registered car
Motorcyclists:
- 0.232 active claims per registered motorcycle
- $4568 per registered motorcycle
Am I right so far?
Uh, that 170K is the number of vehicles that were registered in 2008. As in, for the first time.
The actual number of cars on the road is about 3.2 million (depending on how you treat vans and utes and such)
Originally Posted by skidmark
Originally Posted by Phil Vincent
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