Kiwibank?

**Dakara** · 16th June 2008, 11:08

Anyone use them? Any good?

Have been a National Bank customer for 15 years (i.e. since I was 10

) and am getting pretty fed up with them...

No, I am not about to base my choice of bank solely on the opinion of KBers, jut interested if anyone has had any bad experiences with them.

**MyGSXF:Me** · 16th June 2008, 11:15

Yep.. I'm a "Foundation Customer".. I have been with them since they were handing out surveys to see what customers were looking for in a bank, way before they opened! even got a special certificate..

I've found them very good! Fees are low! credit card interest rate is 12.9% (last time I looked) & I think if you have a mortgage with them you don't get fees... (but don't quote me on that one!!)

Ring 0800 11 33 55 & get them to send you out an info pack that you can have a good read through!

Better to get the correct facts & figures from them!!

Jen

**CookMySock** · 16th June 2008, 11:17

never been a customer of kiwibank, but we recently ditched national bank and went to the credit union - what a breath of fresh air.

DB

**Swoop** · 16th June 2008, 11:29

Ditch th Nazional Bank! Useless tossers, to whom the customer is an inconveniance.

**MIXONE** · 16th June 2008, 11:32

I used to work for the National Bank and left them years ago.Lots of better banks out there for sure.Try ASB.They have been excellent to date.

**Dakara** · 16th June 2008, 11:33

Originally Posted by MyGSXF

Ring 0800 11 33 55 & get them to send you out an info pack that you can have a good read through!

Better to get the correct facts & figures from them!!

Jen

Yea, already have an appointment booked, just wanted to hear some real experiences before I go in and have them "sell" the bank to me

Originally Posted by DangerousBastard

never been a customer of kiwibank, but we recently ditched national bank and went to the credit union - what a breath of fresh air.
DB

Yes, I've been expecting as much. I'm not the greatest at saving, so I usually borrow for my toys, and pay it off over 6-12 months max to avoid paying too much Interest. National's personal loans are up to 17.95%, my "Low Interest Visa" now has similar Interest to most other banks normal Visa's, and when I got the card, it was on the advise of my bank consultant who suggested I combine my OD and CC into one Low Interest card to save money... sounds great I said!

To bad she stuffed up, and was shown as "Debt consolidation" against my credit rating

I got it reversed, but have been rather unhappy with them since then.

-Edit-

Seems I'm not the only one who got shafted by the black stallion

**tribsanor** · 16th June 2008, 11:56

Originally Posted by Dakara

Anyone use them? Any good?

Have been a National Bank customer for 15 years (i.e. since I was 10

) and am getting pretty fed up with them...

No, I am not about to base my choice of bank solely on the opinion of KBers, jut interested if anyone has had any bad experiences with them.

national bank. men in black .piss in your pocket when you start out

,then send the hitmen round when business goes through hard times

.should be shot with a ball of their own black horse shit!

**WasPhantom** · 16th June 2008, 12:07

I've been with kiwibank for about the last 5 odd years I guess? I dunno. Either way, a while. Stunning. I cannot recommend them highly enough.

**Mikkel** · 16th June 2008, 12:50

I'm quite pleased with Kiwibank. Seems to be run fairly competently and not too much fuzz. E.g. they were willing to let us open an account before we had gotten all of our immigration permits sorted out - some of the other places they required a permit of at least 6 months...

**Usarka** · 16th June 2008, 12:54

Nothing annoys me more than people who whinge about the high foreign investment in NZ and don't bank with kiwibank.

I dont do either so can't comment.

but I'm glad all my money wasn't in Bancus de Argintena a few years ago either.....

**headlesschicken** · 16th June 2008, 13:17

only thing that can be a hassle is that as they're not a dedicated bank you wait behind postshop customers and if you want to do anything more than everyday banking you need to make an appointment.

**Dakara** · 16th June 2008, 16:34

Originally Posted by headlesschicken

only thing that can be a hassle is that as they're not a dedicated bank you wait behind postshop customers and if you want to do anything more than everyday banking you need to make an appointment.

Hopefully that will change in years to come... I hate postshop ques!