ACC ACCidentally discloses intention to become an insurance company

[caseye]

I hope they are still able, unattached. apolitical , reporter/s Cause in this day and age most of them are paid by the Pollies one way or the other.
This stinks worse than a bloated cow in a river@#$%^.
Thanks taff1954 for that addy, now I'm also going to complain re my submission being acknowledged by some as yet unheard of non entity??? called "ACC Insurance"

[FastBikeGear]

I hope they are still able, unattached. apolitical , reporter/s Cause in this day and age most of them are paid by the Pollies one way or the other."

In this case I am confident that the reporter who is passing it along is an excellent and impartial reporter. I am staying with him when I am in Wellington. However despite what we may think my sense in talking to him tonight is that we don't register as one of the key news story. Rodney Hide, etc are much more of interest.

I believe the Dominion does not have a reporter assigned specifically to this story.

[Conquiztador]

In this case I am confident that the reporter who is passing it along is an excellent and impartial reporter. I am staying with him when I am in Wellington. However despite what we may think my sense in talking to him tonight is that we don't register as one of the key news story. Rodney Hide, etc are much more of interest.

I believe the Dominion does not have a reporter assigned specifically to this story.

If one was to try to get the focus away from this ACC privatisation it would be a good idea to create some kind of high profile distraction or two. Wonder what they will come up with...

[caseye]

Sent this to the ACC INSURANCE Complaints dept this evening.
Oh and a little more to the Herald.Same letter, just asked em if they'd known of the change of name and status of the ACC???






Please find below an acknowledgement of my submission to ACC re the intent to raise motorcycle ACC Levies.



I am writing to ask how it is that my submission to The Accident Compensation Corporation has been replied to by this abhoration called ACC Insurance
Mr Keith McLea I hope your joking when you so arrogantly add the word INSURANCE to the Otherwise known by it's legally recognised name , The ACC.
This brilliant piece of sneakery and down right underhandedness is exactly what those of us who have and will fight the proposed levy increases have come to expect from your Department, Oh sorry thats Insurance Company isn't it????
I am forwarding this email to every major political party and newspaper so that they can see what is going on here and that I am sincerely not happy about having my govt departments Privitised without any consultation or otherwise necessary law /l egislation changes.
A very distressed Motrocyclist,Home owner! father of 3 young people who will never vote for National or any other political party that hides it's acts from the public as long as I draw Breath.
Oh and of course I'm also a voter who's vote will only go to the party that responsibly restores ACC to it's originally intended , no fault policy.






2010/11 ACC Levy Consultation



Thank you for taking the time to let us know what you think of the proposed 2010/11 levy rates.



We have received your submission and it will be considered by the ACC Board as part of our process for preparing recommendations to the Government. These recommendations will be published in all major newspapers during November 2009 and on our website, at www.acc.co.nz/consultation. We will also contact you at this time to let you know what the recommendations are.



It is anticipated that the final decisions on levy rates will be made by the Government in December 2009. In making these decisions, the Government may choose to accept, reject or modify ACC’s recommendations.



If you have any further queries please email us at consultation@acc.co.nz or contact us on 0800 ACC RATES (0800 222 7283).





Yours sincerely







Keith McLea

General Manager, ACC Insurance

[StoneY]

Yes Caseye I have already forwarded a copy of that e-mail with ACC Insurance as a siggy to Labour, and on the 17th (of all dates) some VERY tricky questions will be raised in the Big House by none other than Phil Goff, and my mate Chris Hipkins


Utter bollocks, it was never an insurance company

Can see where the Nats were aiming at all along now, hope everyone who voted Aunty out remembers the day the shot themselves and the rest of us in the foot

Change just for the sake of it, we now pay the price

[taff1954]

Out of curiosity, if ACC IS rebranding to 'ACC Insurance', who's paying the cost of said rebranding, if ACCs' pockets are as empty as they claim them to be? On second thoughts, I'll ask them. Not that I expect a reply. Again.

[Jantar]

....

Can see where the Nats were aiming at all along now, hope everyone who voted Aunty out remembers the day the shot themselves and the rest of us in the foot....

Sorry, but I would have paid 3 times the price of the proposed ACC increase to get Heil Clarke out. However, if the ACC levies go through I'll work just as hard to get JK out as well.

[caseye]

Out of curiosity, if ACC IS rebranding to 'ACC Insurance', who's paying the cost of said rebranding, if ACCs' pockets are as empty as they claim them to be? On second thoughts, I'll ask them. Not that I expect a reply. Again.

Thats the way taff1954, do it , send em something , anything, the more they get the less they will like the idea of trying to shove something like this through again.

[SARGE]

sorry guys ... i'd have to say that a Risk Premium model would be something i would support .. unless someone can explain to me why it would be bad

[Ixion]

Y'know there are laws about insurance companies , and claiming to be one


F'instance, the Insurance Companies Deposit Act 1953

S4

Amount of deposit

• (1) A deposit of $500,000 shall be made with Public Trust by—
  
  
  • (a) Every company commencing after the 26th day of August 1974 to carry on in New Zealand any class of insurance business (whether or not that company was on that date carrying on in New Zealand any other class of insurance business)
  
  

Now, ACC are publically claiming to be an insurance company. ANd saying (in that ad) that they offer insurance.

I wonder if they have made the required deposit?

Might be another interesting question for the Minister

[Ixion]

sorry guys ... i'd have to say that a Risk Premium model would be something i would support .. unless someone can explain to me why it would be bad

maybe so. but that's not what you're being offered. A true risk premium model would asses YOU as the risk. That's not about to happen. Instead you will pay more (no matter how low a risk you are), because you happen to ride a motorcycle. No no claims bonus etc. No right to say "Fuck you, if you're going to charge me that much I'm taking my business to the opposition"

A case CAN be made for an insurance model - it's used in a lot of places in the world.

Personally, I prefer the Woodhouse compensation model (ie ACC)

But what I assert they CANNOT do is try to be a bit of both. Either ACC, or an insurance company.

[SARGE]

maybe so. but that's not what you're being offered. A true risk premium model would asses YOU as the risk. That's not about to happen. Instead you will pay more (no matter how low a risk you are), because you happen to ride a motorcycle. No no claims bonus etc. No right to say "Fuck you, if you're going to charge me that much I'm taking my business to the opposition"

A case CAN be made for an insurance model - it's used in a lot of places in the world.

Personally, I prefer the Woodhouse compensation model (ie ACC)

But what I assert they CANNOT do is try to be a bit of both. Either ACC, or an insurance company.

ok.. try this one ..


potentially .. EVERYTHING we consume has the potential to harm or kill us .. correct?


3% ACC levy on EVERYTHING we purchase.. make GST an even 15%

[Ixion]

ok.. try this one ..


potentially .. EVERYTHING we consume has the potential to harm or kill us .. correct?


3% ACC levy on EVERYTHING we purchase.. make GST an even 15%

Actually that was pretty much Sir Owen's original concept. (Not GST, didn't have it then, but general taxation)

The levies on employers, and cars and such were lumbered into it by the Government, on a "we ahve to carry over the existing Workmens Compensation and compulsory vehicle third party charges" basis.

[caseye]

sorry guys ... i'd have to say that a Risk Premium model would be something i would support .. unless someone can explain to me why it would be bad

OK, if we assumed that a risk premium system could be established without the need for huge increases and inordinate first time fees, it might fly.
But here it is as we have it now.
ACC not with the INSURANCE tacked on the end.
Is not broke, it made a proft of 1 billion dollars paid to it's owners the NZ Govt.
Of course we know this because we have been told it is so by The Labour Party, The Progressive party,The Green party and some other parties.
They all say that while it is operating under it's original set up of income meeting expenditure and some , all is well with the system.
National are telling us Lies because they want to privatise it, simple as that.
Instead of doing that.
If they'd get on with their proposed changes to the entitlements.

Ie: no payouts to suiciders, whether they live or die, did anyone not know that if you succeed at suicide the ACC pay out a $5000.00 figure to your surviving family.

No payouts to anyone injured or killed while in the engagement of any form of illegal activity.

As far as I'm aware these are really the only two to be specifically targed.Except of course US!

I'd go further.

No payouts to any sports person who is injured while representing their club, province, country.If their clubs are not paying ACC Levies for them , then they bloody well should be.Let the damnd clubs take out Insurance if they like.

Remove ACC levies from all registrations.

Make each individuals drivers licence a record of their driving history, when renewed each class ie: driver/rider/operator is rewarded with less money owed rather than more if they have a clean licence(accident, demerit, notes by Police)
Conversely a driver with a bad record of crashes/incidents is charged more.

Put ACC specific fees on all forms of gasoline.diesel, methanol,bio fuels, again make them reasonable and graduated, so depending on what fuel is used it attracts more or less ACC fees.Also prevents us and any car enthuiasists having to pay ACC Levies on any and all of their prized possessions.


This gets us all and for the first time gets all those bloody boaties, pilots,and damnd home handyman,lawnmowing types! Go on Laugh, but think about it.
No ACC fees in registration, just fuel, cant go wrong, just like GST no one escapes and Users do Pay.

Last and by no means least, bicyclists who don't wear all the gear all of the time AOTGAOTT should not be paid out any ACC if they are involved in an acident, their fault or not, no gear no payout.

Thats my two cents worth and having written it again, I've refined it a bit must redo my submission and send it off.

[Jantar]

I have received the same standard response acknowledging my submission. The two things that I immediately picked up on were:

1.

We have received your submission and it will be considered by the ACC Board as part of our process for preparing recommendations to the Government. These recommendations will be published in all major newspapers during November 2009 and on our website, at www.acc.co.nz/consultation. We will also contact you at this time to let you know what the recommendations are.

With the number of submissions they have received, they would not have sufficient time to read and catalogue all submissions, let alone formulate any recommendations based on those submissions. This is strong evidence that the submission process is a sham.

2.

Keith McLea
General Manager, ACC Insurance

I decided to google the two words ACC Insurance, and on the links brought up by google was this:

ACC Homepage New Zealand's accident compensation scheme provides 24-hour no-fault personal accident insurance cover.

But when I clicked on the link it took me to the ACC home page where the sentence had changed to this:

The Accident Compensation Corporation (ACC) provides comprehensive, no-fault personal injury cover for all New Zealand residents and visitors to New Zealand

There is no mention of insurance anywhere on the ACC home page.