Up to now we've always insured through Kiwibike and they have always been excellent and very helpful. I now have hubby's bike insured through Classic Cover (Vero) as Kiwibike simply couldn't come close to the price, and the Vero policy is good too.
There are variables, some companies are more expensive for bigger bikes etc.
Pays to always shop around for prices, but the cheapest is not always the best.
Despite having all our non-bike insurances with AMI, their quotes for premiums for the bikes were just outrageous.
Some days you are the bug, some days you are the windshield
Kiwibike.
Cool as to deal with and they were the only one's willing to insure me.![]()
Drew for Prime Minister!
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I looked at Classic but there is one more catch. Your bike is only covered if you park overnight at your place. If you go somewhere else for the night then you have no cover.
I decided all the restrictions with Classic was too great for me, and that I could easily be leaving myself with no cover by accidentally not complying with their requirements.
NAC were the cheapest for me, but i went with the next cheapest which was AMI.
200 and something for full cover (inludes a 40% no claims bonus).
i reckon this is cheap as, especially as I am under 25, and on my learners.
kiwibike was expensive for me, so was vero.
I use swann, was cheapest price I got. My bike is an 88 so classic cover applied.
Had no claims yet and have had a 28 day licence suspension which made little difference.
I recommend getting a price from them, Kiwibike and another for comparison.
me and my uncle both use them for our bikes, he had a claim with them and was pretty hassle free i think. <200 for full cover is pretty damn good I reckon, especially on those deathtrap 650's
Not too sure about track day cover though, he's done quite a few so will have to ask him sometime.
"A shark on whiskey is mighty risky, but a shark on beer is a beer engineer" - Tad Ghostal
$50 for a track day coverage isn't really bad at all considering the amount of damage you could do to a bike in a high speed off at a track day.... i'd rather be covered than not.
I'm another one with Kiwibike insurance.
Haven't been with them long,but can say Dave sure is helpful and friendly.
Would definately recommended them.
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When i say a few hundred, i mean at least 800 plus a year. I have AMI with car and contents which I am happy to keep with them . Just think there must be a better premium cover than what i pay now and i want a good insurer that will get things sorted ASAP without any bull shit to getting any claim.
Hang Ten
Swann... without a doubt. I was quoted $1340/yr to cover my HD with State, got put on to Swann by Rob at Auckland Motorcycles and they gave me very comprehensive full cover (inc track day coverage) for $760/yr and it is even cheaper for members of HOG. Well worth a look.
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DuuuuuCaaaaaaTiiiiiiiiiiii
I'm a kiwibike fan but they wanted to charge me a colon-full after a recent "incident" (will probably go back after the first year hump). Vero have a good name for non-bike stuff so I imagine their ok with bikes (a mate in the industry reckons they're "above average price but you don't get claim hassles").
I find insurance has so many variables that whats good for the goose could be a both-thumbs-out-fisting for the gander.
Except AMI, they can suck the cheese out through my perforated leather crotch.
I have tried most but have ended up coming back to AMI purely for convenience. I am over 25 and have a perfect record with no claims. They are only marginally more than other places I quoted for my bike, and I have the convenience of a monthly payment with all my other insurances with them.
You may get cheaper, however service does vary. AMI has a proven track record for fast efficient claims, and hot chicks to serve you, and we all know, its all about the hot chicks......
I am freindly really, I only bite when provoked
I have been with State for a long time. less than $400 a year for a $9000.00 bike.excess is $1000. wrote the bike off a while back and no hassles whatsoever. we do have all our policies with them though . Still get my no claims discount buit have been with them for quite a while. Worth getting a quote.
Earl
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