$4319.88 to insure

[quallman1234]

2600 a year and my bikes worth 2.

[henry]

Change where you live, to say Invercargill, and see what happens.

[Buddy L]

Ive never binned from fanging it (probably wouldnt be here If i did) and all crashes (except once that the ATNR crew will know about) have either been someone elses fault, or very slow speed drops that wouldnt be worth claiming.

.

Most of the ATNR crew was laughing at the time as well.
I tryed the internet thing when checking out insurace.
But found State had the best deal for me.
Ring them up (insurance companies)
Have have a chat.
If they don't ask don't tell them.

[westie]

Lol You just need to grow older and wiser bro. Fines and age 21.

Will put my bike through the insurance thingy and see what I come up with. Will post soon.

[dmouse]

i have 37 yrs full licence class 6, and 1, i had full cover on a fully customised fatboy valued at 50k which is really under valued, in 2006 for the same bike it cost me $1100 with Star insurance, had a no fault accident in jan 07 i got knocked off by a guy who ran a red light, and hit me in the back, i was ok bike took seven months to get repaired and back to me, the driver got off with divertion.
i changed my insurance company as i wasnt happy with lentgh of time for repairs, went to NAC they quoted me $1220 fully comp i pays my money, got knocked off again by another cage doin a three point turn right in front of me, repairs cost 20k and five months i jumped up and down all the time repairs were being carried out, parts were sent by boat, i had offerd to pay towards air frieght if they used third party liabilty i was ignored, the driver got banned for six monthes and orderd to pay reparation to me, i have to have surgery on a damaged socket in my shoulder.

march the 6th 08 i get a letter saying that my insurance will not be continued after the policy ends, i was declined cover as they say " i expect too much of them, and they cannot meet my expectaitions" and they stated why do i ride such an expensive bike !! why drive a ferrari ? they even told me to sell it and buy a cheaper bike, or even better buy another bike for every day use. no thought from them how i was to afford the extra bike,plus running costs, then they suggested that i should under value my bike !!. i have never had a ticket not even a parking ticket my licence is spotless its just a shame the insurance companies dont all play on a level field my 60% no claims means nothing. my bike is for sale im paying an arm and a leg for insurance and very disalusioned with the legal ripoffs that these big companies can get away with. god knows what will happen when compulsary insurance is brought in.

Subject: RE: FW: fatboy Registration REBL
Date: Tue, 18 Mar 2008 11:55:30 +1300
From: "Jarrard Ahlers" Add to Address Book
To: "David ONeill"
Very nice bike Dave, I still think it is too nice to be riding around on everyday. How did you go with your idea of getting a cheaper "everyday" bike to ride?

Also, have a look on Trade Me, bike trader for comparable bikes to base some pricing on.


Regards

Jarrard Ahlers B.Soc.Sci MA
Business Manager



NAC Insurance
Level 3, 36 Water Street
PO Box 1840
Whangarei, New Zealand
T +09 9833350
Extn 33350
M +029 9833350
F +09 438 2888
E Jarrard.Ahlers@iag.co.nz
www.nac.co.nz

Subject: FW: fatboy Registration REBL
Date: Mon, 3 Mar 2008 14:24:26 +1300
From: "Jarrard Ahlers" Add to Address Book
To: datmouse@xtra.co.nz
CC: Harry.Eksteen@cgrothbury.co.nz, "Kate Smith" , "Wayne Ballantine" , "Barry Webb"
Good Afternoon David, my name is Jarrard Ahlers, I am the Business Manager for NAC Insurance. I can certainly understand that you are not happy with the decision for NAC to renew your bike policy, however we believe this is the best outcome for both parties. You mention that you still feel "aggrieved" about the handling of your claim and that is of some concern to me. The reality is, that if you had another claim of a similar nature, there is nothing really that NAC or our providers would do differently, and hence our decision not to continue with your cover. You own a customised Harley, and as such, any repair work will take longer than a standard model.

Whilst IAG does have a large chunk of the insurance market there certainly are other bike insurance providers out there, including Swann Insurance, a speciality bike insurer, and part of IAG. Please be aware that our decision not to renew in no way precludes you from applying to other IAG owned/branded insurance providers and go through the normal acceptance procedures.





Regards

Jarrard Ahlers B.Soc.Sci MA
Business Manager



NAC Insurance
Level 3, 36 Water Street
PO Box 1840
Whangarei, New Zealand
T +09 9833350
Extn 33350
M +029 9833350
F +09 438 2888
E Jarrard.Ahlers@iag.co.nz
www.nac.co.nz

[imdying]

Please be aware that our decision not to renew in no way precludes you from applying to other IAG owned/branded insurance providers and go through the normal acceptance procedures.

Ah huh... except now whenever you apply for insurance, you need to tick the box 'Have you ever had insurance declined'. Fabulous.

[westie]

dmouse - bummer, thats a real short straw deal.

Morcs I did some quick quotes on my bike.

Swann - $630

Star - $943

No idea why the huge difference.
Waiting on kiwibike insurance as there's lots of wall to paper. Lol

[McDuck]

What the heck are you guys doing wrong? The insurance from state for the 400 (one i have a full licence) is going to be like 400 a year max for full cover? I know it is old etc but i have speeding tickets and claims etc?

[HungusMaximist]

We, well pay hefty prices for hefty bikes.

I seriously consider the my 929 is probably gonna be the flashest bike I will ever buy.

Of course unless when I graduate and I start raking in all the cash like a coporate pig that I am going to be.

I know how you feel, sometimes I wonder why the fark I even bother riding such a big bike in the first place when I live so farking close to the city!

I think it's back to cycling and perhaps even a scooter in the distance future..

[crazybigal]

rule of thumb
clean history, 10k bike around $500 each with excess of 500-1000
Is what you should be paying

[The Stranger:Me]

2 options come to mind Morcs.
Go for a multi bike policy. Only one bike may be in use at a time.
Only cost me a little more (from memory $100) than insuring just the most expensive bike to have full cover on 3.
Try out an insurer whom specialise in shall we say "people like you", National Auto Club or TIS

[RantyDave]

Am I going to crash
Are my bikes going to get stolen.

No mate, the question is: Am I going to hit some cunt in a beemer? If you, rather unfortunately, hit some gravel/diesel and your bike lowsides into a 5 series ... you could be looking at 30-40k before you start to include the cost of the bike, gear, etc. None of this would be your fault, but you'd be paying anyway.

This is why bike insurance is expensive. This is why we pay it anyway.

Aside: So, effectively we end up paying to insure some 50-something fat bastard's merc. Because if everyone drove around in Toyota Corollas then our insurance would be much cheaper. Hmmmm.

Dave

[scracha]

No offence mate but would you insure a 19 year old on a TL1000? Fuckin sure I wouldn't. Try investing in a garage too. Having a late jap bike outside a night will have made a huge difference to the premium.

Also, it's not whether you can pay for your own bike...it's the risk of you smacking into someone's Mercedes or other expensive car that's the risk.

[The Stranger:Me]

i had full cover on a fully customised fatboy valued at 50k which is really under valued,


no thought from them how i was to afford the extra bike,plus running costs,

I think there is a clue there somewhere? I just can't seem to see it though.

Oh, yeah, sell the tractor and get 3 real bikes.

[rainman]

$4319.88 to insure

Now that is not a Piss Off Price.

That is a Fuck Off and Never Come Back Again, We Don't Want to Do Business With You, Ever, Price.

You have to admire them for their honesty.