Well the law does say that you should ascertain if anyone is injured and the guy did that... His first words to me were "I'll need you insurance details..." So I was pretty keen to help him, obviously....
Well the law does say that you should ascertain if anyone is injured and the guy did that... His first words to me were "I'll need you insurance details..." So I was pretty keen to help him, obviously....
They shall not grow old as we that are left grow old.
Age shall not weary them nor the years condemn.
At the going down of the sun and in the evening,
we will remember them
That's what I thought, too. To be fair on the car driver, she didn't know I was injured so would have no reason to report it to the police (and with her being in the wrong & all, she'd be silly to report herself).
When I rang Auckland Central today I told the guy that I was injured in the accident. I hadn't thought to tell the guy at Avondale because our conversation was so short and he dismissed me so quickly when I told him we'd exchanged details. The AK Central guy said obviously I didn't look injured! He's a POLICEMAN not a DOCTOR for Pete's sake. How can he tell whether my ribs are cracked unless he has x-ray vision?!
That's what I thought too, until I got this response from two different policemen in two days.
They shall not grow old as we that are left grow old.
Age shall not weary them nor the years condemn.
At the going down of the sun and in the evening,
we will remember them
You'd be in for a LONG wait in most cases. Of course, if you really want to hurry them up, you just need to tell the cops that the guy who hit you was speeding dangerously (55 in a 50) in an area where only last week, you'd seen a little kiddie, who might have run out into the road.
They'll be there, ticket book in hand, in no time. And then you can grab 'em.
Lol When I had my first bin I had 3 incident cars and an ambulance with 5 ambos turn up to what was a very minor incident... apparently some women who drove passed (didn't stop mind you) rang and said there was a major accident involving a motorbike.... I came off at 40km/h but was grateful for the cops turning up as they charged the driver and made my insurance claim a breeze![]()
"The only true wisdom is in knowing you know nothing" - Socrates
"All paid jobs absorb and degrade the mind" - Aristotle
From my experience call the cops..(The guy might have been drinking etc).You might end up waiting a while but they can always check these things.
When I got rear ended by a car we changed details, checked that everyone was o.k, got witness details as well. We thought everything will be o.k and then the next day I found out the guys cellphone number didn't work, he didn't live at the address he gave. I later found out that the licence plate on his car was stolen off a car in Dunedin etc.
My wife and I both had bad whiplash , sore backs which need to be rehabed. THANKS ACC. We needed feel the pain until the next morning. Fun Stuff that.
So you never know you might stop a drunk/crook.
EXACTLY the same thing happened to me last year and the cops on the website told me that doesn't happen!
I still have a limp and my marathon running days are over (even have a trophy for a triathlon I won in 1985) left knee got knackered.
So if someone drives over a gully and is involved with no other vehicles they get done for dangerous driving but if some mad fukka in a car rams you (with potential to kill you) if you are insured they don't get prosecuted.
WTF?!?!?!?
In space, no one can smell your fart.
From an insurance perspective:
You must not admit liability to the accident (even if it is "your fault") because if you do and the insurance company discovers through the course of the claim that you are in fact "not at fault", then you have buggered it up already by admitting it was your fault.
As for exchanging details - if you cannot give the insurer the contact details of the third party and prove they were in the wrong, you will have to pay an excess and the claim will be classed as "at fault" - simply because you couldnt supply the details.
This is interesting stuff and I think I should know this stuff so have I got this right.
If I am in an accident and it is not my fault then I should call the cops, do not pass go, do not exchange details, do not talk to the other party, and dont admit any responsibility???
Now what if I hit some one??? Should I do the reverse and try and screw them down eg dont ring the cops, do exchange details, but do not admit responsibility??
Have I got this right?
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Bizarre as it sounds, you seem to have got this right. Of course, the other party is also not admitting liability, so nobody will be giving anyone their details, and you'll all be standing on the side of the road glaring at each other for three hours while you wait for the police to arrive!
I wish one of our resident coppers would come in here and tell me what's the official line on this, because like I said I was told by the people at both Avondale and Auckland Central that "once you exchange details it is no longer a police matter" and "no, we will not accept a complaint from you."
We were always told to exchange details, and even though one time I did, the prick refused to pay up, and even when the cops got involved they wouldn't do anything.
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