It's soooooo unfair (sniffle)

**red mermaid** · 24th January 2012, 19:36

Part of the evil empire of Telecom?

Originally Posted by Scuba_Steve

I post on KB & surf teh interwebs...

I'm sure theres something more important their paying me for tho?...

Telecommunications - What advise ya got for me???

**bikaholic** · 24th January 2012, 19:38

Originally Posted by red mermaid

I know how you feel, everyone is an expert especially on KB, at the job they dont do.

The 80/20 rule applies to job they do turn up for as well.

**Scuba_Steve** · 24th January 2012, 19:44

Originally Posted by red mermaid

Part of the evil empire of Telecom?

Na behind the scenes, work with Telecom, Vodafone, Transpower, DHB, etc, etc, etc

I do own the Evil Empire tho if that helps

**smoky** · 24th January 2012, 19:52

Originally Posted by rastuscat

Interesting.

One of my troops uses his new SMART device to run checks on every motorbike that goes past when he's at a checkpoint.

More than half of them show as having no WoF, no registration, registration on hold, or the rider having no or the incorrect licence.

There was me thinking all bike riders were law abiding citizens who we cops picked on totally unfairly. Seems it's fair after all.

Troll.

Yeah right, you cops wouldn't know if your own arse was on fire, SMART device! fuck sake give me a break.

Troll right back at ya

**Ender EnZed** · 24th January 2012, 20:04

Originally Posted by baffa

Originally Posted by davereid

Originally Posted by baffa

Regarding third party, that little feature that some of you noticed giving $4000 cover to your vehicle, is only if the person who causes the damage gives you their details and accepts liability. And if they hit and run, you get nadda.

If you have an old bomb, third party is fine, but for anything of value, full cover is best.

The comparison I was drawing was between COMPULSORY third party insurance and our voluntary third party insurance.

I was NOT comparing full insurance, which is your best option.

I made the following points, and I can see I will have to make them again.

(1) The rate of uninsured drivers in New Zealand is about the same as in countries where it is compulsory.

(2) NZ third party cover is very very cheap compared with other countries, but it not likely to stay that way if it were compulsory.

(3) NZ third party cover gives you first party cover. To make this clearer, I'm going to reword it: It is the case in NZ that many insurance companies' third party cover includes ~$4k cover for your vehicle if you get hit by an uninsured party who admits liability.
Yes there are some limitations.
But the compulsory third party system is unlikely to offer you anything except third party.
So by default you will need full insurance to get to the same place on that older vehicle.

(4) Under ANY system if the guy who hits you is uninsured, drunk or unlicenced or does a hit and run, you will be relying on your insurance, not his.

So, if your needs are modest, shop around, buy the best VOLUNTARY third party insurance you can get and the cover may meet your needs. If it does not, buy full insurance.

But if CTP comes in, even if your needs are modest, to be sure you can fix your vehicle when someone else crashes into it, you will need full cover.

Wat.

You seem to make sense, and then go and undo it all again.

Re my last post, I work in insurance, so I have a fair understanding of how it works. I see time and time again poor advice given online, so I'm just pointing out what should already be obvious.

Sorry for the massive quote but I'm just trying to make myself clear.

As far as I'm aware, everything in the inner two quote boxes is correct. Can you explain where davereid has got it wrong? If you replace his text that I've yellowed with my text in red then does it become correct?

Originally Posted by Edbear

Wunderful idea! I sell and supply fire protection equipment .... How do I make my first $million in the next six months?

I'd suggest starting some fires.

**rastuscat** · 24th January 2012, 20:13

Originally Posted by skippa1

I could do with some helpful advice or assistance

......I'm a buisness manager and want to be a gazillionaire

Here's some advice sure to make you at least a zillion.

Learn to spell.

**scumdog** · 24th January 2012, 20:38

Originally Posted by smoky

Yeah right, you cops wouldn't know if your own arse was on fire, SMART device! fuck sake give me a break.

Troll right back at ya

No Points.

No originality

**Gremlin** · 24th January 2012, 21:24

Originally Posted by scumdog

Might be fun if we knew what some of the others on KB do for a job..... - we may be able to give them 'expert' assistance to do it properly...

Oooh, yes please. Contract Network Management, well, I'm just a Senior Network Engineer. How do I stop my clients breaking stuff?

Originally Posted by Scuba_Steve

Stop managing start owning would be the 1st step

Hell no... not in NZ at this stage. Government and red tape is far too harsh, not to mention the IRD trying to run you into the ground.

**mossy1200** · 24th January 2012, 21:29

This wasnt at roundabout and one rider unlawfull was trying get knee down???

**Berries** · 24th January 2012, 21:35

Originally Posted by scumdog

Might be fun if we knew what some of the others on KB do for a job..... - we may be able to give them 'expert' assistance to do it properly...

I fuck sheep.

Go on then.

**Brian407** · 24th January 2012, 21:41

Originally Posted by skippa1

actually....not good at taking advice either haha

Well you're in absolutely the right place here then...

**scumdog** · 24th January 2012, 22:08

Originally Posted by Berries

I fuck sheep.

Go on then.

Well I use to fuck them too.

Cutting their throats tends to do that.

Steeling the knife every third sheep makes the job easier.

Glad to have helped!

**StoneY** · 25th January 2012, 05:58

Originally Posted by scumdog

Troo Dat.

Might be fun if we knew what some of the others on KB do for a job..... - we may be able to give them 'expert' assistance to do it properly...

I used to fix computers... now I crunch number created by the customers and computer fixers...all very boring indeed.

**avgas** · 25th January 2012, 06:34

Originally Posted by Edbear

Wunderful idea! I sell and supply fire protection equipment, dive camera masks and Shorai batteries.... How do I make my first $million in the next six months?

Make it illegal to not have it.
Then fine people over not having it.