Proposed new ACC campaign association - a new direction

[FastBikeGear]

An interesting one for sure, you'd presumably have to show they were negligent or something to that effect? and not that you weren't going too fast for the conditions

In the case of lose gravel left on top of unmarked roadworks/repairs I think you could make an excellent case. Many years ago my cousin successfully sued a council after riding his bicyle into an unmarked hole that had been dug in the middle of the road by a repair gang. He got a fairly large sum of money and some new teeth.

[RiderInBlack]

Are you a Lawyer WobblyArse? Ya seem very keen on the Privatizing and Suing
I say NO to Privatizing Acc, as I do NOT want to see NZ as Sue happy as the US. Only Lawyer are going win if we go down your path.

[FastBikeGear]

Are you a Lawyer WobblyArse?

No.

Ya seem very keen on the Privatizing and Sueing

I am not keen on sueing, but I see it as a necessity so that I don't have to pay exorbitent levies/premiums to cover myself for a car hitting me. Becaues Car drivers present the risk they should simply pay the higher levies not motorcyclists.

I say NO to Privatizing Acc, as I do NOT want to see NZ as Sue happy as the US. Only Lawyer are going win if we go down your path.

I disagree motorcyclists and the lawyers will win.

To test if we win say this to the next intelligent car driver you meet and tell me the reaction.

"Motorcylist are now lobbbying for privatising motor vehicle personal injury insurance.

We are doing this because we are being asked to pay 3 x as much in ACC levies as car drivers.

In Australia motorcylists typically pay the same or in some cases much less in personal injury insurance premiums than car drivers."

Please feed me back the rection/response of this experiment.

Wobblyas
President P.A.I.N.
Membership (2) 100% membership growth in last week!

[bogan]

I think the majority here would go for private over the proposed plans for ACC (which is quite obviously nationals plan). But why go for private, when we can go for the original ACC?

[NONONO]

Maybe the promoters of the Privatize ACC campaign can tell me how my family and I will live while I pursue my suit against the car drivers insurance company (who have a policy of always denying liability at the initial stage)?
Also if some arbitrary adjudicator has a bad day or a down on bikes (Never happens, Yeah right), and decides not to award in my favor, how will my family survive?
When I end up in hospital, due to no fault of my own, and I have had to let my insurance lapse as my job's gone to India, who feeds the kids?
When the insurance company decides not to pay out as I missed a comma on the application form (Nah they would never do that, Yeah fucking right), or was not aware that my grandmother had heart disease, how will the wife pay the mortgage?
I honestly thought this thread was ironic at first, but your serious eh?
You really think that if the Nats are allowed to privatize one portion of ACC they will leave the rest alone? That's the biggest Tui moment ever.

[oldrider]

I think the majority here would go for private over the proposed plans for ACC (which is quite obviously nationals plan). But why go for private, when we can go for the original ACC?

Quite correct, original ACC or truly private, including the right to sue!

National and Labour et al, simply tinker and tax until ACC costs more and delivers less than private accident insurance does!

Like the way it is now and the way it is just going to get worse under successive left wing governments, like National, Labour, Green's and their supporting cohorts!

Click here: http://www.libertarianz.org.nz/?libzpr=615 It costs nothing to read it! You "might" appreciate a real alternative approach!

[Dadpole]

I am not keen on sueing, but I see it as a necessity so that I don't have to pay exorbitent levies/premiums to cover myself for a car hitting me. Becaues Car drivers present the risk they should simply pay the higher levies not motorcyclists.

You would have to pay exorbitant levies/premiums to pay for the legal team if someone sues you. The whole lawsuit system is a two way street.

I am suing as Wobblyass did not have his headlight on when he rammed the side of my car causing mental trauma that means I cannot drive for fear of motorcycle trying to kill me. I want compensation!

[flyingcrocodile46]

You would have to pay exorbitant levies/premiums to pay for the legal team if someone sues you. The whole lawsuit system is a two way street.

I am suing as Wobblyass did not have his headlight on when he rammed the side of my car causing mental trauma that means I cannot drive for fear of motorcycle trying to kill me. I want compensation!

Lol! I would award damages in the form of a years supply of Whiskers for you

[FastBikeGear]

You would have to pay exorbitant levies/premiums to pay for the legal team if someone sues you. The whole lawsuit system is a two way street.

I am suing as Wobblyass did not have his headlight on when he rammed the side of my car causing mental trauma that means I cannot drive for fear of motorcycle trying to kill me. I want compensation!

I have no problem with this. I should be financially accountable for my actions. Why should you or anyone else pay when I make the mistake?

This is exactly the way it should be. BTW Legal insurance to cover motorvehicle personal insurance is relatively cheap. Twenty nine pounds in the UK.


Privatise ACC Insurance Now!

[RiderInBlack]

You would have to pay exorbitant levies/premiums to pay for the legal team if someone sues you. The whole lawsuit system is a two way street.

I am suing as Wobblyass did not have his headlight on when he rammed the side of my car causing mental trauma that means I cannot drive for fear of motorcycle trying to kill me. I want compensation!

Don't laugh WobblyArse, this could actually happen to you if you go down the Private Insurance path.
In 1990 while riding a 250cc bike @ 15kph in slow traffic on Toronto's 401, I hit the car in front of me that had stopped too quick for my Learner's reactions. I cracked his plastic bumper. I paid up front for his bumper, but had to get him to sign a piece of paper to say that he would not seek any other damages, IE: whip-lash. There was a real possibility of being sued for whip-lash, even though there was no way that my weany 250 @ 15kpm could have caused him to get whip-lash in his "armored tank". This suing behavior was the norm in Toronto, and stems from their compulsory vehicle insurance because it is not a "Not-Faults" system like ACC. Be very careful for want you ask for.

[FastBikeGear]

I think the majority here would go for private over the proposed plans for ACC (which is quite obviously nationals plan). But why go for private, when we can go for the original ACC?

Bogan, I would agree, but you haven't a snow flakes chance in hell in getting either National or Labour to go back to the original ACC.

You also have a similar chance (no chance) of getting National to leave it the way it is now.

Phil Goff promised on the steps of the Auckland Museum (on film) that Labour will roll back any changes that National make.

Who believes they will?

[Squiggles]

What happens when a car who hasnt paid his rego (& thus his 3rd party) hits me... do i have to sue his arse to get any cover... What about single vehicle accidents w roadworks etc (Theres a massive gap there for people to lose out). Wouldn't i need to get full cover privately too.
The levies in Vic are high enough with only 3rd party!

[FastBikeGear]

Don't laugh WobblyArse, this could actually happen to you if you go down the Private Insurance path.
In 1990 while riding a 250cc bike @ 15kph in slow traffic on Toronto's 401, I hit the car in front of me that had stopped too quick for my Learner's reactions. I cracked his plastic bumper. I paid up front for his bumper, but had to get him to sign a piece of paper to say that he would not seek any other damages, IE: whip-lash. There was a real possibility of being sued for whip-lash, even though there was no way that my weany 250 @ 15kpm could have caused him to get whip-lash in his "armored tank". This suing behavior was the norm in Toronto, and stems from their compulsory vehicle insurance because it is not a "Not-Faults" system like ACC. Be very careful for want you ask for.

I think as well as lower premium costs (for motorcyclists than the proposed levies) you are pointing out some other advantages of the private model. If the other driver wants to pay lawyers to sue me (or have legal insurance to do the same) that should absolutely be his undeniable right. Victims should have redress. - but I am in danger of taking this thread off topic with this sentiment.

What do you really want, National's ACC proposals or Privatised personal injury road user insurance?

[FastBikeGear]

What happens when a car who hasnt paid his rego (& thus his 3rd party) hits me... do i have to sue his arse to get any cover...

No of course not, your insurance company will decide if they want to sue him to recover their costs fo paying out to you.

Squiggles tell us whats different about this and your current motor vehicle insurance?

What about single vehicle accidents w roadworks etc (Theres a massive gap there for people to lose out). Wouldn't i need to get full cover privately too.

I absolutely agree P.A.I.N are only proposing FULL Personal Injury. ACC is currently full party insurance/compensation. I agree third party only insurance is not an attractive option.

[flyingcrocodile46]

Sue me. See if I care. I'll pay you a dollar a week forever but that won't help you with all your losses and suffering will it???