It's up to the assessor to write it off,and he works for the insurance company,not the bike shop,and there are other reasons to write off a vehicle that may not be apparent to you.As you point out,if there is a difference in condition between when you saw it last,and then at the bike shop (have you seen the bike or just photos?) I'd be looking for transit damage.I think if there was a guy out the back smashing up the wrecks to make them look worse some word might get out about it,some good honest people work at bike shops too y'know....
In and out of jobs, running free
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