ACC won't cover motorbike accidents in future

[mossy1200]

Remeber 3 out of four broken bikers did so on a motorcross bike.There is more unregistered x bikes than road bikes and they pay no acc levy.
this means road bike cover their falls because when you fill out acc forms and nature of accident is motorcycle it goes on road bikes registration costs.
This is a variation to user pays called road rider pays.

[Usarka]

If it's been said already lick my arse

Currently health insurance does NOT cover accidents.

And the (cheaper?) plans DONT pay 80% of your wages while you recover.

It'll cost a bomb, bro.

[monkeymcbean]

Remeber 3 out of four broken bikers did so on a motorcross bike.There is more unregistered x bikes than road bikes and they pay no acc levy.
this means road bike cover their falls because when you fill out acc forms and nature of accident is motorcycle it goes on road bikes registration costs.
This is a variation to user pays called road rider pays

.

Well this is interesting, ive always wondered this, as i thought motor cross bikes paid some levies in any event they entered which covered ACC. But yes, not for general day riding, how annoying, and so statistics for road bike accidents must be so mis construde is this is the case.

[jono035]

I wonder if that skews the motorcycle injury/fatality statistics as well...

[monkeymcbean]

If it's been said already lick my arse

Currently health insurance does NOT cover accidents.

And the (cheaper?) plans DONT pay 80% of your wages while you recover.

It'll cost a bomb, bro.

Yep, so the general consensis is we all think ACC is great, and we will personally kick any elected governments arse out the door if they so mention the fact they will 'can' ACC, or that everyone will have to buy into private health insurance.

[monkeymcbean]

I wonder if that skews the motorcycle injury/fatality statistics as well...

Injury im sure

[hayd3n]

Remeber 3 out of four broken bikers did so on a motorcross bike.There is more unregistered x bikes than road bikes and they pay no acc levy.
this means road bike cover their falls because when you fill out acc forms and nature of accident is motorcycle it goes on road bikes registration costs.
This is a variation to user pays called road rider pays.

so we need to get the dirtys to pay there way in regos

[NinjaNanna]

so we need to get the dirtys to pay there way in regos

In a round about way they do - they don't ride their bike there - so its either trailered, on the back of a ute or in a van. All registered vehicles paying acc.

[jono035]

In a round about way they do - they don't ride their bike there - so its either trailered, on the back of a ute or in a van. All registered vehicles paying acc.

Any vehicle they have, chances are they use for other things which makes that point irrelevant. The rego on a trailer isn't enough to cover trail-biking. Neither of these in any way pay for their biking.

They don't, however, have to pay any more, just the way that you don't have to pay extra for cover while playing rugby or skydiving.

I have no problem with any of this, I just wish they would separate out the injuries so that they aren't increasing the cost for road-bikers alone.

[Starky307]

To al the ACC bashers out there.

Be very careful what you wish for, it may not be perfect but it is a very good system for the country as a whole. The hidden costs of not having a system like ACC are huge, all sorts of floodgates open.
What ever you think you will save in private insurance it will cost you in personal liability insurance etc etc.

I was snow boarding in Canada and at the end of the day found a guy sitting in a wheel chair with a broken leg strapped up in a cardboard splint (It wasn't a bad break). I asked why he was there, his reply was that he couldn't afford the ambulance ride to hospital so was waiting for his friends to realize he was no long on the mountain so they would come looking for him and drive him down the mountain.

I spoke to a girl my friend new later on that week as she had a broken arm (from slipping on ice on the sidewalk) and asked her how she got on.
It cost her close to $3500 to have her arm x-rayed, set and then plastered. This money had to paid up front before anything would be done (as it was not a life threatening injury) and then she had to claim from her insurance company down the track.

Lets not be to hasty to want for a system like this.

[jono035]

To al the ACC bashers out there.

Be very careful what you wish for, it may not be perfect but it is a very good system for the country as a whole. The hidden costs of not having a system like ACC are huge, all sorts of floodgates open.
What ever you think you will save in private insurance it will cost you in personal liability insurance etc etc.

I was snow boarding in Canada and at the end of the day found a guy sitting in a wheel chair with a broken leg strapped up in a cardboard splint (It wasn't a bad break). I asked why he was there, his reply was that he couldn't afford the ambulance ride to hospital so was waiting for his friends to realize he was no long on the mountain so they would come looking for him and drive him down the mountain.

I spoke to a girl my friend new later on that week as she had a broken arm (from slipping on ice on the sidewalk) and asked her how she got on.
It cost her close to $3500 to have her arm x-rayed, set and then plastered. This money had to paid up front before anything would be done (as it was not a life threatening injury) and then she had to claim from her insurance company down the track.

Lets not be to hasty to want for a system like this.

So very true.

[Starky307]

One more thing to add. To the people who think they will never have an accident and it will always be some else's fault who will cause it. Pull you head out of your arse and wake up to the real world.

[Pedrostt500]

Me thinks that we need a bike rally to parliament, but lets not just get hot headed and go off half arsed, lets do a bit of research of our own, ie how many bike accidents each year are fatals, No of serious injury, No of minor injury, on road accidents, off road accidents, No of biker at fault, No of other party at fault, etc
We also need to win the hearts and minds of the public, show them bikers come from all walks of life, and arn't all hell bent speed Demons, out to run over old ladies and eat small children, well ok sacrifice one small cute fury animal to the Gods of Speed, Horse Power and Noise.

[Horney1]

All insurance does is give phenomenal amounts of money to lawyers, insurance investigators & doctors and remove good doctors from actually treating patient because they have the option of quietly sitting at a computer to write a report for an insurance cmpany which will pay them much more per hour than any patient consultion would! (All premiums pay for these things)
.

Insurance now prevents us from doing so much in this world because "it's too risky". i.e. because they've been forced to pay up in the past they don't want to loose money in the same way in future. The loosers are you and I, we are the ones prevented from having a life and various social and competitve meetings or having events severely "tamed down/ modified" because a society for example has problems getting insurance for an event. I think theoreticaly insurance was once a reasonable idea but its just got way out of control (controlling every corner of our life).

Considering how little else I get for my taxes and how much I ALSO have to pay in insurance levies, ACC is the least the government should provide for me.

But sure, if neither existed I'll continue to take my heath as my own responsibility and I'd ride without insurance (& I'd ride fairly hard). Insurance whether it's ACC or private does not stop the pain and limitations imposed by an accident. ONE MUST LOOK OUT FOR ONES' OWN SELF by avoiding accidents. Sure they can still happen and thats why we need public health systems (take the costs out of the obstetrician costs, unemployment costs, child care costs etc etc that I have never had to use or those roading costs that haven't been spent leaving potholes that have wrecked my vehicles). Responsibilities and liabilities can be argued for years but injuries usually need immediate attention, that's what public health is good at.

Insurance -the root of all evil.

[jono035]

All insurance does is give phenomenal amounts of money to lawyers, insurance investigators & doctors and remove good doctors from actually treating patient because they have the option of quietly sitting at a computer to write a report for an insurance cmpany which will pay them much more per hour than any patient consultion would! (All premiums pay for these things)
.

Insurance now prevents us from doing so much in this world because "it's too risky". i.e. because they've been forced to pay up in the past they don't want to loose money in the same way in future. The loosers are you and I, we are the ones prevented from having a life and various social and competitve meetings or having events severely "tamed down/ modified" because a society for example has problems getting insurance for an event. I think theoreticaly insurance was once a reasonable idea but its just got way out of control (controlling every corner of our life).

Considering how little else I get for my taxes and how much I ALSO have to pay in insurance levies, ACC is the least the government should provide for me.

But sure, if neither existed I'll continue to take my heath as my own responsibility and I'd ride without insurance (& I'd ride fairly hard). Insurance whether it's ACC or private does not stop the pain and limitations imposed by an accident. ONE MUST LOOK OUT FOR ONES' OWN SELF by avoiding accidents. Sure they can still happen and thats why we need public health systems (take the costs out of the obstetrician costs, unemployment costs, child care costs etc etc that I have never had to use or those roading costs that haven't been spent leaving potholes that have wrecked my vehicles). Responsibilities and liabilities can be argued for years but injuries usually need immediate attention, that's what public health is good at.

Insurance -the root of all evil.

Easy there big fella. I agree that both insurance money and tax money should have a much higher focus on being spent efficiently, but to say you get little for your taxes and that insurance is the root of all evil is possibly a little bit exaggerated.

Insurance definitely comes at a cost, there is overhead involved in all industries but to call it worthless and worse is a bit strange. All it does is even out the costs involved in day to day life. Sure you could have it on a individual-pays basis, but that means that anyone unlucky enough to get into an accident gets screwed, effectively at the expense of those who gain by not having insurance and being lucky.

If you assume that accidents are just that, things that are accidental and can't be avoided then your ideas work to disparately affect the people on either side of the situation.

In my opinion, having no system is the worst, having privatised health insurance is a second best but having free-for-everyone taxpayer funded healthcare is best for all involved.

Countries that are by and large healthier are happier and more productive.