Have the kids sell chocolate after school, car washes on the weekends and your wife could always get that second job.......she needs the social contact.
The answer is very simple...ask yourself why did you have kids? For what purpose? To rob you of time and money or to enjoy? Try and get by without selling it (there is always evening rides in summer when the kids are in bed if time is the issue or ride every second weekend) and if you have to sell it, well then out it goes.
I follow the 50/50/90 rule.
Anytime I have a 50/50 chance of getting it right there is a 90% probability I will get it wrong
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