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Thread: Car cover could become compulsory

  1. #16
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    Quote Originally Posted by Motu
    The rust bucket hasn't got 3rd party because you can't get 3rd party for a vehicle under $1000 - I've had to bullshit the value of my cars many times.If it's compulsory it has to be all cars,no matter their value...
    You sure?? I had 3rd party for my pos $500 mazda 323 a few years back, told the insurance co (AMI) how much it cost aswell.

  2. #17
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    He he

    You guys are either POMs or dont know you've had it so good or just well off.
    Have you been to old England recently and insured a vehicle not cheap. Now try to do your bike.Yeah when you get to 35 it goes down a bit.....
    It wont solve a thing but i would love to be in insurance i can see $$$$.

  3. #18
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    Quote Originally Posted by k14
    You sure?? I had 3rd party for my pos $500 mazda 323 a few years back, told the insurance co (AMI) how much it cost aswell.
    ya i asked for a quote for an old toyota carina worth bout $500 if that, i said it was worth $500 and they said its ok... this was bout 3 months ago, the car is now dead i loved that car

  4. #19
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    Quote Originally Posted by Fluffy Cat
    You guys are either POMs or dont know you've had it so good or just well off.
    Have you been to old England recently and insured a vehicle not cheap. Now try to do your bike.Yeah when you get to 35 it goes down a bit.....
    It wont solve a thing but i would love to be in insurance i can see $$$$.
    I've heard similar things from other poms too.

    I have a feeling half the people currently cheering will be moaning after it's been in place a couple of years.

    Btw, the real worries are the no licence//no reg/wof//etc crew. Does anyone think these guys are really going to be bothered about breaking the law and having no insurance.
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  5. #20
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    Quote Originally Posted by Ghost Lemur
    Btw, the real worries are the no licence//no reg/wof//etc crew. Does anyone think these guys are really going to be bothered about breaking the law and having no insurance.
    I don't want to understand the mindset of these peeps who *won't* get a WOF or Rego for their vehicle...could be just sheer laziness? I know my rego & warrant has lapsed a few times over the years but usually because I forgot about it and time passed me by, got them done straight away though. Been warned at a checkpoint once about a lapsed warrant.

    How high do you think the number of these wof/rego evaders is in NZ GL? Can't be a very large percentage? I've never known any? and I think the risk of getting caught is much higher out there nowadays with the increases in checkpoints & random stops.

  6. #21
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    Anyone who thinks this means that his preimums will go down....... tell 'im he's dreeeeeamin'


    Anyonone who thinks this will remove uninsured rustbuckets from the road..... tell 'im he's dreeeeamin' too.
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  7. #22
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    Quote Originally Posted by Ghost Lemur
    I've heard similar things from other poms too.

    I have a feeling half the people currently cheering will be moaning after it's been in place a couple of years.

    Btw, the real worries are the no licence//no reg/wof//etc crew. Does anyone think these guys are really going to be bothered about breaking the law and having no insurance.
    Australia has 3rd party as part of their rego - only for medical expenses as there is no ACC. As a reult, their rego is $A600 ish in NSW.
    The ins. caoompanies would be the main winner of compulsory insurance - the lowlifes would still drive without it as they do now for rego. It might stop some of the Asian student+fast car+ Chinese "license" = someone else out of pocket
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  8. #23
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    Quote Originally Posted by Pixie
    O.K...where's the problem?
    Same problem as ACC. Once the government move in you can guarantee that premiums will increase astronomically. And, like ACC, you can bet that bikes will get it in the goolies.

    And what difference is it going to make ?

    The justification is to make it too expensive for young guys to run hot cars. Anyone actually had any PROBLEMS with such young guys in Subarus etc? I know they're jerks, and a pain in the [arse/ass strike out according to preference] but personally, I don't have a problem with them. They're not the ones U turning front of me, moving in on my lane etc.

    The ones that do that are the fat cats in BMWs.And the soccer moms in SUVs, who already have insurance. So I don't see why I should support something that is just a "oh those people are different to me, hate, hate, what can I do to shaft them" response.

    Since bikers, like young guys in hot cars, are a minority, and not favourably regarded by authority, you can be quite sure that any "get them off the road" moves will also flow onto bikes. There are a lot of people in Wellington who would LOVE to see motorbikes forced off the road. This would play right into their hands.

    It's bound to be tied into registration , like ACC is. So expect to see $1000+ rego costs in the future for bikes.

    For the record, I have third party fire and theft. But only because I want the theft cover and you can't get it separately.

    As far as I'm concerned it's my business NOT to hit other people and to make sure that THEY don't get a chance to hit me.
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  9. #24
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    Like the theory but I figure as usual it would only be the good citizen that'll front up and pay probably the ones that are already insured. How do you get that 40% that already don't bother getting rego/WOF,insurance? They won't give a damn

  10. #25
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    No insurance = reg and WoF are null and void = confiscation of vehicle and loss of licence on top of three fines (no WOF, no reg, no insurance). Driving without licence = confiscation of vehicle and prison term - getting fucked up the arse for six months then bashed over by your mate (for getting his car confiscated and auctioned) when you get out will ensure that they won't be so keen to drive without licences again.

    It would work if the consequences were severe and instant: "get out of the car, give me the keys and your licence, and here's your tickets for the thousand dollars' worth of fines. You want me to call you a taxi or are you going to walk?"
    "Oh, you're disqualified, "Sir", place your hands behind your back" *click* "and as you drove recklessly trying to evade arrest, you're looking at a year in prison rather than six months."

    And you'd have to multiply the amount of time you want them to spend in prison by about 20 to get the "sentence" you need in the arse-wipe judicial system we have. Otherwise they'd be paroled and driving another car in a couple of days. Actually expecting them to serve an entire six month sentence is out of the question in our fucked-up "justice" system - that'd be unfair on the poor criminal...

    It'll never happen tho' 'cause politicians also have young arse-wipe snot brats who get into acting like dicks in cars.
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  11. #26
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    on the subject of insurance.

    Who's the best insurance (ie cheapest) company for a a grown up on a new GS1200SS? Swan quoted be about $1200 for full and about $850 for 3rd party fire and theft.

  12. #27
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    Quote Originally Posted by Wolf
    .......you'd have to multiply the amount of time you want them to spend in prison by about 20 to get the "sentence" you need in the arse-wipe judicial system we have. Otherwise they'd be paroled and driving another car in a couple of days. Actually expecting them to serve an entire six month sentence is out of the question in our fucked-up "justice" system - that'd be unfair on the poor criminal...
    So you will be fine with paying an extra 2% in tax to have these people picking there nose for 6 months while you pay for food, cable, lights roof over there heads and some people to keep an eye on them. And you will have this "facility" in you backyard right ..... ???

    On the subject :
    I think i should be compulsory with 3rd party. I really can't bellieve it isent, I think it is in 99 of a 100 "westen" countries. But I must say i can see Ixion's point. I agree totally with the soccer mum's in the SUV's with no respect or consept of size and speed and feeling totally safe in there cage.

    I would put up the driving age to 18, for under 18's a 50cc certificate could be taken or it would be on your bike. This would help public transport and therefore make it a more viable option for "normal" motorists and maybe that would help the congested motorways. I would make deffensive driving course compulsory. This would drive up the price for a drivers license and delay some. As i see it there is not nearly enough trainning in NZ before a license is given.
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  13. #28
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    Quote Originally Posted by Aitch
    Who's the best insurance (ie cheapest) company for a a grown up on a new GS1200SS? Swan quoted be about $1200 for full and about $850 for 3rd party fire and theft.
    I found Swan the cheapest. Bonneville. 800 Value $14000 =$750. $250 excess
    comprehensive based on no claims, accidents or speed tickets. They don't seem to differentiate between cruisers, tourers or sports bikes. The first quote I got was from bike dealer. $950. Second directly from Swan. $850. Third, with the help of the missus, 'she who must be obeyed.' $750. so it's worth haggling if you have a good record. An interesting point for riders of up to 500cc bikes. I insured a Suzuki GS 500 with NZI. (Swan is in the same group) By including it in my home and contents insurance. Believe this or not. $180. full comprehensive. $250 excess. They won't insure over 500cc though
    although I argued the Suzuki was probably faster.

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  14. #29
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    Quote Originally Posted by eliot-ness
    I found Swan the cheapest. Bonneville. 800 Value $14000 =$750. $250 excess
    comprehensive based on no claims, accidents or speed tickets. They don't seem to differentiate between cruisers, tourers or sports bikes. The first quote I got was from bike dealer. $950. Second directly from Swan. $850. Third, with the help of the missus, 'she who must be obeyed.' $750. so it's worth haggling if you have a good record. An interesting point for riders of up to 500cc bikes. I insured a Suzuki GS 500 with NZI. (Swan is in the same group) By including it in my home and contents insurance. Believe this or not. $180. full comprehensive. $250 excess. They won't insure over 500cc though
    although I argued the Suzuki was probably faster.

    -------------------------
    what's the speed of dark???
    Yay! $600 for full cover on the GS, market value $10k. I spose it didn't hurt that I'm old with a clean record....

  15. #30
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    No comments on this:

    "The Government review follows a campaign co-ordinated by the Christchurch City Council, which sought support for the introduction of mandatory insurance, an objective test for vehicle noise emissions, ..."

    And:
    "The Ministry of Transport had also contracted an acoustical consultant to investigate methods that could be used to objectively measure noise."

    Put away your nosiy aftermarket cans, guys...
    ... and that's what I think.

    Or summat.


    Or maybe not...

    Dunno really....


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