Similar thing happened to me. Van did a U-turn in front of me, I hit the brakes and went down. Sometimes I think I should have braked gentler and gone into the side of the van (at a slow-ish speed), then he would have to face up!
On the other hand, I've been on an advanced riding course since then and am now confident that if the same thing happened, I would be able to brake in time without dropping the bike.
So there, it's a complex combination of events, and you can't completely eliminate risk, but you can make it more manageable with training and defensive riding.
Wish you a quick recovery mate!
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"All that is necessary for the triumph of evil is that good men do nothing." Edmund Burke
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