Bugger, hope he gets anther bike soon
Bugger, hope he gets anther bike soon
To every man upon this earth
Death cometh sooner or late
And how can a man die better
Than facing fearful odds
For the ashes of his fathers
And the temples of his Gods
of course a bike is just an inanimate object without being ridden, just the same as a car, or a house, their all just material things that don't bring you or give you your health. but i bet your house is insured as is your car. the fact is though what would be the case if you piled your bike into say a $50 -$100k car and it was your fault ? you'd be in the crying room then coz the repairs would be coming out of your pocket as well as repairing your own bike!Originally Posted by WINJA
it doesn't have to full insurance to cover your ass, even third party insurance can save you unnecessary headaches & grief.
insurance doesn't have to be expensive it just depends on where & who your with ( with my own bike my insurance costs me $260 per year full coverage on an agreed value & excess is $250 for any claim). and i've been through the cost of insuring large capacity exotics when i was young & been almost bled dry through it but for the sakes of peace of mind towards any possible scenario that could of happened the expense is a small price to pay. ( imagine the cost of insuring a Laverda 1200 when your only 19 mmm, put it this way my excess was over $1300)
Thing is, insurance is basically gambling - you're betting with the insurance company that you will crash, and they are betting that you wont. They carefully look at the odds, like a bookie, to make sure that in the long run the house wins - that enough people pay lots of premiums and never crash to cover the ones who do crash.
So what are the odds that you will crash? In the case of WINJA, apparently pretty good =P So even if your excess is half the price of the bike, insurance is still going to save you money and you may as well get it. Unless of course, they look at your record and say "no way are we betting with this guy, bugger off to a different insurance company". Thats would be a sure sign you want insurance - they have basically admitted that the odds are with you.
Way I see it, the only way you would start wasting insurance money is if you start driving like a nana and never crash.![]()
16 k bike insured with AA costs me $800-00 a year. Dunno about your misses, but mine would be livid if I did not insure it. Besides, I don't know how much you get paid by the hour, but thats still alot of hours work...Originally Posted by WINJA
My condolances to crazy steve. I come up north regularly in my hilux, if there is any parts needing to be brought up Ive got room and no there is not enough room in it for Zed's bike.
Those who insist on perfect safety, don't have the balls to live in the real world.
YEAH YOUR RIGHT , I DO HAVE THIRD PARTY ONLYOriginally Posted by T.W.R
I also have only TPFT on bikes and cars. I calculate I've saved many thousands of dollars over the years, and have a fund sufficient to replace any vehicle that I crash .
As someone said, it's a bet. If you think you are really more likely to crash than the insurer thinks, accept the bet(take insurance). If you think you are less likely, don't take it. Doesn't really matter what teh doallrs are, the insurer has already factored that in.
Originally Posted by skidmark
Originally Posted by Phil Vincent
yeah? i couldn't get 3rd party for the bike - only public liability. it was $5 a week for the busa.
i'd check that TPFT on the bike - none of the insurers would do it for me. only public liabilityOriginally Posted by Ixion
I have a "job lot" deal, house cars, bikes, contents (different policies of course).
Originally Posted by skidmark
Originally Posted by Phil Vincent
Shit - that's a grade A pisser. Poor ole Steve. Almost beings a tear to my eye seeing a Biffbird in such a state.
This weeks international insult is in Malayalam:
Thavalayolee
You Frog Fucker
IS THAT SCREWDRIVER CRAZY STEVE?
Hmmmm, must of been smoked by a 'Busa![]()
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Wowers I was just telling Greg Boyd about this the other day and he said it never happened...
I wondered where the photos were...And here they are... ! ! !
Greg it did happen....And your Company had done all the servicing on that bike up to $2500 dollars worth...
Not a good look aye ! ! !
Crazy Steve...
$1300 full service done in May 2005....
And in November its dust ! ! !
5 Hours spent on it with Labour.....And I remember mentioning that it smelt like it was leaking gas.....
Wowers Honda's and there Burning Probs......
Who would honestly buy one ? ? ?
Crazy Steve...
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