Ever had a "luxury loan"?

[oldrider]

Best personal loan experiences ever, PSIS!

I borrowed from PSIS to buy my first brand spanking new bike.

Oamaru Motorcycles, Honda, PSIS and me, great combination! Cheers John.

(Thinks: I Must renew my membership someday, PSIS, Oamaru Motorcycles, Honda and me, we are are all still out there!)

[Ixion]

I have no experience with PSIS in relation to loans. But I do in other matters, and I will confidently say that they have the second best customer service ethos I have ever encountered (the best was Morris Black and Matheson) . I would recommend PSIS unreservedly.

[Coyote]

It took a long time to get out of my silly teenage angst depression shit. The loan on my VFR sent me back.

[hazard02]

Personally, I've never bought something I couldn't pay for there and then, apart from my education. I figure with a ~$60k student loan waiting for me at the end of next year, the last thing I should be doing is running up debt with anyone else.

[Maki]

Yes, for a sports car. Never regretted it a second.

[ManDownUnder]

Does my wife count as one - I'll be paying her off forever...

[BIHB@0610]

Does my wife count as one - I'll be paying her off forever...

Yes, but she's an appreciating asset. That's different - and fine

[jrandom]

Yes, but she's an appreciating asset.

If that's the case, MDU's wife definitely came from a different factory than mine did.



Worst financed investment I ever made...

[BIHB@0610]

If that's the case, MDU's wife definitely came from a different factory than mine did.



Worst financed investment I ever made...

you must spread some reputation around before etc etc etc ......

[chester]

Yes, but she's an appreciating asset. That's different - and fine

ok then how much are they worth?


FOR SALE
1 Mrs Chester
used condition











please dont tell her!

[jrandom]

FOR SALE
1 Mrs Chester
used condition

Rent-to-buy?

[DMNTD:Me]

Rent-to-buy?

$10.00 down,chase me around??

Hell...4x X's to which have kids to me have cost over a mill',initially. And here I thought m'bikes were expensive to maintain!

[homer]

I owe a little money for my mortgage. Borrowing for anything else is a dumb idea. Work out what the real cost is - $10,000 plus 10% for three years = huge waste. If you had that money in the bank, it'd be earning almost as much interest, so more loss.

If you can't afford it out of your bank account, or if you can't afford to insure it, you can't afford it.

yep thats so true ,
ill remember that when im riding one of 2 bikes or driving the car .
oh yes thats right . forgot about the big bus thats going to run me down in 2 days .

oh shit better just buy it now instead.
i do hear what your saying and its quite correct, just not for me

[jrandom]

Hell...4x X's to which have kids to me have cost over a mill',initially.

Sounds about right.

My single ex cost a quarter, so four... yup.

Ah well.

Some motherfucker's gotta propagate the species, and I'll be damned if I'm gonna leave it to the darkies.

[Motu]

I've never had a personal loan,just one bike on tick when I was 18 (1972) I pay everything cash or I don't have it.Had one mortgage,but didn't want to go through that again - lowered my sights and bought this place cash.Then I got a mortgage on my asset for improvements.We did buy a fridge when we were renovating this place,the perfect time for the old one to die - so got one of those no interest,no payment for a year jobs...and paid it off lump sum one week before time.

Living this way means I've never owned a flash late model bike - but I'm always happy with the bikes I do have.