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Thread: Twunt knocked over my bike. Advice, pls

  1. #1
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    24th September 2006 - 02:00
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    Twunt knocked over my bike. Advice, pls

    Did a rare thing at work today, a delivery. Work in a restaurant on Parnell Rd. Anyhow, return from my delivery, and find that a large black 4x4 has decided to park in my work's loading zone. No matter, I'll park just behind the loading zone in the convenient little gap, as I have many times before. (This is all illustrated at the bottom).

    All is well until I go inside. A couple of minutes later I hear a large `clunk' and go out to find my bike knocked over and leaking fuel onto the pavement. Man in black 4x4 is looking like a stunned mullet. Pull open door and abuse the shit out of him. Comes behind to look as I pull up the bike, says `sorry mate, I didn't see it'. Resist urge to pull his spleen out through his eye-socket. He says, `what's damaged? I'll pay for the damage'. His wife offers business card, I give him my name and phone number, I take down the registration number of the car too. At this point he changes tact, saying `you were parked illegally, that means you should pay. I can't see your bike in my mirrors'. This makes me quite angry and he goes back to saying `but I will pay for the damage'.

    So anyhow, the bike was still rideable to get me home. However, a cursory inspection shows a shallow dent in the LHS of tank, lots of small dents and paintwork missing on the RHS of tank. RHS exhaust is scratched and dented, and in fact it looks like he might've killed the exhaust studs because now it leaks and makes a hell of a racket (and kills low-end performance to boot). RHS clip-on bent, brake lever bent, front guard twisted, front brake lever missing knobby bit (just after I replaced it with my spare, too). Tail section missing a bit more paint. Headlight rim has additional dings.

    All in all, probably write-off material. I'm thinking about getting a list of what it would cost in parts, giving him that, tell him I'll do the favour of all the labour myself and he can pay for the parts (except for the exhaust studs, I fecked the LHS ones previously, so he can pay half or summat for a cylinder head shop to fix it). I'm not keen for it to go to insurance because of potential for write-off, and he offered to pay for damage -- except I don't think he realises how pricey it might be.

    Where do I go from here? Should I contact my insurance company?

    Cheers guys. I know my bike wasn't the nicest, prettiest bike around, but I've spent many long hours and money getting it to run and go and it's mine. Feeling fairly fucked off right now.
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  2. #2
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    Geez The cheek of the guy! I hope they stand by their word and actually pony up the readies, it was their frikk'n fault after all!

    Poor Natalie, it seems a saga of epic proportions and I hope you don't lose heart! Keep fighting the good fight!
    "I like to ride anyplace, anywhere, any time, any way!"

  3. #3
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    What was that dick riding? BMW X5? Mercedes M-Class?


    If you can make it on Kiwibiker you can make it anywhere.

  4. #4
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    That sucks.
    If you present him with a huge bill, he'll refuse to pay.
    If you present him with a small bill, he may pay, or he may just never quite get around to it while making all the right noises and promises when you actually speak to him.

    My advice: contact you insurance company and do it by the book.
    My bike doesn't leak oil; it marks its territory.

  5. #5
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    2005 BMW X5 3.0I A SAV E53 in Black
    Funnily enough, nearly all of the really close calls I have had involved black SUVs. Finally got me


    Yes, I'm worried about saying `that'll be $500-600' as he might tell me to fuck off. But if I go through insurance, they'll write her off -- I really don't want this. May see what he says first, get some quotes for bits and pieces.

  6. #6
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    Quote Originally Posted by xerxesdaphat View Post
    ... Should I contact my insurance company?.....
    You're kidding right? Of course you should.

  7. #7
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    Quote Originally Posted by Drum View Post
    You're kidding right? Of course you should.
    Well I dunno these things, first ve-hickle, took me a while to learn how to use the gas pump when I first got her

    Anybody got any advice on the me-parking-in-funny-place situation? I spoke to a random parking inspector once and he laughed and said `that's fine! Like your bike, by the way, I used to have a Superdream back in the UK...', but that is hardly worth much. However, does this upset the legitimacy of my claim? Can he say `oh he was parked illegally, therefore he's at fault' later on?

  8. #8
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    9th January 2008 - 11:36
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    Insurance may not write the bike off... get quotes and check with your insurance people what their policy is
    AND KEEP A PAPER TRAIL!!!
    It aint how fast ya get there, it's that ya get there at all...

  9. #9
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    If they do write it off can you not buy back the "wreck". And then have insurance money as well to contiunue the blingification,
    Quote Originally Posted by skidmark
    This world has lost it's drive, everybody just wants to fit in the be the norm as it were.
    Quote Originally Posted by Phil Vincent
    The manufacturers go to a lot of trouble to find out what the average rider prefers, because the maker who guesses closest to the average preference gets the largest sales. But the average rider is mainly interested in silly (as opposed to useful) “goodies” to try to kid the public that he is riding a racer

  10. #10
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    29th December 2007 - 18:54
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    Accident

    I was in an accident (UK) and the person said that they would pay without involving the insurance company. I called my insurance company anyway and told them that she would pay out of her own pocked just to make sure that if the woman didn't pay my arse was covered.

    I would get to the insurane company first to make sure that you get your side of the story across. Don't want your them contacting you to let you know that the other side have stated that you are liable as it was your fault!

    Just my opinion.
    We're just two lost souls swimming in a fish bowl, year after year,
    Running over the same old ground.
    What have you found? The same old fears.
    Wish you were here. QWQ

  11. #11
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    Quote Originally Posted by xerxesdaphat View Post
    2005 BMW X5 3.0I A SAV E53 in Black
    OMFG I knew it! DICKS! They never use their invention so called "Reverse sensors" do they? Or are they just retarded? lol


    If you can make it on Kiwibiker you can make it anywhere.

  12. #12
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    Yup..... Happened to a m8 of mine the other day....

    Best bet - contact your insurance company. If the worst comes to the worst at least they can fight it out to get the money.....
    If your looking at Bike Comms, have a read of this review..

    http://www.kiwibiker.co.nz/forums/sh...ad.php?t=95905


  13. #13
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    Quote Originally Posted by Ixion View Post
    If they do write it off can you not buy back the "wreck". And then have insurance money as well to contiunue the blingification,
    In the mean time, I have no bike -- means catching the bus (much, much more expensive than riding a bike to work/uni) -- and of course, the mere fact I don't have a bike. Then I have to go through re-vinning, which may or may not be hell with such an old bike. Can see things coming out about rust on the frame or brakes being useless.



    If I contact my insurance company, am I then obliged to go through with the full-on insurance process? Or can I just tell them, then get the guy to cough up whatever it costs me to fix it?

  14. #14
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    Shoulda started cracking skulls.

    Take him to hte cleaners. Make him buy you a CBR600RR or something

  15. #15
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    Young GiJoe is on his way with camera and shit. Show y'all some piccies.

    Hey, was that mofo allowed to park for at least 30 minutes in my work's loading zone? Whilst he's eating dinner in some other restaurant? Smartass telling me I've parked illegally.

    I feel very sad now. Who will give me a hug and let me cry on their shoulder

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