Farking boy racers

[Ocean1]

Ive always thought compulsory insurance was a good idea. Lets say an 18 year old wants a 300 horsepower car, "sorry mate you dont fit into that insurance class yet, how about this 1.3 auto until your 25?". Throw in a graduated power or cc limit similar to what bikers are subjected to.

Which is exactly what happens in most of the world where they don't have ACC. You can't even buy a "sports" car in the UK without 3rd party personal insurance for it, which the insurance companies won't give to anyone too young or with a "history".

[McJim]

Ive always thought compulsory insurance was a good idea. Lets say an 18 year old wants a 300 horsepower car, "sorry mate you dont fit into that insurance class yet, how about this 1.3 auto until your 25?". Throw in a graduated power or cc limit similar to what bikers are subjected to.

The compulsory insurance is a good idea - however it is arguable that it is open to abuse and that the insurance companies will charge like wounded bulls.

To an extent this abuse does happen in the UK from a young person's perspective - an 18 year old buying a $3,000, 100hp car will pay about $9,000 for 3rd party insurance or he may be refused insurance at all. If he moves to a 1 Litre car with 65hp he will be able to afford insurance.

Insurance costs were the main reason I never bought a car when I was in the UK until I was over 30. I just couldn't justify the cost when public transport was so regular.

[The Pastor]

I said increase petrol price.

Well num nuts, you obviously have a clear and in depth understanding of what is going on. I sure don't, mainly becuase im not that smart. One thing I do know is, Im struggling to pay the bills as it is. Even with my bike off the road(i.e., no maintance or petrol related costs). What happens when you increase petrol prices? Let me tell you.

Cost of public trasport goes up.
Cost of goods transport goes up.
Cost of goods go up.
Wages should go up to accomadate price increaces.... (tui)
wages go up, house prices go up.

There is a word for this, i'll give you a hint (you must be a BA student) It starts with I and ends with nflation.

Do you get the idea? and Increase of petrol to $4/l is a good way to stuff everyone up, force people into poverty.

Why make EVERYONE pay for the results of a few dicks in their cars.

Do not run for concil/government/politics.

as I said, I don't see a viable soultion.

[bell]

Ive always thought compulsory insurance was a good idea. Lets say an 18 year old wants a 300 horsepower car, "sorry mate you dont fit into that insurance class yet, how about this 1.3 auto until your 25?". Throw in a graduated power or cc limit similar to what bikers are subjected to.

Which is exactly what happens in most of the world where they don't have ACC. You can't even buy a "sports" car in the UK without 3rd party personal insurance for it, which the insurance companies won't give to anyone too young or with a "history".

CTP or compulsory third party insurance has been the norm in Australia for quite a while.

IIRC my first car was a 1.4l Corolla and the CTP on that was in the order of $350. Full comprehensive insurance set me back almost $900 at age 18. By 25 it was down to approx $400.

Price these idiot "car enthusiasts" or "boy racers" off the road.

Has anyone got any arguments as to why NZ should not adopt a CTP scheme?

[Ocean1]

The compulsory insurance is a good idea - however it is arguable that it is open to abuse and that the insurance companies will charge like wounded bulls.

To an extent this abuse does happen in the UK from a young person's perspective - an 18 year old buying a $3,000, 100hp car will pay about $9,000 for 3rd party insurance or he may be refused insurance at all. If he moves to a 1 Litre car with 65hp he will be able to afford insurance.

Insurance costs were the main reason I never bought a car when I was in the UK until I was over 30. I just couldn't justify the cost when public transport was so regular.

Dude they're in a competitive market, they charge that much because that's the real cost of having a kid drive a sports car on the road. They can show you the numbers, only too pleased: 18 year old from this background in that town and this job in this model of such and such a car... painted red?... with non standard wheels? That'll be three thousand quid thanks sir...

I figure aunty helen is undercharging big time.

[tri boy]

HP restrictions up to a certain age and operator proficiency is an idea i like.
I wouldn't like the insurance companys involved in it because they are low life, bottom feeding, scum.
Anyone caught driving an obviously overpowered car or bike would be disqualified, and um, well........CANNED!

[The Pastor]

CTP or compulsory third party insurance has been the norm in Australia for quite a while.

IIRC my first car was a 1.4l Corolla and the CTP on that was in the order of $350. Full comprehensive insurance set me back almost $900 at age 18. By 25 it was down to approx $400.

Price these idiot "car enthusiasts" or "boy racers" off the road.

Has anyone got any arguments as to why NZ should not adopt a CTP scheme?

We have acc and its a good system.

Use the search button and find out what people say about the acc system vs compulsy insurance.

[McJim]

Apparently the kid that killed the pedestrian has:

a) Been released on bail.
b) Is still allowed to drive to work.

What's wrong with this picture?

I need my licence to drive to work therefore I don't drive or ride like a fuckwit asking to have his licence suspended. If I drive or ride like a fuckwit I will be unable to get to work, be unable to receive an income, unable to service my mortgage, feed my children or pay the bills. I will have to accept that I have been a fuckwit and not bleat that I need a special licence etc.

[Ocean1]

CTP or compulsory third party insurance has been the norm in Australia for quite a while.

IIRC my first car was a 1.4l Corolla and the CTP on that was in the order of $350. Full comprehensive insurance set me back almost $900 at age 18. By 25 it was down to approx $400.

Price these idiot "car enthusiasts" or "boy racers" off the road.

Has anyone got any arguments as to why NZ should not adopt a CTP scheme?

You'd first have to dismantle the relevant bits of ACC, the "no blame" elements in particular would give any private insurance outfit the screeming hebe gebies.

That said I agree, apply the time honoured "user pays" methodology in the correct direction for a change.

[yungatart]

We have acc and its a good system.

Use the search button and find out what people say about the acc system vs compulsy insurance.

Umm, ACC only covers people - not property!
Comparing Acc to CTP insurance is like comparing gorillas to Boeing 737's - a futile exercise, indeed!

[Ocean1]

We have acc and its a good system.

Use the search button and find out what people say about the acc system vs compulsy insurance.

ACC IS a compulsory insurance system. It just doesn't charge appropriate commercial rates for a given customer. It's essentially the same price for everyone, no matter how bad a risk they are. Guess who gets to pay for that...

[The Pastor]

The reason for compulsary 3rd party overseas is primeraly for medical care. Do a search.

[bell]

Umm, ACC only covers people - not property!
Comparing Acc to CTP insurance is like comparing gorillas to Boeing 737's - a futile exercise, indeed!

Thanks for enlightening our resident renegade boy on that small point!

[Ocean1]

Umm, ACC only covers people - not property!
Comparing Acc to CTP insurance is like comparing gorillas to Boeing 737's - a futile exercise, indeed!

Correct, but the cost of 3rd party personal insurance is the main difference between here and offshore. It's a "correct" market driven control on the true cost of the personal damage caused in any incident. That's often many times the cost of property damage in auto accidents, and that's just the cash cost...

[tri boy]

[QUOTE=McJim;1063816]Apparently the kid that killed the pedestrian has:

a) Been released on bail.
b) Is still allowed to drive to work.

What's wrong with this picture?

Your joking!
Oh for f**k sake.
Did the nice judge fuel his car up also?