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Thread: black black bird

  1. #31
    Join Date
    7th November 2004 - 11:00
    Bike
    Aquired by locals
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    Groote Eylandt
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    6,606
    Bugger, hope he gets anther bike soon
    To every man upon this earth
    Death cometh sooner or late
    And how can a man die better
    Than facing fearful odds
    For the ashes of his fathers
    And the temples of his Gods

  2. #32
    Join Date
    19th October 2005 - 20:32
    Bike
    M109R, GS1200ss, RMX450Z, ZX-12R
    Location
    Near a river
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    4,308
    Quote Originally Posted by WINJA
    WHAT ABOUT MY 2 WEEK OLD GIXXER1000 , CRASHED IT . 6 WEEK OLD ZX9 , CRASHED IT , QUITE NEW BLADE CRASHED IT .
    LANCE LOWE WAS WITH ME WHEN I CRASHED THE GIXXER AND HE WAS MORE UPSET THAN ME , AS LONG AS IM OK I CAN WORK AND BUY ANOTHER BIKE , TO ME WHAT IT ALL BOILS DOWN TO IS ITS A HUNK OF PLASTIC AND METAL , ANY WAY I THOUGHT INSURANCE WAS REALLY EXPENSIVE
    of course a bike is just an inanimate object without being ridden, just the same as a car, or a house, their all just material things that don't bring you or give you your health. but i bet your house is insured as is your car. the fact is though what would be the case if you piled your bike into say a $50 -$100k car and it was your fault ? you'd be in the crying room then coz the repairs would be coming out of your pocket as well as repairing your own bike!

    it doesn't have to full insurance to cover your ass, even third party insurance can save you unnecessary headaches & grief.

    insurance doesn't have to be expensive it just depends on where & who your with ( with my own bike my insurance costs me $260 per year full coverage on an agreed value & excess is $250 for any claim). and i've been through the cost of insuring large capacity exotics when i was young & been almost bled dry through it but for the sakes of peace of mind towards any possible scenario that could of happened the expense is a small price to pay. ( imagine the cost of insuring a Laverda 1200 when your only 19 mmm, put it this way my excess was over $1300)

  3. #33
    Join Date
    29th October 2005 - 09:52
    Bike
    2001 Suzuki FXR150
    Location
    Hamilton
    Posts
    24
    Thing is, insurance is basically gambling - you're betting with the insurance company that you will crash, and they are betting that you wont. They carefully look at the odds, like a bookie, to make sure that in the long run the house wins - that enough people pay lots of premiums and never crash to cover the ones who do crash.

    So what are the odds that you will crash? In the case of WINJA, apparently pretty good =P So even if your excess is half the price of the bike, insurance is still going to save you money and you may as well get it. Unless of course, they look at your record and say "no way are we betting with this guy, bugger off to a different insurance company". Thats would be a sure sign you want insurance - they have basically admitted that the odds are with you.

    Way I see it, the only way you would start wasting insurance money is if you start driving like a nana and never crash.

  4. #34
    Join Date
    12th November 2004 - 09:11
    Bike
    2008 Kettweisel Style.
    Location
    on my arse
    Posts
    3,623

    Arrow Bugger that Winja.

    Quote Originally Posted by WINJA
    WHAT ABOUT MY 2 WEEK OLD GIXXER1000 , CRASHED IT . 6 WEEK OLD ZX9 , CRASHED IT , QUITE NEW BLADE CRASHED IT .
    LANCE LOWE WAS WITH ME WHEN I CRASHED THE GIXXER AND HE WAS MORE UPSET THAN ME , AS LONG AS IM OK I CAN WORK AND BUY ANOTHER BIKE , TO ME WHAT IT ALL BOILS DOWN TO IS ITS A HUNK OF PLASTIC AND METAL , ANY WAY I THOUGHT INSURANCE WAS REALLY EXPENSIVE
    16 k bike insured with AA costs me $800-00 a year. Dunno about your misses, but mine would be livid if I did not insure it. Besides, I don't know how much you get paid by the hour, but thats still alot of hours work...
    My condolances to crazy steve. I come up north regularly in my hilux, if there is any parts needing to be brought up Ive got room and no there is not enough room in it for Zed's bike.
    Those who insist on perfect safety, don't have the balls to live in the real world.

  5. #35
    Join Date
    6th November 2004 - 14:34
    Bike
    SUZUKI TR50 STREET MAGIC
    Posts
    2,724
    Quote Originally Posted by T.W.R
    of course a bike is just an inanimate object without being ridden, just the same as a car, or a house, their all just material things that don't bring you or give you your health. but i bet your house is insured as is your car. the fact is though what would be the case if you piled your bike into say a $50 -$100k car and it was your fault ? you'd be in the crying room then coz the repairs would be coming out of your pocket as well as repairing your own bike!

    it doesn't have to full insurance to cover your ass, even third party insurance can save you unnecessary headaches & grief.

    insurance doesn't have to be expensive it just depends on where & who your with ( with my own bike my insurance costs me $260 per year full coverage on an agreed value & excess is $250 for any claim). and i've been through the cost of insuring large capacity exotics when i was young & been almost bled dry through it but for the sakes of peace of mind towards any possible scenario that could of happened the expense is a small price to pay. ( imagine the cost of insuring a Laverda 1200 when your only 19 mmm, put it this way my excess was over $1300)
    YEAH YOUR RIGHT , I DO HAVE THIRD PARTY ONLY

  6. #36
    Join Date
    26th February 2005 - 15:10
    Bike
    Ubrfarter V Klunkn,ffwabbit,Petal,phoebe
    Location
    In the cave of Adullam
    Posts
    13,624
    I also have only TPFT on bikes and cars. I calculate I've saved many thousands of dollars over the years, and have a fund sufficient to replace any vehicle that I crash .

    As someone said, it's a bet. If you think you are really more likely to crash than the insurer thinks, accept the bet(take insurance). If you think you are less likely, don't take it. Doesn't really matter what teh doallrs are, the insurer has already factored that in.
    Quote Originally Posted by skidmark
    This world has lost it's drive, everybody just wants to fit in the be the norm as it were.
    Quote Originally Posted by Phil Vincent
    The manufacturers go to a lot of trouble to find out what the average rider prefers, because the maker who guesses closest to the average preference gets the largest sales. But the average rider is mainly interested in silly (as opposed to useful) “goodies” to try to kid the public that he is riding a racer

  7. #37
    Join Date
    22nd August 2003 - 22:33
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    ...
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    yeah? i couldn't get 3rd party for the bike - only public liability. it was $5 a week for the busa.

  8. #38
    Join Date
    22nd August 2003 - 22:33
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    Quote Originally Posted by Ixion
    I also have only TPFT on bikes and cars. I calculate I've saved many thousands of dollars over the years, and have a fund sufficient to replace any vehicle that I crash .

    .
    i'd check that TPFT on the bike - none of the insurers would do it for me. only public liability

  9. #39
    Join Date
    26th February 2005 - 15:10
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    Ubrfarter V Klunkn,ffwabbit,Petal,phoebe
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    In the cave of Adullam
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    13,624
    I have a "job lot" deal, house cars, bikes, contents (different policies of course).
    Quote Originally Posted by skidmark
    This world has lost it's drive, everybody just wants to fit in the be the norm as it were.
    Quote Originally Posted by Phil Vincent
    The manufacturers go to a lot of trouble to find out what the average rider prefers, because the maker who guesses closest to the average preference gets the largest sales. But the average rider is mainly interested in silly (as opposed to useful) “goodies” to try to kid the public that he is riding a racer

  10. #40
    Join Date
    17th July 2005 - 22:28
    Bike
    Dougcati, Geoff and Suzi
    Location
    Banjo town
    Posts
    10,162
    Quote Originally Posted by WINJA
    WHAT ABOUT MY 2 WEEK OLD GIXXER1000 , CRASHED IT . 6 WEEK OLD ZX9 , CRASHED IT , QUITE NEW BLADE CRASHED IT .
    LANCE LOWE WAS WITH ME WHEN I CRASHED THE GIXXER AND HE WAS MORE UPSET THAN ME , AS LONG AS IM OK I CAN WORK AND BUY ANOTHER BIKE , TO ME WHAT IT ALL BOILS DOWN TO IS ITS A HUNK OF PLASTIC AND METAL , ANY WAY I THOUGHT INSURANCE WAS REALLY EXPENSIVE
    good way of putting it. plastic and metal.
    Quote Originally Posted by Paul in NZ View Post
    Ha...Thats true but life is full horrible choices sometimes Merv. Then sometimes just plain stuff happens... and then some more stuff happens.....




    Alloy, stainless and Ti polishing.
    Bling your bike out!
    PM me

  11. #41
    Join Date
    8th December 2004 - 11:00
    Bike
    Super Adventure 1290s, Bonnie T214
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    Christchurchish
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    2,284
    Shit - that's a grade A pisser. Poor ole Steve. Almost beings a tear to my eye seeing a Biffbird in such a state.
    This weeks international insult is in Malayalam:

    Thavalayolee
    You Frog Fucker

  12. #42

    CRAZY STEVE??

    IS THAT SCREWDRIVER CRAZY STEVE?

  13. #43
    Join Date
    17th June 2005 - 13:51
    Bike
    Whatever is in the garage - FXDC, Bking
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    Kerikeri - Dunedin
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    Hmmmm, must of been smoked by a 'Busa

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  14. #44
    Quote Originally Posted by WINJA View Post
    BELONGS TO A MEMBER OF THE SITE , ITS FOR SALE, POSSIBLY SPONTANEOUSLY COMBUSTED WHICH IVE SEEN ON A 97 BLADE BEFORE.
    THE OTHER WAS A PRETTY FLASH HARLEY
    Wowers I was just telling Greg Boyd about this the other day and he said it never happened...

    I wondered where the photos were...And here they are... ! ! !

    Greg it did happen....And your Company had done all the servicing on that bike up to $2500 dollars worth...

    Not a good look aye ! ! !

    Crazy Steve...

  15. #45

    Tax invoice says....

    $1300 full service done in May 2005....

    And in November its dust ! ! !

    5 Hours spent on it with Labour.....And I remember mentioning that it smelt like it was leaking gas.....

    Wowers Honda's and there Burning Probs......

    Who would honestly buy one ? ? ?

    Crazy Steve...

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