Put off by insurance (lack of)

[TygerTung]

MY mate has his cage insurance with AMI and has had it always with them, he was 21 and he was on his learners and wanted to insure his yamaha TZR250, went as and asked them 'yep no worries, $45 a year' 3rd party, no worried, maybe the TZR wasn't on the 'hot' list? he's 22 now.

[The Stranger:Me]

They write insurance for anyone and everyone. But have an specialist ability to deal with uninsurables, which you rarely find elsewhere.

And yes they have to make money somehow (don't we all?), but the inference that they in some way are "dodgy" because of their (percieved) market is inappropriate also.

They tend to have a lot of exotic sports cars on their books too, as these can apparently be difficult and expensive to insure and thus also fall under the "uninsurable" umbrella.

[Devil]

I'm not disagreeing with you mate. I dont think they're dodgy, everything is spelled out in policy documents. Fine, we'll ignore TIS in that list. I'm just trying to highlight how these people can actually provide the service they offer, through costs. I'm not against using them, as I mentioned, I've used them myself. Just be aware of what you could be letting yourself in for. Make sure you know EVERYTHING before taking up the insurance.

[cold_fusion]

Wow! Thats alot of replies!
Ok so I did some ringing around today and got a quote and quote number from state so the policy can be put into place as soon as I buy the bike. I have 2 options, $56 a year for 3rd party or $280 for full which comes down to $170 after the first year. I'll probably go with the 3rd party and get a bike lock or alarm