The definitive motorcycle insurance thread

[Verzent]

they will be made to suffer probably by paying $5 a week back to the insurance company - that will teach em

Good enough for me

[Throttletime]

Go to www.Motorcyclealley.co.nz click on the insurance link and check out the quote on the online calculator

[vifferman]

Made my first claim on my (Swann, via KiwiBike) insurance the other week. Yay!!

Made a third-party claim! Woohoooo!



Wasn't feeling too great when I arrived home from work, parked a weee bit close to my wife's brand new (less than a week old) car, and so went to shift it to give her a bit more room to open the passenger door.

Overbalanced, and sl-o-o-o-w-w-w-ly dropped the fucker.
Made a very small $1200 dent in her front mudguard. Uh-oh....

Luckily she was very ill, so not particularly excited about it.

I was absolutely guttered (tard mode) / gutted (fish mode) / pissed off (reality mode). But at least I got to drive it (to the panelbeater and back).

It went into the car surgeon's surgery today. Be all good again soon, and I'll be allowed in the house again.

Be all back to its shiny pearl black metallic newness shortly. Ish...

[gunrunner]

Go to www.Motorcyclealley.co.nz click on the insurance link and check out the quote on the online calculator

Done , I have just halved my insurance with all the same benefits ..

[st00ji]

surprisingly affordable!

[st00ji]

Originally Posted by jellywrestler
what's a cager?

http://www.urbandictionary.com/define.php?term=cager

3. cager

Someone who masturbates thinking or looking at nicholas cage photos, while listening to the soundtrack of any of his films circa 1990's.

[swbarnett]

surprisingly affordable!

And good to deal with too. I've claimed off Protect twice now and been impressed with them both times.

[Corse1]

Go to www.Motorcyclealley.co.nz click on the insurance link and check out the quote on the online calculator

Doesnt work for me. Ends up being a third more again than what I pay through kiwibike

[gunrunner]

Doesnt work for me. Ends up being a third more again than what I pay through kiwibike

I did the online thing with kiwibike and it said $1001 per year then the next day I got an email saying they would do me a deal for $535 per year but it was still $100 cheaper at Protecta .

[Griffin]

I am 42, have a 1000cc bike, and have full insurance (including coverage for track day training) and it costs $438.24 including GST.

I am currently looking for Insurance and the cheapest quote I can find is $770 / year. Who do you insure through?

[Blackbird]

The insurance for the Street Triple is due. I have 60% no claim bonus with Protecta but thought I'd ask whether any further discount was available for being an Observer with the Institute of Advanced Motorists. Well, if you don't ask, you don't get and after giving them proof of test passes, they knocked another $50 off the premium in recognition of on-going upskilling . Looking at extending the discount to all IAM members now. Nice bit of recognition!

[Latte]

For anyone, err, addicted like I am, I just got a one rider policy (multiple bikes) $1100 for 3 1000cc+ bikes and gear cover. I believe it's as many bikes as you like.

Thanks Dave at Kiwibike - more money for tires now.

[Oscar]

I am currently looking for Insurance and the cheapest quote I can find is $742 / year. Who do you insure through?

Did you try Star?

[Griffin]

Did you try Star?

Yes - Quotes obtained so far as below:

Star $770 / year (but if you do monthly payments add 10%)
Protecta $874 / year
Honda Ins $903 / year
Swann $1178 / year
NAC $1203 / year
Tower $3744 / year (Holy F*CK)

These are based on a 2013 bike, priced at 34k, cc rating over 1000, fitted with immobiliser and secured in a locked garage at home.
I'm 44, no previous claims, no criminal record, full licence.

Any one know of a cheaper option?

[Griffin]

What I find interesting... and also very frustrating, is that some people on here make claims to have really cheap insurance (e.g. $438 / year) but when you ask them for advice on who they use (a few posts above would be a good example) they go silent... or just ignore you. So that tells me they are either a: Full of shit... or b: some one who doesn't like others getting a good deal.

Rant over.

For those interested... At this stage I am going to be going through Protecta as they are most affordable on a monthly basis.