Nosey people!

[sparky10]

I have not been in new zealand for long
been into bikes for a long time
there are a couple of things i can not get
my head round in new zealand
1. Insurance Is Not Compulsary :- Why ??, Do Not say ACC, we have NHS in the uk. Not say UK do it right, but at least if somone hits you, you are covered.
2. Ban Mobile Phones When You Are Driving, unless you are using hands free. The number of times people have nearly hit me and when i have looked they have been using a phone.
3. Getting A NZ Driving Licence, the law states after you have been in new zealand for 12 months you must get a nz drivers licence but no one checks that you have, i know people who have been here years and still driving under there own licence.

and finally WHY DO PEOPLE IN NEW ZEALAND IGNORE RED LIGHTS WE MUST STOP THEM

ACC is so TOTALLY nothing comparable to NHS. You clearly have no idea at all what ACC is or how it works. Or the background to the insurance laws in your own (UK) country. Maybe if you spent some time figuring out how a new country works, before demanding that it change to be exactly like the one you just came from ?

i agree glyder, insurance should be Compulsary, ACC dosent work, who can live on 80% of shit low wages, if someone hits u they should pay 100% i.e, insurance( it works for all other countries not in the third world)

[davereid]

I have not been in new zealand for long
been into bikes for a long time
there are a couple of things i can not get
my head round in new zealand
1. Insurance Is Not Compulsary :- Why ??, Do Not say ACC, we have NHS in the uk. Not say UK do it right, but at least if somone hits you, you are covered.
2. Ban Mobile Phones When You Are Driving, unless you are using hands free. The number of times people have nearly hit me and when i have looked they have been using a phone.
3. Getting A NZ Driving Licence, the law states after you have been in new zealand for 12 months you must get a nz drivers licence but no one checks that you have, i know people who have been here years and still driving under there own licence.

and finally WHY DO PEOPLE IN NEW ZEALAND IGNORE RED LIGHTS WE MUST STOP THEM

Sheesh...

We don't want compulsory insurance. Thats because we don't need it. In NZ, as you point out, ACC provides you accident cover. But it also means you can't be sued for your fuckup. Possibly a silly idea. But it means I can ride lots of bikes, and drive lots of cars, and if you want to end that then I have to disagree. Because I can insure a bike or car in NZ for a tiny fraction of the cost in the UK. Don't believe me ? go online and find a UK insurer. Fill out the on-line quote form saying you live in UK and get back to us.

Ban mobile phones ? Maybe. But then we should ban the CD player and radio too.

Red Lights ? Yep, they are chronic problems. Good luck !

[ElCoyote]

Ixion has established a very valid point.

I own a number of vehicles and have done so over the years, none have been insured. I estimate I've saved between $15,000 and $20,000 in insurance so far.

I spend between 30 and 40 hours solid on the road each week and have had my license for approximately three years.

So yes, my wheels are spinning.

Do you have health insurance??????????

[ElCoyote]

Go and invest in some safe Government bonds and don't forget to button up your HIVIZ vest before you saddle your bike so you can ride down and make your monthly insurance payment.


Most of the cars on NZ's roads are old shit heaps, the chances of SEEING a new merc let alone T-Boning one (or ANY car for that matter) are pretty slim.

Why not be original and say "T-bone a new Ferrari driven by Helen Clarks lesbian lovers sisters cousins neice".

Ruth Dykeson doesn't own that vehicle it is still owned by Marilyn Waring, that' how she got knighted

[ElCoyote]

So not having a Father contributes you think?

I guess if people are not considerate to others......then they should not complain when someone has the guts to say something.

When the cunt that killed the girl on the beach was asked twice to "STOP" he should have realised that there was a backlash. Sadly he didn't and look at the result.

Feel free to ride your bucket up and down my street whenever you please and I will treat you like the last prick that made my walls shake when I was watching the Spanish GP and I will ride alongside you and boot you into oblivion. PM me for the address arsewipe

[ElCoyote]

No I could quite easily get personal insurance and no I've never been done for DIC, both of my businesses are insured to the hilt because it is practical and we can rape the insurance companies. Just yesterday one of my guys dinged one of the trucks, needs new LHS lights and passenger door.
.

Your excess is no way high enough and ra[ping and pillaging insurance companies is the reason premiums go up for those who obey lifes unwritten rules but that is probably too subtle for a person or your dubious intellect. Tell me where you live and I can reciprocate in kind.

[Grahameeboy]

When the cunt that killed the girl on the beach was asked twice to "STOP" he should have realised that there was a backlash. Sadly he didn't and look at the result.

Feel free to ride your bucket up and down my street whenever you please and I will treat you like the last prick that made my walls shake when I was watching the Spanish GP and I will ride alongside you and boot you into oblivion. PM me for the address arsewipe

Mmmm..I think you have looked at my comment the wrong way round as I agree with you as I was saying that it is not okay to ride a bucket bike up and down the street etc.

Let me know what areswipes you want sent to you...I current have Wiggles Wipes but know where you can obtain Poo and Friends

[ElCoyote]

I have not been in new zealand for long
been into bikes for a long time
there are a couple of things i can not get
my head round in new zealand
1. Insurance Is Not Compulsary :- Why ??,

Politicians are gutless bastards

2. Ban Mobile Phones When You Are Driving, unless you are using hands free. The number of times people have nearly hit me and when i have looked they have been using a phone.

Politicians are gutless bastards


3. Getting A NZ Driving Licence, the law states after you have been in new zealand for 12 months you must get a nz drivers licence but no one checks that you have, i know people who have been here years and still driving under there own licence.

Politicians are gutless bastards

and finally WHY DO PEOPLE IN NEW ZEALAND IGNORE RED LIGHTS WE MUST STOP THEM

Politicians are gutless bastards

Cannot disagree with any of those points, however, politicians are gutless bastards

[Grahameeboy]

Sheesh...

We don't want compulsory insurance. Thats because we don't need it. In NZ, as you point out, ACC provides you accident cover. But it also means you can't be sued for your fuckup. Possibly a silly idea. But it means I can ride lots of bikes, and drive lots of cars, and if you want to end that then I have to disagree. Because I can insure a bike or car in NZ for a tiny fraction of the cost in the UK. Don't believe me ? go online and find a UK insurer. Fill out the on-line quote form saying you live in UK and get back to us.

Ban mobile phones ? Maybe. But then we should ban the CD player and radio too.

Red Lights ? Yep, they are chronic problems. Good luck !

The only difference between ACC and NHS is that ACC covers 80% or earnings. Why 80%. well you don't have the expense of going to work so you, lunch etc so you are saving money so 80% reflects this. It's basic 'Indemity'.

But guess Nzers would be happy not to bear any contribution if drunk at time?

Personally, if you drink and drive or drive whilst disqualified or have no licence you should not get any contribution towards earnings and just get cover for medical treatment...sounds harsh but back to making people more accountable.

Insurance is necessary. You can still sue so why would having compulsory Insurance change the right to sue? Compulsory Insurance would make NZ's more accountable which is a cultural problem and needs to be changed.

Funny how we are happy to pay ACC levies and consider this Insurance yet don't agree with having compulsory vehicle insurance when we screw up? Lets not worry about the poor innocent bugger eh? Back to accoutability again.

Mobile phones are totally different to Audio systems as they are way more hands free than a mobile phone and less of a constant distraction.

[Ixion]

The only difference between ACC and NHS is that ACC covers 80% or earnings. Why 80%. well you don't have the expense of going to work so you, lunch etc so you are saving money so 80% reflects this. It's basic 'Indemity'.

,,.

What absolute nonsense. There is no correlation between NHS and ACC at all. The British NHS system is a free(ish) public health system, covering hospital, GP and secialist medical services, and medicines. It has an absoluetly exact counterpart in our DHBs . Which provide hospital, GP and specialist medical services, and medicines. DHB=NHS.

The ACC scheme has NO Pomgolian counterpart. Does not exist. ACC=No equivalent at all.

ACC provides as noted 80% of pre injury earning. Even if the accident was your own fault. It also provides free rehabilitation services, appliances, social rehabilitation (home help etc), retraining, and medical treatment above and beyond that covered by the DHBs (or the NHS) . Unlike commercial insurance schemes ACC is a no fault scheme. So there is no need, as there is in other countries, to endure long and expensive court cases before receiving compensation . And maybe then losing anyway and just being left with a huge lawyers bill.

ACC is vastly superior to the insurance schemes of less enlightened countries. A measure of this is that, although there is absolutely nothing to stop anyone insurinng themselves (as in the UK) very few do.

I can never understand why people should leave their own country and come to another, only to immediately set to whining and moaning and demand that their new abode should change itself to be the same in every way as the one they left. This is not Pomgolia. We do things differently. They are better. If you do not like the way things are done here, go back to dear old Blighty.

[lb99]

[rant] why the fuck do people who walk past my house feel the need to have a good old nose though my livingroom windows, and the get shitty when I tell em to fuck off and myob, jesus I can only imagine what would happen if idecid to clean my rifle on the couch with the curtains open.........

[scracha]

medicines. It has an absoluetly exact counterpart in our DHBs . Which provide hospital, GP and specialist medical services, and medicines. DHB=NHS.

So you mean I shouldn't be paying for visits to the doctor or dentist over here? Woopee. Where do I get my refund.

The ACC scheme has NO Pomgolian counterpart. Does not exist. ACC=No equivalent at all.

99% true. There is an uninsured loss recovery scheme in the UK that from memory covers 90% of damages caused by illegal uninsured arseholes.

ACC provides as noted 80% of pre injury earning. Even if the accident was your own fault. It also provides free rehabilitation services, appliances, social rehabilitation (home help etc), retraining, and medical treatment above and beyond that covered by the DHBs (or the NHS) .

But the point is...if an accident isn't my fault then why the hell should take a 20% wage drop. I've been paying my ACC for a couple of years....I've still to get a straight answer form them as to how much they'd pay me should I get injured.

ACC is vastly superior to the insurance schemes of less enlightened countries. A measure of this is that, although there is absolutely nothing to stop anyone insurinng themselves (as in the UK) very few do.

Sure...in other "less enlightened" countries people actually get a fair payout when some dipshit driver wrecks their vehicle and/or fucks up their life. Also makes people more responsible for their actions if someone else (ACC) isn't bailing them out.

ACC is just a big fuckin drain on hard working New Zealanders and of little help to scores of genuine claimants.

If you do not like the way things are done here, go back to dear old Blighty.

With all due respect Ixion...there's nothing wrong with trying to improve the country you choose to live in....especially if it's just common sense things that most kiwi's agree with such as actually locking up repeat drink drivers and throwing away the key. NZ would be waaaaaay further down the OECD list were it not for us whining immigrants. We're not refugees. We've earned the right to be here and we pay our taxes. So if you don't like that then maybe you should fuck off to dear old blighty or take it up with these arseholes in the beehive?

[Grahameeboy]

What absolute nonsense. There is no correlation between NHS and ACC at all. The British NHS system is a free(ish) public health system, covering hospital, GP and secialist medical services, and medicines. It has an absoluetly exact counterpart in our DHBs . Which provide hospital, GP and specialist medical services, and medicines. DHB=NHS.

ACC is just a form of Tax. Taxes are higher in UK so overall ACC is no more freeless than NHS.

Dhb's collect payment from ACC Tax just like the NHS does from the Govt via taxes.

Health Care is Health Care which ever way you break in up into depts. It all amounts to the same so apart from the 'Earnings' the cover available to NZers is the same in the UK.

The ACC scheme has NO Pomgolian counterpart. Does not exist. ACC=No equivalent at all.

Agree there is not 'Title' equivalent, however, the overall Health service provisions are equal.

ACC provides as noted 80% of pre injury earning. Even if the accident was your own fault. It also provides free rehabilitation services, appliances, social rehabilitation (home help etc), retraining, and medical treatment above and beyond that covered by the DHBs (or the NHS) . Unlike commercial insurance schemes ACC is a no fault scheme. So there is no need, as there is in other countries, to endure long and expensive court cases before receiving compensation . And maybe then losing anyway and just being left with a huge lawyers bill.

In the UK you get free rehab, appliances etc provided by taxes. Don't have to wait for Court cases to be concluded. The Woolf Report in UK has sped up Court Cases and has actually enabled earlier conclusions as liability has to be agreed within 3 months as well as early medical reports.

ACC is vastly superior to the insurance schemes of less enlightened countries. A measure of this is that, although there is absolutely nothing to stop anyone insurinng themselves (as in the UK) very few do.

I guess it depends on how you look at it. Personally I thing that a system which pays someone for serious negligence as examples mentioned in previous post, is not ethical. Plus ACC provides better hassle free provisions for someone who drinks and drives than is does for someone born with a disability which is not the case in the UK.

I can never understand why people should leave their own country and come to another, only to immediately set to whining and moaning and demand that their new abode should change itself to be the same in every way as the one they left. This is not Pomgolia. We do things differently. They are better. If you do not like the way things are done here, go back to dear old Blighty.

Not me Ixion, however, just contributing debate. I believe that compulsory vehicle damage insurance is important because it encourages accountability. On the other hand ACC only covers injury and there is no provision for dependants of someone who is killed by a negligent driver but freely helps the drunk driver get back on their feet etc, get 80% of their wages which the dePendants do not get.

To be honest compulsory seat belts in the UK has driven injury compensation claims through the roof with whiplash claims being the Lawyers bread and butter. Dodgy claims becoming common. You are looking at GBP4,000 just for the pain and suffering, then you have loss of amenity etc so your average whiplash claim comes up around the GBP10,000 with costs.

Go back to old blighty is outdated Ixion and fortunately us POM's know this is not Pomgolia and it is sad to think that you consider us so fickle to think like this over ACC.

................

[Grahameeboy]

So you mean I shouldn't be paying for visits to the doctor or dentist over here? Woopee. Where do I get my refund.



99% true. There is an uninsured loss recovery scheme in the UK that from memory covers 90% of damages caused by illegal uninsured arseholes.



But the point is...if an accident isn't my fault then why the hell should take a 20% wage drop. I've been paying my ACC for a couple of years....I've still to get a straight answer form them as to how much they'd pay me should I get injured.


Sure...in other "less enlightened" countries people actually get a fair payout when some dipshit driver wrecks their vehicle and/or fucks up their life. Also makes people more responsible for their actions if someone else (ACC) isn't bailing them out.

ACC is just a big fuckin drain on hard working New Zealanders and of little help to scores of genuine claimants.



With all due respect Ixion...there's nothing wrong with trying to improve the country you choose to live in....especially if it's just common sense things that most kiwi's agree with such as actually locking up repeat drink drivers and throwing away the key. NZ would be waaaaaay further down the OECD list were it not for us whining immigrants. We're not refugees. We've earned the right to be here and we pay our taxes. So if you don't like that then maybe you should fuck off to dear old blighty or take it up with these arseholes in the beehive?

+1.........................

[Grahameeboy]

Good old ACC, covers the biker but who pays the funeral expenses..........in the UK this would be covered..........just a small example.

Now if the deceased had been a Father with 2 kids, so dependants, who covers that.....ACC? Nop. Govt? Nop. Insurance? Yes